Citigroup (C): FY26 Q3 earnings call, Oct 13, 2026
On its Oct 13, 2026 earnings call (FY26 Q3), Citigroup said 8 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
14 words · 8 settled yes · our count agreed on 14 of 14- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Banamex | Yes | 7 | 7 | ✓ | 92%n=2+tx from settlement history blended with transcripts | Hear it 5:38, Banamex | – |
| Buyback / Buy Back | Yes | 6 | 11 | ✓ | 87%transcripts from the transcript model | Hear it 6:15, Buyback / Buy Back | – |
| Custody | Yes | 6 | 6 | ✓ | 82%transcripts from the transcript model | Hear it 2:59, Custody | – |
| Credit Card | Yes | 2 | 3 | ✓ | 80%n=2+tx from settlement history blended with transcripts | Hear it 13:20, Credit Card | – |
| FICO | Yes | 2 | 2 | ✓ | 74%n=1+tx from settlement history blended with transcripts | Hear it 13:26, FICO | – |
| Basel 3 | Yes | 1 | 2 | ✓ | 73%n=2+tx from settlement history blended with transcripts | Hear it 46:07, Basel 3 | – |
| Dividend | Yes | 1 | 1 | ✓ | 63%n=2+tx from settlement history blended with transcripts | Hear it 15:00, Dividend | – |
| Headwind | Yes | 1 | 1 | ✓ | 56%n=2+tx from settlement history blended with transcripts | Hear it 8:30, Headwind | – |
| Inflation | No | 0 | 0 | ✓ | 75%n=2+tx from settlement history blended with transcripts | – | |
| Headcount | No | 0 | 0 | ✓ | 73%n=2+tx from settlement history blended with transcripts | – | |
| Tailwind | No | 0 | 0 | ✓ | 57%n=2+tx from settlement history blended with transcripts | – | |
| Tariff | No | 0 | 0 | ✓ | 56%n=2+tx from settlement history blended with transcripts | – | |
| Recession | No | 0 | 0 | ✓ | 19%n=2+tx from settlement history blended with transcripts | – | |
| Hormuz / Iran | No | 0 | 0 | ✓ | 12%n=1+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
3 matches for “Credit Card”; 3 quoted, at least 25 words apart.
We maintain a high-quality credit card portfolio with approximately 86% of balances extended to consumers with FICO scores of 660 or higher, and a reserve…
…expectations for the fourth quarter, we now expect a full-year total U.S. Credit Cards NCL rate of around 4%, the low end of the range…
Hi. Wanted to ask on credit card, you've obviously been leaning in on the general purpose, and seeing good spend volume growth, good growth in…
Where the listed words were said
…franchises, we closed on the sale of a 1.4% equity stake of Banamex, bringing the total amount divested so far to 49%. We're now busy…
…$4 billion to our shareholders this quarter, including $3 billion in share buybacks. We have also utilized about 900 million of our disallowed DTAs so…
…in the U.A.E. and Japan and the introduction of Custody+. Assets under custody and administration grew by 16%, and we are laser-focused on winning and…
…quite a bit higher, some of the marginal segments probably below the FICO band, they're going to feel a bit of pressure in terms of…
…the new set of SCB happens, and then as well as the Basel III and the G-SIB components as well. That build up between the…
…billion in buybacks and the 12% increase in our quarterly common stock dividend. We ended the quarter at 12.8% CET1 ratio under the binding standardized…
…environment, conditions did soften a bit during the third quarter. While various headwinds, most recently higher energy prices and tighter monetary policies, have been challenging,…
Agents: this page as TSV at /api/v1/appearances/citigroup:2026-10-13:earnings_call · words: /api/v1/brief?appearance=citigroup:2026-10-13:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP