Citigroup (C): FY26 Q2 earnings call, Jul 14, 2026
On its Jul 14, 2026 earnings call (FY26 Q2), Citigroup said 10 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
14 words · 10 settled yes · our count agreed on 14 of 14- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Inflation | Yes | 4 | 5 | ✓ | 61%n=1+tx from settlement history blended with transcripts | Hear it 7:18, Inflation | – |
| Tailwind | Yes | 4 | 4 | ✓ | 20%n=1+tx from settlement history blended with transcripts | Hear it 7:41, Tailwind | – |
| Credit Card | Yes | 2 | 2 | ✓ | 76%n=1+tx from settlement history blended with transcripts | Hear it 29:16, Credit Card | – |
| Basel 3 | Yes | 2 | 2 | ✓ | 67%n=1+tx from settlement history blended with transcripts | Hear it 53:40, Basel 3 | – |
| Headcount | Yes | 2 | 2 | ✓ | 65%n=1+tx from settlement history blended with transcripts | Hear it 14:36, Headcount | – |
| Dividend | Yes | 2 | 2 | ✓ | 56%n=1+tx from settlement history blended with transcripts | Hear it 6:04, Dividend | – |
| Banamex | Yes | 1 | 2 | ✓ | 89%n=1+tx from settlement history blended with transcripts | Hear it 5:37, Banamex | – |
| FICO | Yes | 1 | 1 | ✓ | 70%transcripts from the transcript model | Hear it 15:40, FICO | – |
| Tariff | Yes | 1 | 1 | ✓ | 42%n=1+tx from settlement history blended with transcripts | Hear it 1:18:26, Tariff | – |
| Headwind | Yes | 1 | 2 | ✓ | 34%n=1+tx from settlement history blended with transcripts | Hear it 7:48, Headwind | – |
| Rate Cut / Cut Rate | No | 0 | 0 | ✓ | 36%transcripts from the transcript model | – | |
| Oil | No | 0 | 0 | ✓ | 22%n=1+tx from settlement history blended with transcripts | – | |
| Recession | No | 0 | 0 | ✓ | 20%n=1+tx from settlement history blended with transcripts | – | |
| Hormuz / Iran | No | 0 | 0 | ✓ | 15%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
2 matches for “Headwind”; 2 quoted, at least 25 words apart.
…centers, and related infrastructure is providing a tailwind in the U.S. and parts of Asia, while a more vulnerable Europe faces yet another competitive headwind.
…there any way to sort of think about the size of the headwind going forward, or the size of the investment going forward, you said?
Where the listed words were said
…the Middle East has weighed a bit on global growth whilst giving inflation a second wind. In the U.S., growth is roughly where it was…
…rules, you can see our strategy at work already also being a tailwind, we hope that those two factors will play through an important role.…
…As it relates to credit, we continue to expect a total U.S. credit cards NCL rate between 4% and 4.5%, while the ACL will continue…
…a little bit. Of course, we're waiting for the finalization of the rules as it relates to Basel III, to G-SIB, and in particular, DSPV.
…allowed us to gain efficiencies across our expense base and reduce our headcount to 219,000, with over $800 million of severance incurred year-to-date. We continue…
…the Fed's stress test last month, and we plan to increase our dividend by 12%. We launched $30 billion common stock repurchase commitment by buying…
…also closed on the sale of an additional 22.6% equity stake of Banamex, and we remain on track to close on an additional 1.4% this…
…quality card portfolio, with approximately 86% of balances extended to consumers with FICO scores of 660 or higher, and a reserve to funded loan ratio…
…sheets. They have diversified revenue streams, so they're able to balance out tariffs and the various shocks that have come through. Everyone's just learned how…
Agents: this page as TSV at /api/v1/appearances/citigroup:2026-07-14:earnings_call · words: /api/v1/brief?appearance=citigroup:2026-07-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP