Will Bank of America say “Delinquency”?
Bank of America said “Delinquency” 1 time on its Oct 14, 2026 call (FY26 Q3), and on 6 of its last 8 calls: 0, 3, 0, 2, 3, 1, 2, 1 times. As of Oct 23, 2026, Bank of America said “Delinquency” on 4 of 4 calls with a settled Kalshi or Polymarket mention market since Jan 14, 2026 (100%), most recently on Oct 14, 2026. Parrot’s p for the next listing is 80% (n=4, from settlement history blended with transcripts), not a forecast.
- Last 10
- 4/4Last 10 settled, oldest to newest: yes yes yes yes
- Streak
- said the last 4 times
- Counts
- company speakers + operator
- Market
- 90¢ Kalshi (may be delayed)
Where it was said
quotes of at most 25 words; select an appearance
Bank of America
Delinquency
- Probability
- 80% · n=4
- Settled
- 4/4 (100%)
- Last calls
- said in 6 of 8
Next listing counts: company speakers + operator
Counts: company speakers + operator
1 counted (1 in prepared remarks, 0 in Q&A).
…expectations. The 3.22% card loss rate improved from Q2 and along with delinquencies declined for the sixth consecutive quarter on a year-over-year basis. Commercial criticized…
Counts: company speakers + operator
2 counted (1 in prepared remarks, 1 in Q&A).
…billion, and both were largely unchanged from Q1. Consumer card charge-offs and delinquencies improved both year-over-year and quarter-over-quarter. Commercial credit also remained solid, with CRE…
…very strong historical levels, and we continue to feel good about the delinquencies and everything that we show you as getting better. If you think…
Counts: company speakers + operator
1 counted (1 in prepared remarks, 0 in Q&A).
…to asset quality. We saw improvement from last year. Net charge-offs, card delinquencies, reservable criticized assets and nonperforming loans all declined versus the first quarter…
Every settled listing
newest first · 5 shown| Date | Listed as | Venue | Result | Our count |
|---|---|---|---|---|
| Oct 14, 2026 | Delinquency |  Kalshi | Yes | 1 |
| Jul 14, 2026 | Delinquency | Kalshi | Yes | 2 |
| Apr 15, 2026 | Delinquency | Kalshi | Yes | 1 |
| Jan 14, 2026 | Delinquency |  Polymarket | Yes | 3 |
| Jan 14, 2026 | Delinquency | Kalshi | Yes | 3 |
Questions
- How many times did Bank of America say “Delinquency” on its last earnings call?
- Bank of America said “Delinquency” 1 time on its Oct 14, 2026 call (FY26 Q3), and on 6 of its last 8 calls: 0, 3, 0, 2, 3, 1, 2, 1 times.
- How often does Bank of America say “Delinquency”?
- As of Oct 23, 2026, Bank of America said “Delinquency” on 4 of 4 calls with a settled Kalshi or Polymarket mention market since Jan 14, 2026 (100%), most recently on Oct 14, 2026.
- What is the probability Bank of America says “Delinquency” next time?
- 80%, from settlement history blended with transcripts (n=4). It is a base rate from history, not a forecast and not advice.
- Who has to say it for the market to count?
- Under the next market's rule: company speakers + operator.
Cite parrot.markets, “Bank of America: ‘Delinquency’ mention history”, as of Oct 23, 2026, https://parrot.markets/earnings/BAC/words/delinquency (CC BY 4.0)
Agents: this page as TSV at /api/v1/word?entity=bank-of-america&word=delinquency · quotes: /api/v1/quotes?entity=bank-of-america&word=… · columnar JSON in #parrot-data · llms.txt · MCP