American Express (AXP): FY26 Q3 earnings call, Oct 23, 2026
On its Oct 23, 2026 earnings call (FY26 Q3), American Express said 7 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
14 words · 7 settled yes · our count agreed on 14 of 14- Kalshi: company speakers + operator
Kalshi
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Platinum 3+ times | Yes | 7 | 7 | ✓ | 87%transcripts from the transcript model | – |
| OpenAI / ChatGPT | Yes | 6 | 6 | ✓ | 52%n=1+tx from settlement history blended with transcripts | – |
| NII / Net Interest Income | Yes | 5 | 6 | ✓ | 92%n=4+tx from settlement history blended with transcripts | – |
| Amazon | Yes | 4 | 4 | ✓ | 50%n=1+tx from settlement history blended with transcripts | – |
| NFL | Yes | 2 | 3 | ✓ | 68%n=1+tx from settlement history blended with transcripts | – |
| Millennial | Yes | 1 | 1 | ✓ | 92%n=4+tx from settlement history blended with transcripts | – |
| Lounge | Yes | 1 | 1 | ✓ | 80%n=4+tx from settlement history blended with transcripts | – |
| Regulation / Regulatory | No | 0 | 0 | ✓ | 38%n=3+tx from settlement history blended with transcripts | – |
| Basel | No | 0 | 0 | ✓ | 19%n=1+tx from settlement history blended with transcripts | – |
| Currency | No | 0 | 0 | ✓ | 14%n=4+tx from settlement history blended with transcripts | – |
| Coinbase | No | 0 | 0 | ✓ | 12%n=4+tx from settlement history blended with transcripts | – |
| Spending Trend | No | 0 | 0 | ✓ | 12%n=4+tx from settlement history blended with transcripts | – |
| Stablecoin | No | 0 | 0 | ✓ | 12%n=4+tx from settlement history blended with transcripts | – |
| Blockchain | No | 0 | 0 | ✓ | 9%n=4+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 23, 2026 13:51 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
12 matches for “Expense”; 5 quoted, at least 25 words apart.
Second, adjusted EPS includes an expense for legal matters, which includes the unreserved portion of the recently announced civil money penalty levied by the OCC.…
…exclusive partnership with Airbnb, which follows the recent announcements of new and expanded Centurion Lounges and our next-generation Corporate Cashback Card and expense management program.
…to 17%, FX adjusted. This quarter reflected stable VCE engagement, disciplined operating expenses, and continued investment in future growth. We reported GAAP EPS of $5.42…
…earlier this year. Looking ahead, our new Corporate Cashback Card and integrated expense management capabilities will give us additional opportunities to drive engagement and spend…
…15 quarters, the rate has been either 1.2% or 1.3%. Overall provision expense was $985 million, including a reserve release of $211 million. The reserve…
Where the listed words were said
…quarterly growth rate in three years. One year after the U.S. Consumer Platinum refresh, spend retention remains at 99% for the portfolio. Turning to commercial,…
…Let me give you a few examples. We're deepening our partnership with OpenAI to continue bringing Amex card membership into ChatGPT. Earlier this year, we…
Net interest income was up 10% this quarter, continuing to grow faster than balances. NII growth in the quarter had about a two percentage point…
…year-over-year impact from the co-brand exits that I previously discussed, with the Amazon co-brand portfolio sale happening midway through the quarter. Sequentially, spend growth also…
…of value. I think with Bread Financial, the synergy there between our NFL deal and their NFL partnership, it just made all the sense in…
…a card acquisition perspective, which still continues to be strong, is predominantly millennials and Gen Z. As far as the competitive frame, look, the competitive…
Agents: this page as TSV at /api/v1/appearances/american-express:2026-10-23:earnings_call · words: /api/v1/brief?appearance=american-express:2026-10-23:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP