JPMorgan (JPM)
As of Oct 23, 2026, Kalshi and Polymarket have settled 123 word markets on JPMorgan’s earnings calls since 2025, on 55 different words; most reliably said: “Hiring” (4 of 5). Next call: Jan 14, 2027 (18 words listed).
| Word | Q4’24Jan '25 | Q1’25Apr '25 | Q2’25Jul '25 | Q3’25Oct '25 | Q4’25year ago | Q1’26Apr '26 | Q2’26Jul '26 | Q3’26last call | Trend | Last 8 | Scripted | All-time | Probability | Market |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Buyback / Buy Back | 2 times: Buyback / Buy Back, Q4’24 Jan '25, counts as said | 1 time: Buyback / Buy Back, Q1’25 Apr '25, counts as said | 2 times: Buyback / Buy Back, Q2’25 Jul '25, counts as said | 3 times: Buyback / Buy Back, Q3’25 Oct '25, counts as said | 1 time: Buyback / Buy Back, Q4’25 Jan '26, counts as said | 2 times: Buyback / Buy Back, Q1’26 Apr '26, counts as said | 1 time: Buyback / Buy Back, Q2’26 Jul '26, counts as said | 3 times: Buyback / Buy Back, Q3’26 Oct '26, counts as said | steady | 8/8100% | 0/80% | 49/7863% | 83%n=1+tx from settlement history blended with transcripts | 88¢ Kalshi |
| Inflation | 1 time: Inflation, Q4’24 Jan '25, counts as said | 1 time: Inflation, Q1’25 Apr '25, counts as said | 0 times: Inflation, Q2’25 Jul '25 | 7 times: Inflation, Q3’25 Oct '25, counts as said | 1 time: Inflation, Q4’25 Jan '26, counts as said | 0 times: Inflation, Q1’26 Apr '26 | 4 times: Inflation, Q2’26 Jul '26, counts as said | 4 times: Inflation, Q3’26 Oct '26, counts as said | rising | 6/875% | 4/850% | 27/7835% | 78%n=5+tx from settlement history blended with transcripts | 88¢ Kalshi |
| Credit Card | 1 time: Credit Card, Q4’24 Jan '25, counts as said | 0 times: Credit Card, Q1’25 Apr '25 | 0 times: Credit Card, Q2’25 Jul '25 | 1 time: Credit Card, Q3’25 Oct '25, counts as said | 3 times: Credit Card, Q4’25 Jan '26, counts as said | 0 times: Credit Card, Q1’26 Apr '26 | 3 times: Credit Card, Q2’26 Jul '26, counts as said | 1 time: Credit Card, Q3’26 Oct '26, counts as said | rising | 5/862% | 0/80% | 58/7874% | 71%n=3+tx from settlement history blended with transcripts | 74¢ Kalshi |
| Trading | 6 times: Trading, Q4’24 Jan '25, counts as said | 4 times: Trading, Q1’25 Apr '25, counts as said | 0 times: Trading, Q2’25 Jul '25 | 1 time: Trading, Q3’25 Oct '25, counts as said | 3 times: Trading, Q4’25 Jan '26, counts as said | 6 times: Trading, Q1’26 Apr '26, counts as said | 2 times: Trading, Q2’26 Jul '26, counts as said | 0 times: Trading, Q3’26 Oct '26 | falling | 6/875% | 3/838% | 63/7881% | 70%n=5+tx from settlement history blended with transcripts | 58¢ Kalshi |
| Agent / Agentic | 0 times: Agent / Agentic, Q4’24 Jan '25 | 0 times: Agent / Agentic, Q1’25 Apr '25 | 0 times: Agent / Agentic, Q2’25 Jul '25 | 0 times: Agent / Agentic, Q3’25 Oct '25 | 0 times: Agent / Agentic, Q4’25 Jan '26 | 0 times: Agent / Agentic, Q1’26 Apr '26 | 0 times: Agent / Agentic, Q2’26 Jul '26 | 17 times: Agent / Agentic, Q3’26 Oct '26, counts as said | rising | 1/812% | 0/80% | 6/788% | 70%transcripts from the transcript model | 62¢ Kalshi |
| Hiring | 0 times: Hiring, Q4’24 Jan '25 | 1 time: Hiring, Q1’25 Apr '25, counts as said | 0 times: Hiring, Q2’25 Jul '25 | 1 time: Hiring, Q3’25 Oct '25, counts as said | 2 times: Hiring, Q4’25 Jan '26, counts as said | 0 times: Hiring, Q1’26 Apr '26 | 2 times: Hiring, Q2’26 Jul '26, counts as said | 1 time: Hiring, Q3’26 Oct '26, counts as said | rising | 5/862% | 3/838% | 21/7827% | 68%n=5+tx from settlement history blended with transcripts | 72¢ Kalshi |
| M&A / Merger | 1 time: M&A / Merger, Q4’24 Jan '25, counts as said | 2 times: M&A / Merger, Q1’25 Apr '25, counts as said | 1 time: M&A / Merger, Q2’25 Jul '25, counts as said | 2 times: M&A / Merger, Q3’25 Oct '25, counts as said | 0 times: M&A / Merger, Q4’25 Jan '26 | 4 times: M&A / Merger, Q1’26 Apr '26, counts as said | 2 times: M&A / Merger, Q2’26 Jul '26, counts as said | 0 times: M&A / Merger, Q3’26 Oct '26 | steady | 6/875% | 2/825% | 58/7874% | 59%n=3+tx from settlement history blended with transcripts | 58¢ Kalshi |
| Fintech | 0 times: Fintech, Q4’24 Jan '25 | 0 times: Fintech, Q1’25 Apr '25 | 4 times: Fintech, Q2’25 Jul '25, counts as said | 0 times: Fintech, Q3’25 Oct '25 | 1 time: Fintech, Q4’25 Jan '26, counts as said | 0 times: Fintech, Q1’26 Apr '26 | 1 time: Fintech, Q2’26 Jul '26, counts as said | 1 time: Fintech, Q3’26 Oct '26, counts as said | steady | 4/850% | 0/80% | 15/7819% | 57%n=5+tx from settlement history blended with transcripts | 67¢ Kalshi |
| Regulation | 0 times: Regulation, Q4’24 Jan '25 | 8 times: Regulation, Q1’25 Apr '25, counts as said | 3 times: Regulation, Q2’25 Jul '25, counts as said | 0 times: Regulation, Q3’25 Oct '25 | 3 times: Regulation, Q4’25 Jan '26, counts as said | 1 time: Regulation, Q1’26 Apr '26, counts as said | 2 times: Regulation, Q2’26 Jul '26, counts as said | 0 times: Regulation, Q3’26 Oct '26 | falling | 5/862% | 0/80% | 24/7831% | 57%n=5+tx from settlement history blended with transcripts | 38¢ Kalshi |
| Apple | 0 times: Apple, Q4’24 Jan '25 | 0 times: Apple, Q1’25 Apr '25 | 0 times: Apple, Q2’25 Jul '25 | 0 times: Apple, Q3’25 Oct '25 | 8 times: Apple, Q4’25 Jan '26, counts as said | 0 times: Apple, Q1’26 Apr '26 | 1 time: Apple, Q2’26 Jul '26, counts as said | 0 times: Apple, Q3’26 Oct '26 | rising | 2/825% | 1/812% | 16/7821% | 46%n=1+tx from settlement history blended with transcripts | 25¢ Kalshi |
| Hike / Hiked | 0 times: Hike / Hiked, Q4’24 Jan '25 | 0 times: Hike / Hiked, Q1’25 Apr '25 | 0 times: Hike / Hiked, Q2’25 Jul '25 | 0 times: Hike / Hiked, Q3’25 Oct '25 | 0 times: Hike / Hiked, Q4’25 Jan '26 | 0 times: Hike / Hiked, Q1’26 Apr '26 | 0 times: Hike / Hiked, Q2’26 Jul '26 | 2 times: Hike / Hiked, Q3’26 Oct '26, counts as said | rising | 1/812% | 0/80% | 19/7824% | 46%n=1+tx from settlement history blended with transcripts | 74¢ Kalshi |
| Security and Resiliency | 0 times: Security and Resiliency, Q4’24 Jan '25 | 0 times: Security and Resiliency, Q1’25 Apr '25 | 0 times: Security and Resiliency, Q2’25 Jul '25 | 0 times: Security and Resiliency, Q3’25 Oct '25 | 0 times: Security and Resiliency, Q4’25 Jan '26 | 0 times: Security and Resiliency, Q1’26 Apr '26 | 0 times: Security and Resiliency, Q2’26 Jul '26 | 1 time: Security and Resiliency, Q3’26 Oct '26, counts as said | rising | 1/812% | 0/80% | 1/781% | 32%transcripts from the transcript model | 25¢ Kalshi |
| Geopolitical | 0 times: Geopolitical, Q4’24 Jan '25 | 1 time: Geopolitical, Q1’25 Apr '25, counts as said | 0 times: Geopolitical, Q2’25 Jul '25 | 0 times: Geopolitical, Q3’25 Oct '25 | 1 time: Geopolitical, Q4’25 Jan '26, counts as said | 1 time: Geopolitical, Q1’26 Apr '26, counts as said | 0 times: Geopolitical, Q2’26 Jul '26 | 0 times: Geopolitical, Q3’26 Oct '26 | steady | 3/838% | 0/80% | 10/7813% | 32%n=5+tx from settlement history blended with transcripts | 33¢ Kalshi |
| Crypto / Cryptocurrency / Bitcoin | 0 times: Crypto / Cryptocurrency / Bitcoin, Q4’24 Jan '25 | 0 times: Crypto / Cryptocurrency / Bitcoin, Q1’25 Apr '25 | 0 times: Crypto / Cryptocurrency / Bitcoin, Q2’25 Jul '25 | 0 times: Crypto / Cryptocurrency / Bitcoin, Q3’25 Oct '25 | 2 times: Crypto / Cryptocurrency / Bitcoin, Q4’25 Jan '26, counts as said | 0 times: Crypto / Cryptocurrency / Bitcoin, Q1’26 Apr '26 | 0 times: Crypto / Cryptocurrency / Bitcoin, Q2’26 Jul '26 | 0 times: Crypto / Cryptocurrency / Bitcoin, Q3’26 Oct '26 | steady | 1/812% | 0/80% | 1/781% | 24%n=1+tx from settlement history blended with transcripts | 10¢ Kalshi |
| Sapphire | 0 times: Sapphire, Q4’24 Jan '25 | 0 times: Sapphire, Q1’25 Apr '25 | 0 times: Sapphire, Q2’25 Jul '25 | 2 times: Sapphire, Q3’25 Oct '25, counts as said | 0 times: Sapphire, Q4’25 Jan '26 | 0 times: Sapphire, Q1’26 Apr '26 | 1 time: Sapphire, Q2’26 Jul '26, counts as said | 0 times: Sapphire, Q3’26 Oct '26 | steady | 2/825% | 2/825% | 18/7823% | 22%n=1+tx from settlement history blended with transcripts | 27¢ Kalshi |
| Rate Cut / Cut Rates | 0 times: Rate Cut / Cut Rates, Q4’24 Jan '25 | 0 times: Rate Cut / Cut Rates, Q1’25 Apr '25 | 0 times: Rate Cut / Cut Rates, Q2’25 Jul '25 | 0 times: Rate Cut / Cut Rates, Q3’25 Oct '25 | 2 times: Rate Cut / Cut Rates, Q4’25 Jan '26, counts as said | 0 times: Rate Cut / Cut Rates, Q1’26 Apr '26 | 0 times: Rate Cut / Cut Rates, Q2’26 Jul '26 | 0 times: Rate Cut / Cut Rates, Q3’26 Oct '26 | steady | 1/812% | 1/812% | 7/789% | 22%n=2+tx from settlement history blended with transcripts | 8¢ Kalshi |
| Blockchain | 0 times: Blockchain, Q4’24 Jan '25 | 0 times: Blockchain, Q1’25 Apr '25 | 0 times: Blockchain, Q2’25 Jul '25 | 0 times: Blockchain, Q3’25 Oct '25 | 1 time: Blockchain, Q4’25 Jan '26, counts as said | 0 times: Blockchain, Q1’26 Apr '26 | 0 times: Blockchain, Q2’26 Jul '26 | 0 times: Blockchain, Q3’26 Oct '26 | steady | 1/812% | 0/80% | 6/788% | 19%n=5+tx from settlement history blended with transcripts | 7¢ Kalshi |
| Tariff | 0 times: Tariff, Q4’24 Jan '25 | 9 times: Tariff, Q1’25 Apr '25, counts as said | 5 times: Tariff, Q2’25 Jul '25, counts as said | 2 times: Tariff, Q3’25 Oct '25, counts as said | 0 times: Tariff, Q4’25 Jan '26 | 0 times: Tariff, Q1’26 Apr '26 | 0 times: Tariff, Q2’26 Jul '26 | 0 times: Tariff, Q3’26 Oct '26 | falling | 3/838% | 0/80% | 3/784% | 17%n=5+tx from settlement history blended with transcripts | 12¢ Kalshi |
- times said on that call
- counted as said (ring)
- no call
- probability next time, with n
- Select a word or a cell for its quotes
What the columns mean
- Last N
- of the appearances shown, how many counted as said
- Trend
- how the count moved over these calls
- Scripted
- calls of the last 8 where it was said in the prepared remarks
- All-time
- every call on file
- Probability
- the calibrated probability for the next listing; n is the settled observations behind it when it was computed, '+tx' adds the transcripts, 'new' means too little history
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Every word
1–40 of 40, most settled first| Word | Q4’24Jan '25 | Q1’25Apr '25 | Q2’25Jul '25 | Q3’25Oct '25 | Q4’25Jan '26 | Q1’26Apr '26 | Q2’26Jul '26 | Q3’26last call | Trend | Last 8 | Scripted | All-time | Probability |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Private Credit | 0 times: Private Credit, Q4’24 Jan '25 | 0 times: Private Credit, Q1’25 Apr '25 | 7 times: Private Credit, Q2’25 Jul '25, counts as said | 3 times: Private Credit, Q3’25 Oct '25, counts as said | 1 time: Private Credit, Q4’25 Jan '26, counts as said | 11 times: Private Credit, Q1’26 Apr '26, counts as said | 0 times: Private Credit, Q2’26 Jul '26 | 0 times: Private Credit, Q3’26 Oct '26 | steady | 4/850% | 0/80% | 11/7814% | 66%n=4+tx from settlement history blended with transcripts |
| Buyback | 2 times: Buyback, Q4’24 Jan '25, counts as said | 1 time: Buyback, Q1’25 Apr '25, counts as said | 2 times: Buyback, Q2’25 Jul '25, counts as said | 3 times: Buyback, Q3’25 Oct '25, counts as said | 1 time: Buyback, Q4’25 Jan '26, counts as said | 2 times: Buyback, Q1’26 Apr '26, counts as said | 1 time: Buyback, Q2’26 Jul '26, counts as said | 3 times: Buyback, Q3’26 Oct '26, counts as said | steady | 8/8100% | 0/80% | 49/7863% | 76%n=4+tx from settlement history blended with transcripts |
| Recession | 0 times: Recession, Q4’24 Jan '25 | 8 times: Recession, Q1’25 Apr '25, counts as said | 0 times: Recession, Q2’25 Jul '25 | 0 times: Recession, Q3’25 Oct '25 | 1 time: Recession, Q4’25 Jan '26, counts as said | 3 times: Recession, Q1’26 Apr '26, counts as said | 0 times: Recession, Q2’26 Jul '26 | 0 times: Recession, Q3’26 Oct '26 | falling | 3/838% | 1/812% | 33/7842% | 44%n=4+tx from settlement history blended with transcripts |
| Crypto / Bitcoin | 0 times: Crypto / Bitcoin, Q4’24 Jan '25 | 0 times: Crypto / Bitcoin, Q1’25 Apr '25 | 0 times: Crypto / Bitcoin, Q2’25 Jul '25 | 0 times: Crypto / Bitcoin, Q3’25 Oct '25 | 2 times: Crypto / Bitcoin, Q4’25 Jan '26, counts as said | 0 times: Crypto / Bitcoin, Q1’26 Apr '26 | 0 times: Crypto / Bitcoin, Q2’26 Jul '26 | 0 times: Crypto / Bitcoin, Q3’26 Oct '26 | steady | 1/812% | 0/80% | 1/781% | 25%n=4+tx from settlement history blended with transcripts |
| Basel 3 | 1 time: Basel 3, Q4’24 Jan '25, counts as said | 2 times: Basel 3, Q1’25 Apr '25, counts as said | 2 times: Basel 3, Q2’25 Jul '25, counts as said | 0 times: Basel 3, Q3’25 Oct '25 | 0 times: Basel 3, Q4’25 Jan '26 | 2 times: Basel 3, Q1’26 Apr '26, counts as said | 0 times: Basel 3, Q2’26 Jul '26 | 1 time: Basel 3, Q3’26 Oct '26, counts as said | falling | 5/862% | 1/812% | 36/7846% | 52%n=2+tx from settlement history blended with transcripts |
| M&A | 1 time: M&A, Q4’24 Jan '25, counts as said | 2 times: M&A, Q1’25 Apr '25, counts as said | 1 time: M&A, Q2’25 Jul '25, counts as said | 2 times: M&A, Q3’25 Oct '25, counts as said | 0 times: M&A, Q4’25 Jan '26 | 3 times: M&A, Q1’26 Apr '26, counts as said | 3 times: M&A, Q2’26 Jul '26, counts as said | 0 times: M&A, Q3’26 Oct '26 | steady | 6/875% | 2/825% | 53/7868% | 57%n=2+tx from settlement history blended with transcripts |
| AI / Artificial Intelligence | 0 times: AI / Artificial Intelligence, Q4’24 Jan '25 | 2 times: AI / Artificial Intelligence, Q1’25 Apr '25, counts as said | 2 times: AI / Artificial Intelligence, Q2’25 Jul '25, counts as said | 9 times: AI / Artificial Intelligence, Q3’25 Oct '25, counts as said | 8 times: AI / Artificial Intelligence, Q4’25 Jan '26, counts as said | 13 times: AI / Artificial Intelligence, Q1’26 Apr '26, counts as said | 24 times: AI / Artificial Intelligence, Q2’26 Jul '26, counts as said | 21 times: AI / Artificial Intelligence, Q3’26 Oct '26, counts as said | rising | 7/888% | 0/80% | 25/7832% | 95%n=1+tx from settlement history blended with transcripts |
| AI / Artificial Intelligence5+ times | 0 times: AI / Artificial Intelligence 5+ times, Q4’24 Jan '25 | 2 times: AI / Artificial Intelligence 5+ times, Q1’25 Apr '25, below the threshold | 2 times: AI / Artificial Intelligence 5+ times, Q2’25 Jul '25, below the threshold | 9 times: AI / Artificial Intelligence 5+ times, Q3’25 Oct '25, counts as said | 8 times: AI / Artificial Intelligence 5+ times, Q4’25 Jan '26, counts as said | 13 times: AI / Artificial Intelligence 5+ times, Q1’26 Apr '26, counts as said | 24 times: AI / Artificial Intelligence 5+ times, Q2’26 Jul '26, counts as said | 21 times: AI / Artificial Intelligence 5+ times, Q3’26 Oct '26, counts as said | rising | 5/862% | 0/80% | 8/7810% | 79%n=1+tx from settlement history blended with transcripts |
| Private / Credit | 16 times: Private / Credit, Q4’24 Jan '25, counts as said | 18 times: Private / Credit, Q1’25 Apr '25, counts as said | 32 times: Private / Credit, Q2’25 Jul '25, counts as said | 35 times: Private / Credit, Q3’25 Oct '25, counts as said | 23 times: Private / Credit, Q4’25 Jan '26, counts as said | 71 times: Private / Credit, Q1’26 Apr '26, counts as said | 15 times: Private / Credit, Q2’26 Jul '26, counts as said | 16 times: Private / Credit, Q3’26 Oct '26, counts as said | steady | 8/8100% | 8/8100% | 77/7899% | 97%n=1+tx from settlement history blended with transcripts |
| Fraud | 0 times: Fraud, Q4’24 Jan '25 | 0 times: Fraud, Q1’25 Apr '25 | 2 times: Fraud, Q2’25 Jul '25, counts as said | 2 times: Fraud, Q3’25 Oct '25, counts as said | 2 times: Fraud, Q4’25 Jan '26, counts as said | 1 time: Fraud, Q1’26 Apr '26, counts as said | 1 time: Fraud, Q2’26 Jul '26, counts as said | 1 time: Fraud, Q3’26 Oct '26, counts as said | rising | 6/875% | 2/825% | 18/7823% | 70%n=1+tx from settlement history blended with transcripts |
| Invest / Investment5+ times | 18 times: Invest / Investment 5+ times, Q4’24 Jan '25, counts as said | 19 times: Invest / Investment 5+ times, Q1’25 Apr '25, counts as said | 10 times: Invest / Investment 5+ times, Q2’25 Jul '25, counts as said | 9 times: Invest / Investment 5+ times, Q3’25 Oct '25, counts as said | 19 times: Invest / Investment 5+ times, Q4’25 Jan '26, counts as said | 10 times: Invest / Investment 5+ times, Q1’26 Apr '26, counts as said | 23 times: Invest / Investment 5+ times, Q2’26 Jul '26, counts as said | 12 times: Invest / Investment 5+ times, Q3’26 Oct '26, counts as said | steady | 8/8100% | 3/838% | 77/7899% | 86%n=1+tx from settlement history blended with transcripts |
| Leverage | 0 times: Leverage, Q4’24 Jan '25 | 0 times: Leverage, Q1’25 Apr '25 | 1 time: Leverage, Q2’25 Jul '25, counts as said | 2 times: Leverage, Q3’25 Oct '25, counts as said | 4 times: Leverage, Q4’25 Jan '26, counts as said | 6 times: Leverage, Q1’26 Apr '26, counts as said | 11 times: Leverage, Q2’26 Jul '26, counts as said | 3 times: Leverage, Q3’26 Oct '26, counts as said | rising | 6/875% | 0/80% | 58/7874% | 88%n=1+tx from settlement history blended with transcripts |
| Loan | 18 times: Loan, Q4’24 Jan '25, counts as said | 13 times: Loan, Q1’25 Apr '25, counts as said | 13 times: Loan, Q2’25 Jul '25, counts as said | 11 times: Loan, Q3’25 Oct '25, counts as said | 13 times: Loan, Q4’25 Jan '26, counts as said | 27 times: Loan, Q1’26 Apr '26, counts as said | 6 times: Loan, Q2’26 Jul '26, counts as said | 3 times: Loan, Q3’26 Oct '26, counts as said | falling | 8/8100% | 6/875% | 77/7899% | 96%n=1+tx from settlement history blended with transcripts |
| Margin | 11 times: Margin, Q4’24 Jan '25, counts as said | 10 times: Margin, Q1’25 Apr '25, counts as said | 10 times: Margin, Q2’25 Jul '25, counts as said | 6 times: Margin, Q3’25 Oct '25, counts as said | 10 times: Margin, Q4’25 Jan '26, counts as said | 10 times: Margin, Q1’26 Apr '26, counts as said | 9 times: Margin, Q2’26 Jul '26, counts as said | 7 times: Margin, Q3’26 Oct '26, counts as said | steady | 8/8100% | 8/8100% | 77/7899% | 94%n=1+tx from settlement history blended with transcripts |
| Money5+ times | 1 time: Money 5+ times, Q4’24 Jan '25, below the threshold | 3 times: Money 5+ times, Q1’25 Apr '25, below the threshold | 6 times: Money 5+ times, Q2’25 Jul '25, counts as said | 2 times: Money 5+ times, Q3’25 Oct '25, below the threshold | 10 times: Money 5+ times, Q4’25 Jan '26, counts as said | 10 times: Money 5+ times, Q1’26 Apr '26, counts as said | 10 times: Money 5+ times, Q2’26 Jul '26, counts as said | 7 times: Money 5+ times, Q3’26 Oct '26, counts as said | rising | 5/862% | 0/80% | 34/7844% | 71%n=1+tx from settlement history blended with transcripts |
| Mortgage | 2 times: Mortgage, Q4’24 Jan '25, counts as said | 3 times: Mortgage, Q1’25 Apr '25, counts as said | 2 times: Mortgage, Q2’25 Jul '25, counts as said | 7 times: Mortgage, Q3’25 Oct '25, counts as said | 2 times: Mortgage, Q4’25 Jan '26, counts as said | 3 times: Mortgage, Q1’26 Apr '26, counts as said | 1 time: Mortgage, Q2’26 Jul '26, counts as said | 1 time: Mortgage, Q3’26 Oct '26, counts as said | falling | 8/8100% | 0/80% | 73/7894% | 82%n=1+tx from settlement history blended with transcripts |
| Quarter15+ times | 22 times: Quarter 15+ times, Q4’24 Jan '25, counts as said | 42 times: Quarter 15+ times, Q1’25 Apr '25, counts as said | 40 times: Quarter 15+ times, Q2’25 Jul '25, counts as said | 34 times: Quarter 15+ times, Q3’25 Oct '25, counts as said | 22 times: Quarter 15+ times, Q4’25 Jan '26, counts as said | 41 times: Quarter 15+ times, Q1’26 Apr '26, counts as said | 31 times: Quarter 15+ times, Q2’26 Jul '26, counts as said | 30 times: Quarter 15+ times, Q3’26 Oct '26, counts as said | steady | 8/8100% | 3/838% | 77/7899% | 82%n=1+tx from settlement history blended with transcripts |
| Revenue10+ times | 22 times: Revenue 10+ times, Q4’24 Jan '25, counts as said | 21 times: Revenue 10+ times, Q1’25 Apr '25, counts as said | 26 times: Revenue 10+ times, Q2’25 Jul '25, counts as said | 17 times: Revenue 10+ times, Q3’25 Oct '25, counts as said | 23 times: Revenue 10+ times, Q4’25 Jan '26, counts as said | 14 times: Revenue 10+ times, Q1’26 Apr '26, counts as said | 25 times: Revenue 10+ times, Q2’26 Jul '26, counts as said | 16 times: Revenue 10+ times, Q3’26 Oct '26, counts as said | steady | 8/8100% | 7/888% | 77/7899% | 81%n=1+tx from settlement history blended with transcripts |
| Risk | 7 times: Risk, Q4’24 Jan '25, counts as said | 14 times: Risk, Q1’25 Apr '25, counts as said | 14 times: Risk, Q2’25 Jul '25, counts as said | 24 times: Risk, Q3’25 Oct '25, counts as said | 16 times: Risk, Q4’25 Jan '26, counts as said | 42 times: Risk, Q1’26 Apr '26, counts as said | 21 times: Risk, Q2’26 Jul '26, counts as said | 17 times: Risk, Q3’26 Oct '26, counts as said | rising | 8/8100% | 4/850% | 76/7897% | 97%n=1+tx from settlement history blended with transcripts |
| Wholesale3+ times | 4 times: Wholesale 3+ times, Q4’24 Jan '25, counts as said | 12 times: Wholesale 3+ times, Q1’25 Apr '25, counts as said | 4 times: Wholesale 3+ times, Q2’25 Jul '25, counts as said | 13 times: Wholesale 3+ times, Q3’25 Oct '25, counts as said | 16 times: Wholesale 3+ times, Q4’25 Jan '26, counts as said | 12 times: Wholesale 3+ times, Q1’26 Apr '26, counts as said | 9 times: Wholesale 3+ times, Q2’26 Jul '26, counts as said | 10 times: Wholesale 3+ times, Q3’26 Oct '26, counts as said | rising | 8/8100% | 1/812% | 52/7867% | 89%n=1+tx from settlement history blended with transcripts |
| Bitcoinnever said | 0 times: Bitcoin, Q4’24 Jan '25 | 0 times: Bitcoin, Q1’25 Apr '25 | 0 times: Bitcoin, Q2’25 Jul '25 | 0 times: Bitcoin, Q3’25 Oct '25 | 0 times: Bitcoin, Q4’25 Jan '26 | 0 times: Bitcoin, Q1’26 Apr '26 | 0 times: Bitcoin, Q2’26 Jul '26 | 0 times: Bitcoin, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 0/780% | 12%n=1+tx from settlement history blended with transcripts |
| Bond Crisisnever said | 0 times: Bond Crisis, Q4’24 Jan '25 | 0 times: Bond Crisis, Q1’25 Apr '25 | 0 times: Bond Crisis, Q2’25 Jul '25 | 0 times: Bond Crisis, Q3’25 Oct '25 | 0 times: Bond Crisis, Q4’25 Jan '26 | 0 times: Bond Crisis, Q1’26 Apr '26 | 0 times: Bond Crisis, Q2’26 Jul '26 | 0 times: Bond Crisis, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 0/780% | 12%n=1+tx from settlement history blended with transcripts |
| Churn | 0 times: Churn, Q4’24 Jan '25 | 0 times: Churn, Q1’25 Apr '25 | 0 times: Churn, Q2’25 Jul '25 | 0 times: Churn, Q3’25 Oct '25 | 0 times: Churn, Q4’25 Jan '26 | 0 times: Churn, Q1’26 Apr '26 | 0 times: Churn, Q2’26 Jul '26 | 0 times: Churn, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 3/784% | 12%n=1+tx from settlement history blended with transcripts |
| Clarity Actnever said | 0 times: Clarity Act, Q4’24 Jan '25 | 0 times: Clarity Act, Q1’25 Apr '25 | 0 times: Clarity Act, Q2’25 Jul '25 | 0 times: Clarity Act, Q3’25 Oct '25 | 0 times: Clarity Act, Q4’25 Jan '26 | 0 times: Clarity Act, Q1’26 Apr '26 | 0 times: Clarity Act, Q2’26 Jul '26 | 0 times: Clarity Act, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 0/780% | 11%n=1+tx from settlement history blended with transcripts |
| Coinbase | 0 times: Coinbase, Q4’24 Jan '25 | 0 times: Coinbase, Q1’25 Apr '25 | 0 times: Coinbase, Q2’25 Jul '25 | 0 times: Coinbase, Q3’25 Oct '25 | 1 time: Coinbase, Q4’25 Jan '26, counts as said | 0 times: Coinbase, Q1’26 Apr '26 | 0 times: Coinbase, Q2’26 Jul '26 | 0 times: Coinbase, Q3’26 Oct '26 | steady | 1/812% | 0/80% | 1/781% | 22%n=1+tx from settlement history blended with transcripts |
| Cyber | 1 time: Cyber, Q4’24 Jan '25, counts as said | 0 times: Cyber, Q1’25 Apr '25 | 0 times: Cyber, Q2’25 Jul '25 | 1 time: Cyber, Q3’25 Oct '25, counts as said | 0 times: Cyber, Q4’25 Jan '26 | 11 times: Cyber, Q1’26 Apr '26, counts as said | 0 times: Cyber, Q2’26 Jul '26 | 0 times: Cyber, Q3’26 Oct '26 | rising | 3/838% | 0/80% | 10/7813% | 54%n=1+tx from settlement history blended with transcripts |
| Disruption | 0 times: Disruption, Q4’24 Jan '25 | 0 times: Disruption, Q1’25 Apr '25 | 0 times: Disruption, Q2’25 Jul '25 | 0 times: Disruption, Q3’25 Oct '25 | 1 time: Disruption, Q4’25 Jan '26, counts as said | 0 times: Disruption, Q1’26 Apr '26 | 0 times: Disruption, Q2’26 Jul '26 | 2 times: Disruption, Q3’26 Oct '26, counts as said | rising | 2/825% | 0/80% | 9/7812% | 39%n=1+tx from settlement history blended with transcripts |
| Dollar10+ times | 63 times: Dollar 10+ times, Q4’24 Jan '25, counts as said | 66 times: Dollar 10+ times, Q1’25 Apr '25, counts as said | 47 times: Dollar 10+ times, Q2’25 Jul '25, counts as said | 32 times: Dollar 10+ times, Q3’25 Oct '25, counts as said | 46 times: Dollar 10+ times, Q4’25 Jan '26, counts as said | 53 times: Dollar 10+ times, Q1’26 Apr '26, counts as said | 42 times: Dollar 10+ times, Q2’26 Jul '26, counts as said | 43 times: Dollar 10+ times, Q3’26 Oct '26, counts as said | steady | 8/8100% | 8/8100% | 77/7899% | 82%n=1+tx from settlement history blended with transcripts |
| Hike | 0 times: Hike, Q4’24 Jan '25 | 0 times: Hike, Q1’25 Apr '25 | 0 times: Hike, Q2’25 Jul '25 | 0 times: Hike, Q3’25 Oct '25 | 0 times: Hike, Q4’25 Jan '26 | 0 times: Hike, Q1’26 Apr '26 | 0 times: Hike, Q2’26 Jul '26 | 2 times: Hike, Q3’26 Oct '26, counts as said | rising | 1/812% | 0/80% | 19/7824% | 31%n=1+tx from settlement history blended with transcripts |
| Housing | 0 times: Housing, Q4’24 Jan '25 | 0 times: Housing, Q1’25 Apr '25 | 0 times: Housing, Q2’25 Jul '25 | 2 times: Housing, Q3’25 Oct '25, counts as said | 1 time: Housing, Q4’25 Jan '26, counts as said | 0 times: Housing, Q1’26 Apr '26 | 2 times: Housing, Q2’26 Jul '26, counts as said | 0 times: Housing, Q3’26 Oct '26 | rising | 3/838% | 0/80% | 32/7841% | 33%n=1+tx from settlement history blended with transcripts |
| Lawsuit | 2 times: Lawsuit, Q4’24 Jan '25, counts as said | 0 times: Lawsuit, Q1’25 Apr '25 | 0 times: Lawsuit, Q2’25 Jul '25 | 0 times: Lawsuit, Q3’25 Oct '25 | 0 times: Lawsuit, Q4’25 Jan '26 | 0 times: Lawsuit, Q1’26 Apr '26 | 0 times: Lawsuit, Q2’26 Jul '26 | 0 times: Lawsuit, Q3’26 Oct '26 | falling | 1/812% | 0/80% | 4/785% | 15%n=1+tx from settlement history blended with transcripts |
| Million10+ times | 11 times: Million 10+ times, Q4’24 Jan '25, counts as said | 19 times: Million 10+ times, Q1’25 Apr '25, counts as said | 10 times: Million 10+ times, Q2’25 Jul '25, counts as said | 4 times: Million 10+ times, Q3’25 Oct '25, below the threshold | 6 times: Million 10+ times, Q4’25 Jan '26, below the threshold | 3 times: Million 10+ times, Q1’26 Apr '26, below the threshold | 4 times: Million 10+ times, Q2’26 Jul '26, below the threshold | 5 times: Million 10+ times, Q3’26 Oct '26, below the threshold | falling | 3/838% | 3/838% | 72/7892% | 19%n=1+tx from settlement history blended with transcripts |
| Monetize | 0 times: Monetize, Q4’24 Jan '25 | 0 times: Monetize, Q1’25 Apr '25 | 0 times: Monetize, Q2’25 Jul '25 | 0 times: Monetize, Q3’25 Oct '25 | 0 times: Monetize, Q4’25 Jan '26 | 0 times: Monetize, Q1’26 Apr '26 | 0 times: Monetize, Q2’26 Jul '26 | 0 times: Monetize, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 8/7810% | 12%n=1+tx from settlement history blended with transcripts |
| Pivot | 1 time: Pivot, Q4’24 Jan '25, counts as said | 0 times: Pivot, Q1’25 Apr '25 | 0 times: Pivot, Q2’25 Jul '25 | 0 times: Pivot, Q3’25 Oct '25 | 3 times: Pivot, Q4’25 Jan '26, counts as said | 1 time: Pivot, Q1’26 Apr '26, counts as said | 0 times: Pivot, Q2’26 Jul '26 | 0 times: Pivot, Q3’26 Oct '26 | steady | 3/838% | 1/812% | 8/7810% | 37%n=1+tx from settlement history blended with transcripts |
| Prediction | 0 times: Prediction, Q4’24 Jan '25 | 0 times: Prediction, Q1’25 Apr '25 | 0 times: Prediction, Q2’25 Jul '25 | 0 times: Prediction, Q3’25 Oct '25 | 0 times: Prediction, Q4’25 Jan '26 | 0 times: Prediction, Q1’26 Apr '26 | 0 times: Prediction, Q2’26 Jul '26 | 1 time: Prediction, Q3’26 Oct '26, counts as said | rising | 1/812% | 0/80% | 7/789% | 26%n=1+tx from settlement history blended with transcripts |
| Real Estate | 1 time: Real Estate, Q4’24 Jan '25, counts as said | 0 times: Real Estate, Q1’25 Apr '25 | 0 times: Real Estate, Q2’25 Jul '25 | 0 times: Real Estate, Q3’25 Oct '25 | 2 times: Real Estate, Q4’25 Jan '26, counts as said | 0 times: Real Estate, Q1’26 Apr '26 | 1 time: Real Estate, Q2’26 Jul '26, counts as said | 0 times: Real Estate, Q3’26 Oct '26 | steady | 3/838% | 1/812% | 65/7883% | 33%n=1+tx from settlement history blended with transcripts |
| Reduction | 0 times: Reduction, Q4’24 Jan '25 | 4 times: Reduction, Q1’25 Apr '25, counts as said | 0 times: Reduction, Q2’25 Jul '25 | 0 times: Reduction, Q3’25 Oct '25 | 0 times: Reduction, Q4’25 Jan '26 | 3 times: Reduction, Q1’26 Apr '26, counts as said | 1 time: Reduction, Q2’26 Jul '26, counts as said | 0 times: Reduction, Q3’26 Oct '26 | falling | 3/838% | 2/825% | 57/7873% | 37%n=1+tx from settlement history blended with transcripts |
| Stakeholder | 0 times: Stakeholder, Q4’24 Jan '25 | 0 times: Stakeholder, Q1’25 Apr '25 | 0 times: Stakeholder, Q2’25 Jul '25 | 0 times: Stakeholder, Q3’25 Oct '25 | 0 times: Stakeholder, Q4’25 Jan '26 | 0 times: Stakeholder, Q1’26 Apr '26 | 0 times: Stakeholder, Q2’26 Jul '26 | 0 times: Stakeholder, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 2/783% | 12%n=1+tx from settlement history blended with transcripts |
| Synergy | 0 times: Synergy, Q4’24 Jan '25 | 0 times: Synergy, Q1’25 Apr '25 | 0 times: Synergy, Q2’25 Jul '25 | 0 times: Synergy, Q3’25 Oct '25 | 0 times: Synergy, Q4’25 Jan '26 | 0 times: Synergy, Q1’26 Apr '26 | 0 times: Synergy, Q2’26 Jul '26 | 0 times: Synergy, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 3/784% | 12%n=1+tx from settlement history blended with transcripts |
| Trumpnever said | 0 times: Trump, Q4’24 Jan '25 | 0 times: Trump, Q1’25 Apr '25 | 0 times: Trump, Q2’25 Jul '25 | 0 times: Trump, Q3’25 Oct '25 | 0 times: Trump, Q4’25 Jan '26 | 0 times: Trump, Q1’26 Apr '26 | 0 times: Trump, Q2’26 Jul '26 | 0 times: Trump, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 0/780% | 12%n=1+tx from settlement history blended with transcripts |
- times said on that call
- counted as said (ring)
- no call
- probability next time, with n
- Select a word or a cell for its quotes
What the columns mean
- Last N
- of the appearances shown, how many counted as said
- Trend
- how the count moved over these calls
- Scripted
- calls of the last 8 where it was said in the prepared remarks
- All-time
- every call on file
- Probability
- the calibrated probability for the next listing; n is the settled observations behind it when it was computed, '+tx' adds the transcripts, 'new' means too little history
Appearances and settled record
latest 12Our transcript counts matched how 119 of 123 settled words resolved (96.7%). How we check.
| Date | Appearance | Text | Words | Settled | Our count agreed |
|---|---|---|---|---|---|
| Oct 13, 2026 | Earnings call FY26 Q3 | Speaker-labelled transcript | 30 | 14 yes · 16 no | 30/30 (100%) |
| Jul 14, 2026 | Earnings call FY26 Q2 | Speaker-labelled transcript | 38 | 14 yes · 24 no | 36/38 (95%) |
| Apr 14, 2026 | Earnings call FY26 Q1 | Speaker-labelled transcript | 15 | 8 yes · 7 no | 15/15 (100%) |
| Jan 13, 2026 | Earnings call FY25 Q4 | Speaker-labelled transcript | 26 | 20 yes · 6 no | 24/26 (92%) |
| Oct 14, 2025 | Earnings call FY25 Q3 | Speaker-labelled transcript | 14 | 7 yes · 7 no | 14/14 (100%) |
| Jul 15, 2025 | Earnings call FY25 Q2 | Speaker-labelled transcript | 0 | – | – |
| Apr 11, 2025 | Earnings call FY25 Q1 | Speaker-labelled transcript | 0 | – | – |
| Jan 15, 2025 | Earnings call FY24 Q4 | Speaker-labelled transcript | 0 | – | – |
| Oct 11, 2024 | Earnings call FY24 Q3 | Speaker-labelled transcript | 0 | – | – |
| Jul 12, 2024 | Earnings call FY24 Q2 | Speaker-labelled transcript | 0 | – | – |
| Apr 12, 2024 | Earnings call FY24 Q1 | Speaker-labelled transcript | 0 | – | – |
| Jan 12, 2024 | Earnings call FY23 Q4 | Speaker-labelled transcript | 0 | – | – |
Citeparrot.markets, “JPMorgan (JPM): earnings call word history”, as of Oct 23, 2026, https://parrot.markets/earnings/JPM (CC BY 4.0)
Agents: this page as TSV at /api/v1/entity/jpmorgan · words: /api/v1/history?entity=jpmorgan · columnar JSON in #parrot-data · llms.txt · MCP