JPMorgan (JPM): FY26 Q3 earnings call, Oct 13, 2026
On its Oct 13, 2026 earnings call (FY26 Q3), JPMorgan said 13 of the 28 words Kalshi and Polymarket listed; Parrot’s count agreed with all 28 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
28 words · 13 settled yes · our count agreed on 28 of 28- Kalshi: company speakers + operator
Kalshi - Polymarket: anyone
Polymarket
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Quarter 15+ times | Yes | 30 | 30 | ✓ | 77%transcripts from the transcript model | Hear it 0:02, Quarter 15+ times | – |
| AI / Artificial Intelligence | Yes | 21 | 21 | ✓ | 92%transcripts from the transcript model | Hear it 6:02, AI / Artificial Intelligence | – |
| Wholesale 3+ times | Yes | 10 | 10 | ✓ | 86%transcripts from the transcript model | Hear it 12:43, Wholesale 3+ times | – |
| Margin | Yes | 7 | 7 | ✓ | 92%transcripts from the transcript model | Hear it 3:46, Margin | – |
| Money 5+ times | Yes | 7 | 7 | ✓ | 58%transcripts from the transcript model | Hear it 8:06, Money 5+ times | – |
| Inflation | Yes | 4 | 4 | ✓ | 80%n=4+tx from settlement history blended with transcripts | Hear it 1:21, Inflation | – |
| Loan | Yes | 3 | 3 | ✓ | 94%transcripts from the transcript model | Hear it 3:58, Loan | – |
| Leverage | Yes | 3 | 3 | ✓ | 83%transcripts from the transcript model | Hear it 36:42, Leverage | – |
| Buyback / Buy Back | Yes | 3 | 5 | ✓ | 78%transcripts from the transcript model | Hear it 16:11, Buyback / Buy Back | – |
| Hike / Hiked | Yes | 2 | 2 | ✓ | 20%transcripts from the transcript model | Hear it 12:22, Hike / Hiked | – |
| Credit Card | Yes | 1 | 1 | ✓ | 66%n=2+tx from settlement history blended with transcripts | Hear it 40:47, Credit Card | – |
| Hiring | Yes | 1 | 1 | ✓ | 63%n=4+tx from settlement history blended with transcripts | Hear it 1:20, Hiring | – |
| Fintech | Yes | 1 | 1 | ✓ | 49%n=4+tx from settlement history blended with transcripts | Hear it 8:14, Fintech | – |
| Trading | No | 0 | 0 | ✓ | 86%n=4+tx from settlement history blended with transcripts | – | |
| M&A / Merger | No | 0 | 0 | ✓ | 81%n=2+tx from settlement history blended with transcripts | – | |
| Regulation | No | 0 | 0 | ✓ | 74%n=4+tx from settlement history blended with transcripts | – | |
| Apple | No | 0 | 0 | ✓ | 63%transcripts from the transcript model | – | |
| Housing | No | 0 | 0 | ✓ | 59%transcripts from the transcript model | – | |
| Reduction | No | 0 | 0 | ✓ | 53%transcripts from the transcript model | – | |
| Real Estate | No | 0 | 0 | ✓ | 49%transcripts from the transcript model | – | |
| Sapphire | No | 0 | 0 | ✓ | 47%transcripts from the transcript model | – | |
| Geopolitical | No | 0 | 0 | ✓ | 38%n=4+tx from settlement history blended with transcripts | – | |
| Crypto / Cryptocurrency / Bitcoin | No | 0 | 0 | ✓ | 31%transcripts from the transcript model | – | |
| Tariff | No | 0 | 0 | ✓ | 29%n=4+tx from settlement history blended with transcripts | – | |
| Rate Cut / Cut Rates | No | 0 | 0 | ✓ | 28%n=1+tx from settlement history blended with transcripts | – | |
| Blockchain | No | 0 | 0 | ✓ | 21%n=4+tx from settlement history blended with transcripts | – | |
| Lawsuit | No | 0 | 0 | ✓ | 19%transcripts from the transcript model | – | |
| Clarity Act | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
Where the listed words were said
Morning, ladies and gentlemen. Welcome to JPMorgan Chase's third quarter 2026 earnings call. This call is being recorded. Your line will be muted for the…
…maybe one question, there's been a lot of discussion around all things AI over the last couple of months. Maybe if there are two things…
…you've seen this year. So both continued modest consumer deposit growth, continued wholesale deposit growth, probably the wholesale a bit weaker than what was very…
…and Wealth Management. AWM reported net income of $1.8 billion with pretax margin of 36%. Revenue of $6.9 billion was up 14% year-on-year, predominantly driven…
…remains focusing on primary bank share, not chasing every dollar of yield-seeking money. So that doesn't mean that competitive pressure isn't real. It just means…
…volume and revenue-related expense, as well as front office hiring and wage inflation. Credit costs were $2.7 billion, with net charge-offs of $2.2 billion, and…
…equity markets don't know anything about that and don't care, but bank loan books and bond books and insurance portfolios do. So I guess my…
…industry has grown dramatically and now in their eyes, a systemic risk. Leverage finance in particular was highlighted as another high risk. Obviously, that is…
…That is the highest and best use of capital for shareholders. Obviously, buyback comes after that, particularly when stock prices are up. The positive news…
…modeled consumer deposit betas. So about a quarter of that is the hikes that are currently in the forward curve. I think there's one in…
…But if you take a big step back, banking services are necessary, credit cards and debit cards and movement of money and insured deposits and…
Agents: this page as TSV at /api/v1/appearances/jpmorgan:2026-10-13:earnings_call · words: /api/v1/brief?appearance=jpmorgan:2026-10-13:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP