American Express (AXP): FY26 Q3 earnings call, Oct 23, 2026

On its Oct 23, 2026 earnings call (FY26 Q3), American Express said 7 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each.

Updated

Markets

14 words · 7 settled yes · our count agreed on 14 of 14
Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability published before the event
WordResultOur countAll speakersAgreesProbabilityMarket
Platinum 3+ timesYes77✓87%transcripts from the transcript model–
OpenAI / ChatGPT Yes66✓52%n=1+tx from settlement history blended with transcripts–
NII / Net Interest Income Yes56✓92%n=4+tx from settlement history blended with transcripts–
Amazon Yes44✓50%n=1+tx from settlement history blended with transcripts–
NFL Yes23✓68%n=1+tx from settlement history blended with transcripts–
Millennial Yes11✓92%n=4+tx from settlement history blended with transcripts–
Lounge Yes11✓80%n=4+tx from settlement history blended with transcripts–
Regulation / Regulatory No00✓38%n=3+tx from settlement history blended with transcripts–
Basel No00✓19%n=1+tx from settlement history blended with transcripts–
Currency No00✓14%n=4+tx from settlement history blended with transcripts–
Coinbase No00✓12%n=4+tx from settlement history blended with transcripts–
Spending Trend No00✓12%n=4+tx from settlement history blended with transcripts–
Stablecoin No00✓12%n=4+tx from settlement history blended with transcripts–
Blockchain No00✓9%n=4+tx from settlement history blended with transcripts–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 23, 2026 13:51 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

53 matches for “Quarter”; too common a word to quote: try a less common one.

Where the listed words were said

Christophe Le Cailleccompany“Platinum (3+)” · prepared

…quarterly growth rate in three years. One year after the U.S. Consumer Platinum refresh, spend retention remains at 99% for the portfolio. Turning to commercial,…

Steve Squericompany“OpenAI / ChatGPT” · prepared

…Let me give you a few examples. We're deepening our partnership with OpenAI to continue bringing Amex card membership into ChatGPT. Earlier this year, we…

Christophe Le Cailleccompany“NII / Net Interest Income” · prepared

…this quarter is a good illustration of this dynamic. Balances grew 8%, NII grew at a faster rate at 10%, and write-off dollars only grew…

Christophe Le Cailleccompany“Amazon” · prepared

…year-over-year impact from the co-brand exits that I previously discussed, with the Amazon co-brand portfolio sale happening midway through the quarter. Sequentially, spend growth also…

Steve Squericompany“NFL” · qa

…of value. I think with Bread Financial, the synergy there between our NFL deal and their NFL partnership, it just made all the sense in…

Steve Squericompany“Millennial” · qa

…a card acquisition perspective, which still continues to be strong, is predominantly millennials and Gen Z. As far as the competitive frame, look, the competitive…

Steve Squericompany“Lounge” · prepared

…exclusive partnership with Airbnb, which follows the recent announcements of new and expanded Centurion Lounges and our next-generation Corporate Cashback Card and expense management program.

Agents: this page as TSV at /api/v1/appearances/american-express:2026-10-23:earnings_call · words: /api/v1/brief?appearance=american-express:2026-10-23:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP