Citigroup (C): FY26 Q2 earnings call, Jul 14, 2026
On its Jul 14, 2026 earnings call (FY26 Q2), Citigroup said 10 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
14 words · 10 settled yes · our count agreed on 14 of 14- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Inflation | Yes | 4 | 5 | ✓ | 61%n=1+tx from settlement history blended with transcripts | Hear it 7:18, Inflation | – |
| Tailwind | Yes | 4 | 4 | ✓ | 20%n=1+tx from settlement history blended with transcripts | Hear it 7:41, Tailwind | – |
| Credit Card | Yes | 2 | 2 | ✓ | 76%n=1+tx from settlement history blended with transcripts | Hear it 29:16, Credit Card | – |
| Basel 3 | Yes | 2 | 2 | ✓ | 67%n=1+tx from settlement history blended with transcripts | Hear it 53:40, Basel 3 | – |
| Headcount | Yes | 2 | 2 | ✓ | 65%n=1+tx from settlement history blended with transcripts | Hear it 14:36, Headcount | – |
| Dividend | Yes | 2 | 2 | ✓ | 56%n=1+tx from settlement history blended with transcripts | Hear it 6:04, Dividend | – |
| Banamex | Yes | 1 | 2 | ✓ | 89%n=1+tx from settlement history blended with transcripts | Hear it 5:37, Banamex | – |
| FICO | Yes | 1 | 1 | ✓ | 70%transcripts from the transcript model | Hear it 15:40, FICO | – |
| Tariff | Yes | 1 | 1 | ✓ | 42%n=1+tx from settlement history blended with transcripts | Hear it 1:18:26, Tariff | – |
| Headwind | Yes | 1 | 2 | ✓ | 34%n=1+tx from settlement history blended with transcripts | Hear it 7:48, Headwind | – |
| Rate Cut / Cut Rate | No | 0 | 0 | ✓ | 36%transcripts from the transcript model | – | |
| Oil | No | 0 | 0 | ✓ | 22%n=1+tx from settlement history blended with transcripts | – | |
| Recession | No | 0 | 0 | ✓ | 20%n=1+tx from settlement history blended with transcripts | – | |
| Hormuz / Iran | No | 0 | 0 | ✓ | 15%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
1 match for “FICO”; 1 quoted, at least 25 words apart.
…quality card portfolio, with approximately 86% of balances extended to consumers with FICO scores of 660 or higher, and a reserve to funded loan ratio…
Where the listed words were said
…the Middle East has weighed a bit on global growth whilst giving inflation a second wind. In the U.S., growth is roughly where it was…
…supporting cast of semiconductors, data centers, and related infrastructure is providing a tailwind in the U.S. and parts of Asia, while a more vulnerable Europe…
…As it relates to credit, we continue to expect a total U.S. credit cards NCL rate between 4% and 4.5%, while the ACL will continue…
…a little bit. Of course, we're waiting for the finalization of the rules as it relates to Basel III, to G-SIB, and in particular, DSPV.
…allowed us to gain efficiencies across our expense base and reduce our headcount to 219,000, with over $800 million of severance incurred year-to-date. We continue…
…the Fed's stress test last month, and we plan to increase our dividend by 12%. We launched $30 billion common stock repurchase commitment by buying…
…also closed on the sale of an additional 22.6% equity stake of Banamex, and we remain on track to close on an additional 1.4% this…
…sheets. They have diversified revenue streams, so they're able to balance out tariffs and the various shocks that have come through. Everyone's just learned how…
Agents: this page as TSV at /api/v1/appearances/citigroup:2026-07-14:earnings_call · words: /api/v1/brief?appearance=citigroup:2026-07-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP