Bank of America (BAC): FY26 Q3 earnings call, Oct 14, 2026
On its Oct 14, 2026 earnings call (FY26 Q3), Bank of America said 14 of the 26 words Kalshi and Polymarket listed; Parrot’s count agreed with all 26 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
26 words · 14 settled yes · our count agreed on 26 of 26- Kalshi: company speakers + operator
Kalshi - Polymarket: anyone
Polymarket
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Revenue 10+ times | Yes | 27 | 27 | ✓ | 84%transcripts from the transcript model | Hear it 1:39, Revenue 10+ times | – |
| Leverage 3+ times | Yes | 15 | 15 | ✓ | 91%transcripts from the transcript model | Hear it 15:27, Leverage 3+ times | – |
| AI / Artificial Intelligence | Yes | 12 | 18 | ✓ | 93%transcripts from the transcript model | Hear it 14:49, AI / Artificial Intelligence | – |
| Digital | Yes | 8 | 8 | ✓ | 94%n=1+tx from settlement history blended with transcripts | Hear it 3:41, Digital | – |
| Pipeline | Yes | 6 | 6 | ✓ | 81%n=3+tx from settlement history blended with transcripts | Hear it 21:36, Pipeline | – |
| Dividend | Yes | 5 | 5 | ✓ | 84%n=1+tx from settlement history blended with transcripts | Hear it 9:29, Dividend | – |
| Inflation | Yes | 3 | 3 | ✓ | 87%n=3+tx from settlement history blended with transcripts | Hear it 38:26, Inflation | – |
| Hike / Hiked | Yes | 3 | 4 | ✓ | 53%transcripts from the transcript model | Hear it 39:15, Hike / Hiked | – |
| Inflation 3+ times | Yes | 3 | 3 | ✓ | 42%transcripts from the transcript model | Hear it 38:26, Inflation 3+ times | – |
| Merrill | Yes | 2 | 2 | ✓ | 84%n=1+tx from settlement history blended with transcripts | Hear it 19:56, Merrill | – |
| Buyback / Buy Back | Yes | 2 | 4 | ✓ | 45%transcripts from the transcript model | Hear it 1:05:33, Buyback / Buy Back | – |
| Zelle | Yes | 2 | 2 | ✓ | 34%transcripts from the transcript model | Hear it 18:37, Zelle | – |
| Delinquency | Yes | 1 | 1 | ✓ | 81%n=3+tx from settlement history blended with transcripts | Hear it 15:58, Delinquency | – |
| Agentic | Yes | 1 | 3 | ✓ | 45%transcripts from the transcript model | Hear it 1:12:54, Agentic | – |
| Merrill 3+ times | No | 2 | 2 | ✓ | 55%transcripts from the transcript model | Hear it 19:56, Merrill 3+ times | – |
| Rate Cut / Cut Rate | No | 0 | 0 | ✓ | 90%n=1+tx from settlement history blended with transcripts | – | |
| Tariff | No | 0 | 0 | ✓ | 63%n=4+tx from settlement history blended with transcripts | – | |
| Iran / Middle East | No | 0 | 0 | ✓ | 54%transcripts from the transcript model | – | |
| World Cup | No | 0 | 0 | ✓ | 51%n=1+tx from settlement history blended with transcripts | – | |
| Tailwind | No | 0 | 0 | ✓ | 48%transcripts from the transcript model | – | |
| Workflow | No | 0 | 0 | ✓ | 38%transcripts from the transcript model | – | |
| Federal Reserve | No | 0 | 0 | ✓ | 26%transcripts from the transcript model | – | |
| Trump / President | No | 0 | 0 | ✓ | 24%n=1+tx from settlement history blended with transcripts | – | |
| Merger | No | 0 | 0 | ✓ | 20%transcripts from the transcript model | – | |
| Recession | No | 0 | 0 | ✓ | 15%n=4+tx from settlement history blended with transcripts | – | |
| Oil | No | 0 | 0 | ✓ | 11%n=2+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
27 matches for “Revenue”; 5 quoted, at least 25 words apart.
…NII, and better credit drove solid earnings. While the sales and trading revenue, investment banking revenue were lower. We reported net income of $6.9 billion…
…banking, wealth management, and global banking's commercial businesses drove most of the revenue and earnings growth, while markets and investment banking revenue declined from prior…
…mortgages and municipals. Those declines more than offset growth elsewhere in trading. Revenue is approximately $30 billion, up around 3% year-over-year, and an 8% increase…
…less than 7% from a year ago. The year-over-year increase reflected higher revenue-related costs in asset management and equities, including incentive compensation in wealth management…
…organic client growth and disciplined execution with continued investment in the franchise. Revenue rose about 4% to $11.6 billion, and net income increased about 2%…
Where the listed words were said
…improve profitability through strong client flows, positive operating leverage, and higher margins. Revenue rose about 13% to $7.1 billion, and net income increased 22% to…
…improve the productivity of the organization. We expect to return to operating leverage in Q4. From expense, let's move to credit quality on slides 11…
…our investment and banking capabilities. Advisor productivity, disciplined pricing, digital engagement, and AI tools continue to expand our capacity to deliver personalized advice at scale.…
…clients use more of our lending, treasury, and payments capabilities. Payment volumes, digital activity, loan demand, and wealth flows all remained healthy. You can see…
…net income was just under $2 billion, down modestly year-over-year. However, strong pipelines and the broader year-to-date performance put this quarter's investment banking results in…
We returned $8.3 billion to shareholders this quarter through dividends and share repurchases, and this combination of balance sheet strength and capital generation continues to…
…points or not, at some point, non-interest-bearing deposits are impacted more by inflation and GDP. So we ought to see continued growth in non-interest-bearing deposits…
…pricing. In wealth, we tend to pass along pricing with interest rate hikes and cuts. The same thing is true in global banking. When the…
…move, and I think right now the nominal economy growing 5%+ with inflation down to 2%+ by our team. There is a lot of nominal…
Merrill added about 4,200 net new households with at least $500,000 in assets, up 17%, and the private bank added 417 net new relationships with…
…right, there's a lot to unpack there. We don't guide on share buyback for lots of different reasons. It's definitely business as usual in terms…
…can receive payments. They have access 24/7. They can send money out, Zelle payments, et cetera, all of our time. They can do wires right…
Agents: this page as TSV at /api/v1/appearances/bank-of-america:2026-10-14:earnings_call · words: /api/v1/brief?appearance=bank-of-america:2026-10-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP