JPMorgan (JPM): FY26 Q3 earnings call, Oct 13, 2026

Tue, Oct 13Earnings callSpeaker-labelled transcriptJPMorgan

On its Oct 13, 2026 earnings call (FY26 Q3), JPMorgan said 13 of the 28 words Kalshi and Polymarket listed; Parrot’s count agreed with all 28 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

28 words · 13 settled yes · our count agreed on 28 of 28

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
Quarter 15+ timesYes3030✓77%transcripts from the transcript modelHear it 0:02, Quarter 15+ times–
AI / Artificial Intelligence Yes2121✓92%transcripts from the transcript modelHear it 6:02, AI / Artificial Intelligence–
Wholesale 3+ timesYes1010✓86%transcripts from the transcript modelHear it 12:43, Wholesale 3+ times–
Margin Yes77✓92%transcripts from the transcript modelHear it 3:46, Margin–
Money 5+ timesYes77✓58%transcripts from the transcript modelHear it 8:06, Money 5+ times–
Inflation Yes44✓80%n=4+tx from settlement history blended with transcriptsHear it 1:21, Inflation–
Loan Yes33✓94%transcripts from the transcript modelHear it 3:58, Loan–
Leverage Yes33✓83%transcripts from the transcript modelHear it 36:42, Leverage–
Buyback / Buy Back Yes35✓78%transcripts from the transcript modelHear it 16:11, Buyback / Buy Back–
Hike / Hiked Yes22✓20%transcripts from the transcript modelHear it 12:22, Hike / Hiked–
Credit Card Yes11✓66%n=2+tx from settlement history blended with transcriptsHear it 40:47, Credit Card–
Hiring Yes11✓63%n=4+tx from settlement history blended with transcriptsHear it 1:20, Hiring–
Fintech Yes11✓49%n=4+tx from settlement history blended with transcriptsHear it 8:14, Fintech–
Trading No00✓86%n=4+tx from settlement history blended with transcripts–
M&A / Merger No00✓81%n=2+tx from settlement history blended with transcripts–
Regulation No00✓74%n=4+tx from settlement history blended with transcripts–
Apple No00✓63%transcripts from the transcript model–
Housing No00✓59%transcripts from the transcript model–
Reduction No00✓53%transcripts from the transcript model–
Real Estate No00✓49%transcripts from the transcript model–
Sapphire No00✓47%transcripts from the transcript model–
Geopolitical No00✓38%n=4+tx from settlement history blended with transcripts–
Crypto / Cryptocurrency / Bitcoin No00✓31%transcripts from the transcript model–
Tariff No00✓29%n=4+tx from settlement history blended with transcripts–
Rate Cut / Cut Rates No00✓28%n=1+tx from settlement history blended with transcripts–
Blockchain No00✓21%n=4+tx from settlement history blended with transcripts–
Lawsuit No00✓19%transcripts from the transcript model–
Clarity Act No00✓16%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

2 matches for “Hike”; 2 quoted, at least 25 words apart.

Jeremy Barnumcompanyqa · 12:24Hear it 12:22, Jeremy Barnum

…modeled consumer deposit betas. So about a quarter of that is the hikes that are currently in the forward curve. I think there's one in…

Jeremy Barnumcompanyqa · 35:13Hear it 35:08, Jeremy Barnum

…lot of historical data about how people behave when you see rate hikes from the launch point that we've seen this cycle. So it's been…

Where the listed words were said

Operatoroperator“Quarter (15+)” · prepared · 0:04Hear it 0:01, Operator

Morning, ladies and gentlemen. Welcome to JPMorgan Chase's third quarter 2026 earnings call. This call is being recorded. Your line will be muted for the…

Ebrahim Poonawalaanalyst“AI / Artificial Intelligence” · qa · 6:04Hear it 5:59, Ebrahim Poonawala

…maybe one question, there's been a lot of discussion around all things AI over the last couple of months. Maybe if there are two things…

Jeremy Barnumcompany“Wholesale (3+)” · qa · 12:45Hear it 12:42, Jeremy Barnum

…you've seen this year. So both continued modest consumer deposit growth, continued wholesale deposit growth, probably the wholesale a bit weaker than what was very…

Jeremy Barnumcompany“Margin” · prepared · 3:48Hear it 3:45, Jeremy Barnum

…and Wealth Management. AWM reported net income of $1.8 billion with pretax margin of 36%. Revenue of $6.9 billion was up 14% year-on-year, predominantly driven…

Jeremy Barnumcompany“Money (5+)” · qa · 8:08Hear it 8:02, Jeremy Barnum

…remains focusing on primary bank share, not chasing every dollar of yield-seeking money. So that doesn't mean that competitive pressure isn't real. It just means…

Jeremy Barnumcompany“Inflation” · prepared · 1:23Hear it 1:17, Jeremy Barnum

…volume and revenue-related expense, as well as front office hiring and wage inflation. Credit costs were $2.7 billion, with net charge-offs of $2.2 billion, and…

Glenn Schorranalyst“Loan” · qa · 41:55Hear it 41:49, Glenn Schorr

…equity markets don't know anything about that and don't care, but bank loan books and bond books and insurance portfolios do. So I guess my…

Gerard Cassidyanalyst“Leverage” · qa · 36:44Hear it 36:44, Gerard Cassidy

…industry has grown dramatically and now in their eyes, a systemic risk. Leverage finance in particular was highlighted as another high risk. Obviously, that is…

Jamie Dimoncompany“Buyback / Buy Back” · qa · 16:13Hear it 16:13, Jamie Dimon

…That is the highest and best use of capital for shareholders. Obviously, buyback comes after that, particularly when stock prices are up. The positive news…

Jamie Dimoncompany“Credit Card” · qa · 40:49Hear it 40:45, Jamie Dimon

…But if you take a big step back, banking services are necessary, credit cards and debit cards and movement of money and insured deposits and…

Agents: this page as TSV at /api/v1/appearances/jpmorgan:2026-10-13:earnings_call · words: /api/v1/brief?appearance=jpmorgan:2026-10-13:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP