JPMorgan (JPM): FY25 Q3 earnings call, Oct 14, 2025
On its Oct 14, 2025 earnings call (FY25 Q3), JPMorgan said 7 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
14 words · 7 settled yes · our count agreed on 14 of 14- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Inflation | Yes | 7 | 9 | ✓ | 58%transcripts from the transcript model | Hear it 6:13, Inflation | – |
| Buyback | Yes | 3 | 4 | ✓ | 76%transcripts from the transcript model | Hear it 18:46, Buyback | – |
| Private Credit | Yes | 3 | 3 | ✓ | 69%transcripts from the transcript model | Hear it 14:49, Private Credit | – |
| M&A | Yes | 2 | 2 | ✓ | 76%transcripts from the transcript model | Hear it 48:42, M&A | – |
| Tariff | Yes | 2 | 2 | ✓ | 71%transcripts from the transcript model | Hear it 40:58, Tariff | – |
| Trading | Yes | 1 | 1 | ✓ | 72%transcripts from the transcript model | Hear it 37:40, Trading | – |
| Hiring | Yes | 1 | 1 | ✓ | 32%transcripts from the transcript model | Hear it 21:42, Hiring | – |
| Regulation | No | 0 | 0 | ✓ | 72%transcripts from the transcript model | – | |
| Recession | No | 0 | 0 | ✓ | 61%transcripts from the transcript model | – | |
| Fintech | No | 0 | 0 | ✓ | 60%transcripts from the transcript model | – | |
| Geopolitical | No | 0 | 0 | ✓ | 47%transcripts from the transcript model | – | |
| Blockchain | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – | |
| Coinbase | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – | |
| Crypto / Bitcoin | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
4 matches for “Million”; 4 quoted, at least 25 words apart.
…net charge-offs of $2.6 billion and a net reserve build of $810 million. In wholesale, charge-offs were slightly elevated as a result of a couple…
…And before turning to the outlook, corporate reported net income of $820 million and revenue of $1.7 billion. In terms of the outlook, since we…
…I think it is worth just saying that that is contributing $170 million of charge-offs in the quarter, which we call out on the wholesale…
…not have any exposure to First Brands. On Tricolor, it represents $170 million of the wholesale charge-off this quarter. Obviously, by definition, that reflects on…
Where the listed words were said
…look at the fourth quarter and adjust for seasonality, and expected labor inflation as well as adding some growth, the consensus of about $100 billion…
…above thing. Obviously, we are not going to give forward guidance on buybacks or dividend policy. But as you know, yes, we are generating a…
…that industry. But that is probably not quite what you meant by private credit. And I have not heard anything to suggest that the private…
…the meantime, as you know, we are starting to see more M and A activity as well. I noted earlier, I think it was busiest…
…whether it is labor or goods and services, not to get into tariffs or whatever, that is a factor that applies to our entire cost…
…have said for years, GSIB, CCAR, operational risk capital, double counting of trading book, I mean it is just wrong. And some of these numbers…
…market in this moment of what people are describing as a low hiring, low firing moment. You can think of that as potentially explained by…
Agents: this page as TSV at /api/v1/appearances/jpmorgan:2025-10-14:earnings_call · words: /api/v1/brief?appearance=jpmorgan:2025-10-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP