Will American Express say “NII / Net Interest Income”?
American Express said “NII / Net Interest Income” 5 times on its Oct 23, 2026 call (FY26 Q3), and on each of its last 8 calls: 4, 1, 4, 2, 3, 7, 9, 5 times. As of Oct 25, 2026, American Express said “NII / Net Interest Income” on 5 of 5 calls with a settled Kalshi mention market since Oct 17, 2025 (100%), most recently on Oct 23, 2026. Parrot’s p for the next listing is 94% (n=5, from settlement history blended with transcripts), not a forecast.
- Last 10
- 5/5Last 10 settled, oldest to newest: yes yes yes yes yes
- Streak
- said the last 5 times
- Counts
- company speakers + operator
Where it was said
quotes of at most 25 words; select an appearance
American Express
NII / Net Interest Income
- Probability
- 94% · n=5
- Settled
- 5/5 (100%)
- Last calls
- said in 8 of 8
Next listing counts: company speakers + operator
Counts: company speakers + operator
5 counted (3 in prepared remarks, 2 in Q&A); 1 by speakers the rule does not count.
…this quarter is a good illustration of this dynamic. Balances grew 8%, NII grew at a faster rate at 10%, and write-off dollars only grew…
Net interest income was up 10% this quarter, continuing to grow faster than balances. NII growth in the quarter had about a two percentage point…
Counts: company speakers + operator
9 counted (4 in prepared remarks, 5 in Q&A); 2 by speakers the rule does not count.
…in the quarter, the highest level we have seen since we increased our focus on premium products. Net interest income was up 11% this quarter.
…point to spend growth at around 2.5 percentage point impact to net interest income until we lap the portfolio sales. Put together, the impact to…
Counts: company speakers + operator
7 counted (5 in prepared remarks, 2 in Q&A).
…up 11%. We saw momentum across revenue lines with net card fees, NII and service fees and other revenue, all growing at double-digit rates again…
Every settled listing
newest first · 5 shown| Date | Listed as | Venue | Result | Our count |
|---|---|---|---|---|
| Oct 23, 2026 | NII / Net Interest Income |  Kalshi | Yes | 5 |
| Jul 24, 2026 | NII / Net Interest Income | Kalshi | Yes | 9 |
| Apr 23, 2026 | NII / Net Interest Income | Kalshi | Yes | 7 |
| Jan 30, 2026 | NII / Net Interest Income | Kalshi | Yes | 3 |
| Oct 17, 2025 | NII / Net Interest Income | Kalshi | Yes | 2 |
Questions
- How many times did American Express say “NII / Net Interest Income” on its last earnings call?
- American Express said “NII / Net Interest Income” 5 times on its Oct 23, 2026 call (FY26 Q3), and on each of its last 8 calls: 4, 1, 4, 2, 3, 7, 9, 5 times.
- How often does American Express say “NII / Net Interest Income”?
- As of Oct 25, 2026, American Express said “NII / Net Interest Income” on 5 of 5 calls with a settled Kalshi mention market since Oct 17, 2025 (100%), most recently on Oct 23, 2026.
- What is the probability American Express says “NII / Net Interest Income” next time?
- 94%, from settlement history blended with transcripts (n=5). It is a base rate from history, not a forecast and not advice.
- Who has to say it for the market to count?
- Under the next market's rule: company speakers + operator.
Cite parrot.markets, “American Express: ‘NII / Net Interest Income’ mention history”, as of Oct 25, 2026, https://parrot.markets/earnings/AXP/words/net-interest-income-or-nii (CC BY 4.0)
Agents: this page as TSV at /api/v1/word?entity=american-express&word=net%20interest%20income%20%2F%20nii · quotes: /api/v1/quotes?entity=american-express&word=… · columnar JSON in #parrot-data · llms.txt · MCP