Will Citigroup say “FICO”?

Citigroup said “FICO” 2 times on its Oct 13, 2026 call (FY26 Q3), and on 7 of its last 8 calls: 0, 1, 2, 1, 2, 1, 1, 2 times. As of Oct 24, 2026, Citigroup said “FICO” on 2 of 2 calls with a settled Kalshi mention market since Jul 14, 2026 (100%), most recently on Oct 13, 2026. Parrot’s p for the next listing is 79% (n=2, from settlement history blended with transcripts), not a forecast.

79%from settlement history blended with transcripts · n=2Next: Earnings call, Jan 14, 2027 · counts: company speakers + operator
Last 10
2/2Last 10 settled, oldest to newest: yes yes
Streak
said the last 2 times
Counts
company speakers + operator
Market
89¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

Citigroup

FICO

Probability
79% · n=2
Settled
2/2 (100%)
Last calls
said in 7 of 8

Next listing counts: company speakers + operator

FY26 Q3 earnings call, Oct 13, 2026 · said 2 times (counts)

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Counts: company speakers + operator

2 counted (1 in prepared remarks, 1 in Q&A).

Gonzalo Luchetticompanyprepared · 13:28Hear it 13:22, Gonzalo Luchetti In transcript

…credit card portfolio with approximately 86% of balances extended to consumers with FICO scores of 660 or higher, and a reserve to funded loan ratio…

Gonzalo Luchetticompanyqa · 1:01:53Hear it 1:01:47, Gonzalo Luchetti In transcript

…quite a bit higher, some of the marginal segments probably below the FICO band, they're going to feel a bit of pressure in terms of…

FY26 Q2 earnings call, Jul 14, 2026 · said 1 time (counts)

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Counts: company speakers + operator

1 counted (1 in prepared remarks, 0 in Q&A).

Gonzalo Luchetticompanyprepared · 15:42Hear it 15:36, Gonzalo Luchetti In transcript

…quality card portfolio, with approximately 86% of balances extended to consumers with FICO scores of 660 or higher, and a reserve to funded loan ratio…

FY26 Q1 earnings call, Apr 14, 2026 · said 1 time (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

1 counted (1 in prepared remarks, 0 in Q&A).

Gonzalo Luchetticompanyprepared · 13:39Hear it 13:33, Gonzalo Luchetti In transcript

…quality card portfolio with approximately 85% of balances extended to consumers with FICO scores of 660 or higher, and a reserve-to-funded loan ratio in our…

FY25 Q4 earnings call, Jan 14, 2026 · said 2 times (counts)

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FY25 Q3 earnings call, Oct 14, 2025 · said 1 time (counts)

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FY25 Q2 earnings call, Jul 15, 2025 · said 2 times (counts)

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FY25 Q1 earnings call, Apr 15, 2025 · said 1 time (counts)

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FY24 Q4 earnings call, Jan 15, 2025 · not said

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Every settled listing

newest first · 2 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Oct 13, 2026FICOKalshiYes2
Jul 14, 2026FICOKalshiYes1

Questions

How many times did Citigroup say “FICO” on its last earnings call?
Citigroup said “FICO” 2 times on its Oct 13, 2026 call (FY26 Q3), and on 7 of its last 8 calls: 0, 1, 2, 1, 2, 1, 1, 2 times.
How often does Citigroup say “FICO”?
As of Oct 24, 2026, Citigroup said “FICO” on 2 of 2 calls with a settled Kalshi mention market since Jul 14, 2026 (100%), most recently on Oct 13, 2026.
What is the probability Citigroup says “FICO” next time?
79%, from settlement history blended with transcripts (n=2). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “Citigroup: ‘FICO’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/C/words/fico (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=citigroup&word=fico · quotes: /api/v1/quotes?entity=citigroup&word=… · columnar JSON in #parrot-data · llms.txt · MCP