JPMorgan (JPM): FY25 Q4 earnings call, Jan 13, 2026
On its Jan 13, 2026 earnings call (FY25 Q4), JPMorgan said 11 of the 14 words Kalshi and Polymarket listed; Parrot’s count agreed with 13 of 14 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
14 words · 11 settled yes · our count agreed on 13 of 14- Kalshi: company speakers + operator
Kalshi - Polymarket: anyone
Polymarket
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Private / Credit | Yes | 23 | 23 | ✓ | 96%transcripts from the transcript model | Hear it 3:34, Private / Credit | – |
| Trading | Yes | 3 | 3 | ✓ | 81%n=1+tx from settlement history blended with transcripts | Hear it 4:37, Trading | – |
| Regulation | Yes | 3 | 3 | ✓ | 54%n=1+tx from settlement history blended with transcripts | Hear it 13:42, Regulation | – |
| Hiring | Yes | 2 | 3 | ✓ | 55%n=1+tx from settlement history blended with transcripts | Hear it 1:22, Hiring | – |
| Crypto / Bitcoin | Yes | 2 | 2 | ✓ | 12%n=1+tx from settlement history blended with transcripts | Hear it 12:32, Crypto / Bitcoin | – |
| Inflation | Yes | 1 | 2 | ✓ | 81%n=1+tx from settlement history blended with transcripts | Hear it 46:13, Inflation | – |
| Private Credit | Yes | 1 | 1 | ✓ | 79%n=1+tx from settlement history blended with transcripts | Hear it 40:21, Private Credit | – |
| Recession | Yes | 1 | 1 | ✓ | 48%n=1+tx from settlement history blended with transcripts | Hear it 7:44, Recession | – |
| Fintech | Yes | 1 | 1 | ✓ | 35%n=1+tx from settlement history blended with transcripts | Hear it 52:49, Fintech | – |
| Geopolitical | Yes | 1 | 2 | ✓ | 27%n=1+tx from settlement history blended with transcripts | Hear it 33:09, Geopolitical | – |
| Blockchain | Yes | 1 | 1 | ✓ | 12%n=1+tx from settlement history blended with transcripts | Hear it 11:58, Blockchain | – |
| Buyback | No | 1 | 1 | ✗ | 84%n=1+tx from settlement history blended with transcripts | Hear it 21:56, Buyback | – |
| M&A | No | 0 | 0 | ✓ | 81%n=1+tx from settlement history blended with transcripts | – | |
| Tariff | No | 0 | 0 | ✓ | 80%n=1+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
10 matches for “Margin”; 5 quoted, at least 25 words apart.
…higher NII on higher revolving balances in card, and a higher deposit margin in banking and wealth management. A few points to highlight. Consumers and…
…wealth management. AWM reported net income of $1.8 billion with a pretax margin of 38%. Revenue of $6.5 billion was up 13% year on year,…
…the notion of you know, constant operating leverage mathematically implies perennially expanding margins, which is an obvious impossibility a highly competitive business that we operate…
…of police controls is not that you will simply compress the profit margins, which are already at their sort of competitively optimal level, and thereby…
…part of that, but there's other stuff too. And so at the margin, we are allowing ourselves to at least plan for some additional hiring…
Where the listed words were said
…and we are not currently seeing deterioration. Cross income groups, debit and credit sales volume continued to perform well, up 7% year on year. For…
…the best in the world in tech. But we spend money on trading. We spend money on payments. We spend money on We spend money…
…credentials safeguards, that have been developed over hundreds of years of bank regulation is an obviously, like, dangerous and undesirable thing. And so that is…
…by higher volume and revenue-related expenses and compensation growth, including from office hiring, partially offset by the release of an FDIC special assessment accrual. Turning…
…in CCB, know, we're plugging in a little bit more to the crypto ecosystem and you know, we have an agreement with Coinbase, and it's…
…everything in there. Everything. So even the Apple spending was in there. Inflation is in there. The expectation that revenue might go up is in…
…back in terms of regulation and you know, competitive dynamics with the private credit ecosystem in particular and what has led to what and how…
…instances of fraud-like problems or as a result of a particularly deep recession erodes all the credit enhancement. In that scenario, losses associated with traditional…
…look at all of our competitors, but those competitors include all the fintech. You have Stripe. You have SoFi. You have Revolut. You have you…
…But the backdrop is also important, but the time tables are different. Geopolitical is an enormous amount of risk. I don't have to go through…
…question, that as a company, we've been quite involved in the whole blockchain technology space for some time. And through our Connexus offering, are doing…
Agents: this page as TSV at /api/v1/appearances/jpmorgan:2026-01-13:earnings_call · words: /api/v1/brief?appearance=jpmorgan:2026-01-13:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP