Will Bank of America say “Rate Cut”?

Bank of America did not say “Rate Cut” on its Oct 14, 2026 call (FY26 Q3); it said it on 7 of its last 8 calls: 5, 4, 1, 6, 5, 4, 1, 0 times. As of Oct 23, 2026, Bank of America said “Rate Cut” on 2 of 2 calls with a settled Kalshi or Polymarket mention market since Jan 14, 2026 (100%), most recently on Apr 15, 2026. Parrot’s p for the next listing is 79% (n=2, from settlement history blended with transcripts), not a forecast.

79%from settlement history blended with transcripts · n=2Next: Earnings call, Jan 15, 2027 · counts: company speakers + operator
Last 10
2/2Last 10 settled, oldest to newest: yes yes
Streak
said the last 2 times
Counts
company speakers + operator
Market
29¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

Bank of America

Rate Cut

Probability
79% · n=2
Settled
2/2 (100%)
Last calls
said in 7 of 8

Next listing counts: company speakers + operator

FY26 Q3 earnings call, Oct 14, 2026 · not said

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FY26 Q2 earnings call, Jul 14, 2026 · said 1 time (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

1 counted (0 in prepared remarks, 1 in Q&A).

Alastair Borthwickcompanyqa · 58:15Hear it 58:13, Alastair Borthwick In transcript

…is probably pretty stable here. It could even go down with the rate cut in fourth quarter, but it'll be flat to slightly down is…

FY26 Q1 earnings call, Apr 15, 2026 · said 4 times (counts)

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Counts: company speakers + operator

4 counted (1 in prepared remarks, 3 in Q&A).

Alastair Borthwickcompanyprepared · 17:05Hear it 16:59, Alastair Borthwick In transcript

…the most recent interest rate curve, which has now shifted from 2 rate cuts expected to having none currently, we're raising our full year NII…

Alastair Borthwickcompanyqa · 40:54Hear it 40:49, Alastair Borthwick In transcript

…loan growth stays there, deposit growth looks good, last a couple of rate cuts. Those might have hurt us at the back end of the…

Every match in the transcript

FY25 Q4 earnings call, Jan 14, 2026 · said 5 times (counts)

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Counts: company speakers + operator

5 counted (3 in prepared remarks, 2 in Q&A); 3 by speakers the rule does not count.

Alastair Borthwickcompanyprepared · 19:31Hear it 19:25, Alastair Borthwick In transcript

…belief today based on the latest interest rate curve, which includes 2 rate cuts in 2026. To reiterate our expectation from Investor Day, we expect…

Alastair Borthwickcompanyprepared · 20:39Hear it 20:36, Alastair Borthwick In transcript

…Q1 than Q4. And of course, we had a 25 basis point rate cut in December. Still we expect Q1 NII will grow roughly 7%…

Every match in the transcript

FY25 Q3 earnings call, Oct 15, 2025 · said 6 times (counts)

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FY25 Q2 earnings call, Jul 16, 2025 · said 1 time (counts)

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FY25 Q1 earnings call, Apr 15, 2025 · said 4 times (counts)

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FY24 Q4 earnings call, Jan 16, 2025 · said 5 times (counts)

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Every settled listing

newest first · 3 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Apr 15, 2026Rate CutKalshiYes4
Jan 14, 2026Rate CutPolymarketYes8
Jan 14, 2026Rate CutKalshiYes5

Questions

How many times did Bank of America say “Rate Cut” on its last earnings call?
Bank of America did not say “Rate Cut” on its Oct 14, 2026 call (FY26 Q3); it said it on 7 of its last 8 calls: 5, 4, 1, 6, 5, 4, 1, 0 times.
How often does Bank of America say “Rate Cut”?
As of Oct 23, 2026, Bank of America said “Rate Cut” on 2 of 2 calls with a settled Kalshi or Polymarket mention market since Jan 14, 2026 (100%), most recently on Apr 15, 2026.
What is the probability Bank of America says “Rate Cut” next time?
79%, from settlement history blended with transcripts (n=2). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “Bank of America: ‘Rate Cut’ mention history”, as of Oct 23, 2026, https://parrot.markets/earnings/BAC/words/rate-cut (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=bank-of-america&word=rate%20cut · quotes: /api/v1/quotes?entity=bank-of-america&word=… · columnar JSON in #parrot-data · llms.txt · MCP