Bank of America (BAC): FY26 Q2 earnings call, Jul 14, 2026
On its Jul 14, 2026 earnings call (FY26 Q2), Bank of America said 12 of the 31 words Kalshi and Polymarket listed; Parrot’s count agreed with all 31 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
31 words · 12 settled yes · our count agreed on 31 of 31- Kalshi: company speakers + operator
Kalshi - Polymarket: anyone
Polymarket
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Growth 5+ times | Yes | 90 | 90 | ✓ | 96%transcripts from the transcript model | Hear it 1:15, Growth 5+ times | – |
| Invest / Investment 5+ times | Yes | 31 | 31 | ✓ | 91%transcripts from the transcript model | Hear it 2:30, Invest / Investment 5+ times | – |
| AI / Artificial Intelligence 5+ times | Yes | 27 | 27 | ✓ | 75%transcripts from the transcript model | Hear it 3:40, AI / Artificial Intelligence 5+ times | – |
| Hike | Yes | 5 | 6 | ✓ | 18%transcripts from the transcript model | Hear it 12:39, Hike | – |
| Merrill | Yes | 3 | 3 | ✓ | 78%transcripts from the transcript model | Hear it 3:18, Merrill | – |
| Delinquency | Yes | 2 | 2 | ✓ | 78%n=2+tx from settlement history blended with transcripts | Hear it 14:50, Delinquency | – |
| Pipeline | Yes | 2 | 3 | ✓ | 76%n=2+tx from settlement history blended with transcripts | Hear it 45:47, Pipeline | – |
| Inflation | Yes | 1 | 1 | ✓ | 89%n=2+tx from settlement history blended with transcripts | Hear it 5:01, Inflation | – |
| Rate Cut / Cut Rate | Yes | 1 | 1 | ✓ | 88%transcripts from the transcript model | Hear it 58:13, Rate Cut / Cut Rate | – |
| Expansion | Yes | 1 | 1 | ✓ | 60%transcripts from the transcript model | Hear it 42:38, Expansion | – |
| World Cup | Yes | 1 | 1 | ✓ | 30%transcripts from the transcript model | Hear it 16:04, World Cup | – |
| Iran | Yes | 1 | 1 | ✓ | 13%n=1+tx from settlement history blended with transcripts | Hear it 45:37, Iran | – |
| Tariff | No | 0 | 0 | ✓ | 81%n=3+tx from settlement history blended with transcripts | – | |
| Basel 3 | No | 0 | 0 | ✓ | 67%n=1+tx from settlement history blended with transcripts | – | |
| Buyback | No | 0 | 0 | ✓ | 58%n=3+tx from settlement history blended with transcripts | – | |
| M&A / Merger | No | 0 | 0 | ✓ | 56%n=1+tx from settlement history blended with transcripts | – | |
| CashPro | No | 0 | 0 | ✓ | 46%n=2+tx from settlement history blended with transcripts | – | |
| Trump / President | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – | |
| Disruption | No | 0 | 0 | ✓ | 39%transcripts from the transcript model | – | |
| Trump | No | 0 | 0 | ✓ | 39%transcripts from the transcript model | – | |
| Ecosystem | No | 0 | 0 | ✓ | 29%transcripts from the transcript model | – | |
| Recession | No | 0 | 0 | ✓ | 21%n=3+tx from settlement history blended with transcripts | – | |
| Cryptocurrency | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Deteriorating | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Disappointing | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Gross margin | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Monetize | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Pivot | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Subscriber | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Synergy | No | 0 | 0 | ✓ | 18%transcripts from the transcript model | – | |
| Oil | No | 0 | 0 | ✓ | 13%n=1+tx from settlement history blended with transcripts | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
8 matches for “Trading”; 5 quoted, at least 25 words apart.
…broad-based, led by NII, investment banking, wealth management fees, and sales and trading revenue. First, net interest income. It continued to perform well. On an…
…fees increased 50% year-over-year to more than $2.1 billion. While sales and trading generated $7.2 billion in revenue, up 33%. Third, we manage cost while…
…and brand marketing. It also includes higher activity-related costs that come from trading in our Global Markets business, particularly in our overseas markets. With those…
…income was $2.7 billion, up 70% from a year ago. Sales and trading revenue, excluding DVA, increased 33% to $7.2 billion. Equities delivered a record…
…our performance, because we've now delivered 17th consecutive quarters of year-over-year sales and trading revenue growth and 14th consecutive quarters of year-over-year net income growth.
Where the listed words were said
…Our EPS increased 34% to $1.21 a share. Our results show organic growth, operating leverage, and efficiency ratio improvement in every business segment. Along the…
…proved more durable than expected, supported by the strong consumer, ongoing AI-driven investments across the board, and easing energy costs, though inflation and tighter monetary…
…digital slides in the appendix. In addition, we added a slide on AI. It's slide 20, which shows how our over 200,000 teammates are actively…
…in the second half of the year, and it's based on the current forward curve, which has one 25 basis points rate hike in September.
…of our integrated wealth and banking model. At the same time, both Merrill and the Private Bank continue to attract talented advisors who are drawn…
…billion, and both were largely unchanged from Q1. Consumer card charge-offs and delinquencies improved both year-over-year and quarter-over-quarter. Commercial credit also remained solid, with CRE…
…that could affect the market's perception, IPOs, et cetera. Right now, the pipelines are feeling very good about that. The loan growth, deposit growth Alastair…
…is probably pretty stable here. It could even go down with the rate cut in fourth quarter, but it'll be flat to slightly down is…
…growth for the second half of the year, but not much NIM expansion? I guess we're just trying to think about the jumping off point…
…also launched one of our largest consumer marketing campaigns around the FIFA World Cup. We expanded our financial center network in new and growth markets,…
Agents: this page as TSV at /api/v1/appearances/bank-of-america:2026-07-14:earnings_call · words: /api/v1/brief?appearance=bank-of-america:2026-07-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP