Bank of America (BAC): FY26 Q1 earnings call, Apr 15, 2026
On its Apr 15, 2026 earnings call (FY26 Q1), Bank of America said 11 of the 15 words Kalshi listed; Parrot’s count agreed with all 15 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
15 words · 11 settled yes · our count agreed on 15 of 15- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Inflation | Yes | 7 | 8 | ✓ | 87%n=1+tx from settlement history blended with transcripts | Hear it 8:01, Inflation | – |
| Basel 3 | Yes | 5 | 5 | ✓ | 26%transcripts from the transcript model | Hear it 12:02, Basel 3 | – |
| Rate Cut | Yes | 4 | 4 | ✓ | 91%n=1+tx from settlement history blended with transcripts | Hear it 17:03, Rate Cut | – |
| Margin | Yes | 4 | 4 | ✓ | 81%n=2+tx from settlement history blended with transcripts | Hear it 15:09, Margin | – |
| Erica | Yes | 2 | 3 | ✓ | 87%transcripts from the transcript model | Hear it 37:01, Erica | – |
| Small Business | Yes | 2 | 2 | ✓ | 86%transcripts from the transcript model | Hear it 7:34, Small Business | – |
| Tariff | Yes | 2 | 2 | ✓ | 83%n=2+tx from settlement history blended with transcripts | Hear it 1:07:40, Tariff | – |
| Buyback | Yes | 2 | 2 | ✓ | 48%n=2+tx from settlement history blended with transcripts | Hear it 38:12, Buyback | – |
| Delinquency | Yes | 1 | 1 | ✓ | 79%n=1+tx from settlement history blended with transcripts | Hear it 5:36, Delinquency | – |
| Pipeline | Yes | 1 | 2 | ✓ | 72%n=1+tx from settlement history blended with transcripts | Hear it 10:08, Pipeline | – |
| M&A / Merger | Yes | 1 | 2 | ✓ | 35%transcripts from the transcript model | Hear it 26:00, M&A / Merger | – |
| CashPro | No | 0 | 1 | ✓ | 71%n=1+tx from settlement history blended with transcripts | – | |
| Recession | No | 0 | 0 | ✓ | 47%n=2+tx from settlement history blended with transcripts | – | |
| Iran | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Oil | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
7 matches for “Guidance”; 5 quoted, at least 25 words apart.
…expected to having none currently, we're raising our full year NII growth guidance range for 2026 versus 2025 to be up 6% to 8%, and…
…points of positive operating leverage for the year, consistent with our prior guidance. And we also have levers that preserve our flexibility to help navigate…
…I don't think there's any one-timers to consider here. We provided that guidance of a medium-term range for ROTCE over the course of the medium…
…better? Of course, but that's why we give give you as much guidance as we can in each quarter based on what we actually see.
Yes. So we provided a guidance on operating leverage looking forward over a 3- to 5-year period and said we're aiming for 200 to 300…
Where the listed words were said
…a faster growth rate around the world. When you look at the inflation, you can see on the lower left, you can see that the…
…we don't have any meaningful updates to report on the recently proposed Basel III Endgame or G-SIB capital changes. As proposed, Basel III would result…
…loan growth stays there, deposit growth looks good, last a couple of rate cuts. Those might have hurt us at the back end of the…
…our risk posture. We remain highly liquid. We're focused on protecting our margin and preserving flexibility while continuing to support our clients. Let's turn to…
…200,000 teammates have access to AI or can use it every day. Erica is more understood out there, but it's been brought across lots of…
…what our customers really do both on the consumer side, corporate side, small business side, et cetera, and you can see that on the consumer…
…forward and a lot of things have been figured out with trade tariff policy immigration policy. Tax reform was in and deregulation was coming, the…
…future periods. So that's allowed us to do a little bit more buyback, it's allowed us to put out a little bit more balance sheet.…
…to asset quality. We saw improvement from last year. Net charge-offs, card delinquencies, reservable criticized assets and nonperforming loans all declined versus the first quarter…
…15th quarter we have year-over-year revenue growth. But more importantly, investment banking pipelines are building and engagement is up across all products. One of our…
…positive in the quarter. Investment Banking fees, strong momentum was led by M&A with equity capital markets also up very nicely in the quarter. The…
Agents: this page as TSV at /api/v1/appearances/bank-of-america:2026-04-15:earnings_call · words: /api/v1/brief?appearance=bank-of-america:2026-04-15:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP