Ally Financial (ALLY): FY26 Q1 earnings call, Apr 17, 2026

On its Apr 17, 2026 earnings call (FY26 Q1), Ally Financial said 6 of the 11 words Kalshi listed; Parrot’s count agreed with all 11 settlements. Quotes below are at most 25 words each.

Updated

Markets

11 words · 6 settled yes · our count agreed on 11 of 11

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityMarket
Credit Card Yes88✓90%transcripts from the transcript model–
Buyback Yes57✓51%transcripts from the transcript model–
Headwind Yes44✓82%transcripts from the transcript model–
Tailwind Yes22✓80%transcripts from the transcript model–
Volatility Yes22✓69%transcripts from the transcript model–
Oil Yes24✓16%transcripts from the transcript model–
Tariff No00✓79%transcripts from the transcript model–
Rate Cut No00✓77%transcripts from the transcript model–
EV / Electric No00✓74%transcripts from the transcript model–
AI / Artificial Intelligence No00✓61%transcripts from the transcript model–
FICO No00✓42%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

Where the listed words were said

Michael Rhodescompany“Credit Card” · prepared

…6% year over year and 12% when adjusting for the sale of credit card. Finally, CET1 of 10.1% was up roughly 60 basis points year…

Russ Hutchinsoncompany“Buyback” · prepared

…the prior quarter, and we repurchased shares worth $147 million. Our open-ended buyback authorization continues to provide flexibility, enabling us to remain dynamic in any…

Russ Hutchinsoncompany“Headwind” · prepared

…first quarter was flat year over year despite an approximately $25 million headwind due to the sale of credit card. This momentum reflects the strength…

Russ Hutchinsoncompany“Tailwind” · prepared

…points, bringing our cumulative beta to 63%. Additionally, CD maturities remain a tailwind, with approximately $18 billion in maturities in 2026 carrying a weighted average…

Russ Hutchinsoncompany“Volatility” · prepared

…mix of OEMs. This will continue to reduce lease gain and loss volatility over time. On the liability side, cost of funds decreased 9 basis…

Russ Hutchinsoncompany“Oil” · prepared

…our approach to underwriting as we assess the potential impact of higher oil prices and lower consumer sentiment. Our ability to actively calibrate our buy…

Agents: this page as TSV at /api/v1/appearances/ally-financial:2026-04-17:earnings_call · words: /api/v1/brief?appearance=ally-financial:2026-04-17:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP