Will PayPal say “Users”?

PayPal said “Users” 2 times on its Jul 28, 2026 call (FY26 Q2), and on 7 of its last 8 calls: 11, 21, 8, 18, 5, 6, 0, 2 times. As of Oct 25, 2026, PayPal said “Users” on the only call with a settled Polymarket mention market so far, on Jul 28, 2026. Parrot’s p for the next listing is 83% (n=1, from settlement history blended with transcripts), not a forecast.

83%from settlement history blended with transcripts · n=1counts: anyone
Last 10
1/1Last 10 settled, oldest to newest: yes
Streak
said last time
Counts
anyone
Updated

Where it was said

quotes of at most 25 words; select an appearance

PayPal

Users

Probability
83% · n=1
Settled
1/1 (100%)
Last calls
said in 7 of 8

Next listing counts: anyone

FY26 Q2 earnings call, Jul 28, 2026 · said 2 times (counts)

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Counts: anyone

2 counted (2 in prepared remarks, 0 in Q&A).

Enrique Lorescompanyprepared · 12:22Hear it 12:20, Enrique Lores In transcript

Once we have engaged new users and grown their Venmo balance, our next priority will drive broader adoption of our financial services offerings to expand…

Enrique Lorescompanyprepared · 13:10Hear it 13:04, Enrique Lores In transcript

…Pay with Venmo generated more than 9x higher ARPA than peer-to-peer only users, and this group has roughly doubled in size in the past year.…

FY26 Q1 earnings call, May 5, 2026 · not said

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FY25 Q4 earnings call, Feb 3, 2026 · said 6 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

7 counted (5 in prepared remarks, 2 in Q&A).

Jamie MillercompanypreparedIn transcript

…quickly we could drive change and customer adoption across a massive global user base. The results are not yet where we expected them or want…

Jamie MillercompanypreparedIn transcript

…time. The result is a more engaged and healthier consumer base. Power users, which are consumer accounts that transact more than 100 times per year,…

Every match in the transcript

FY25 Q3 earnings call, Oct 28, 2025 · said 5 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

7 counted (7 in prepared remarks, 0 in Q&A).

Alex ChrisscompanypreparedIn transcript

…to two years ago, while we have also continued to grow our user base. Our enterprise payments business has turned a corner, returning to volume…

Every match in the transcript

FY25 Q2 earnings call, Jul 29, 2025 · said 18 times (counts)

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FY25 Q1 earnings call, Apr 29, 2025 · said 8 times (counts)

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FY24 Q4 earnings call, Feb 4, 2025 · said 21 times (counts)

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FY24 Q3 earnings call, Oct 29, 2024 · said 11 times (counts)

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Every settled listing

newest first · 1 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Jul 28, 2026UsersPolymarketYes2

Questions

How many times did PayPal say “Users” on its last earnings call?
PayPal said “Users” 2 times on its Jul 28, 2026 call (FY26 Q2), and on 7 of its last 8 calls: 11, 21, 8, 18, 5, 6, 0, 2 times.
How often does PayPal say “Users”?
As of Oct 25, 2026, PayPal said “Users” on the only call with a settled Polymarket mention market so far, on Jul 28, 2026.
What is the probability PayPal says “Users” next time?
83%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: anyone.

Cite parrot.markets, “PayPal: ‘Users’ mention history”, as of Oct 25, 2026, https://parrot.markets/earnings/PYPL/words/user (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=paypal&word=user · quotes: /api/v1/quotes?entity=paypal&word=… · columnar JSON in #parrot-data · llms.txt · MCP