Mastercard (MA): FY25 Q4 earnings call, Jan 29, 2026
On its Jan 29, 2026 earnings call (FY25 Q4), Mastercard said 7 of the 12 words Kalshi listed; Parrot’s count agreed with all 12 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
12 words · 7 settled yes · our count agreed on 12 of 12- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Stablecoin | Yes | 6 | 6 | ✓ | 81%transcripts from the transcript model | – |
| Cybersecurity | Yes | 4 | 4 | ✓ | 83%transcripts from the transcript model | – |
| Tokenization | Yes | 3 | 3 | ✓ | 81%transcripts from the transcript model | – |
| Agent Pay | Yes | 3 | 3 | ✓ | 63%transcripts from the transcript model | – |
| Rate Cap / 10% Cap | Yes | 3 | 4 | ✓ | 16%transcripts from the transcript model | – |
| Regulation / Regulatory | Yes | 2 | 2 | ✓ | 60%transcripts from the transcript model | – |
| International | Yes | 1 | 1 | ✓ | 80%transcripts from the transcript model | – |
| M&A / Merger | No | 0 | 0 | ✓ | 48%transcripts from the transcript model | – |
| Holiday | No | 0 | 0 | ✓ | 35%transcripts from the transcript model | – |
| Fiserv | No | 0 | 0 | ✓ | 32%transcripts from the transcript model | – |
| SpendingPulse | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
| Trump | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
3 matches for “Agent Pay”; 2 quoted, at least 25 words apart.
…days, but we are ready. You remember, last year, we launched Mastercard AgentPay, a framework designed to foster trust in agentic transactions. We have now…
…you know, we've been at this for over eight months now with agent pay launching that as our framework around recognizing agents, ensuring identity, and…
Where the listed words were said
…is the virtuous cycle in motion. The payments industry continues to evolve. Stablecoins and the Gentecommerce bring new choices to pay and get paid. And…
…topic, that is often overlooked, and that is the potential risk to cybersecurity. This is a race to the bottom for the cheapest network option,…
…revenues benefit from transaction growth. And also higher growth drivers such as tokenization. For example, fraud scores and token authentication fall into this category. And…
…Good. Yes. Appreciate your first comment, actually, on the order. So the rate cap. You know, that's a it's a really important conversation around affordability,…
…the payments evolution. At the same time, environments shift. Customer needs, technology, regulation, so we adapt. And we prioritize ensuring we have the right capabilities…
…increased 14%. The three ppt difference is driven primarily by pricing in international markets, partially offset by mix. Transaction processing assessments were up 14% switched…
Agents: this page as TSV at /api/v1/appearances/mastercard:2026-01-29:earnings_call · words: /api/v1/brief?appearance=mastercard:2026-01-29:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP