Klarna (KLAR): FY26 Q1 earnings call, May 14, 2026
On its May 14, 2026 earnings call (FY26 Q1), Klarna said 4 of the 12 words Kalshi listed; Parrot’s count agreed with all 12 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
12 words · 4 settled yes · our count agreed on 12 of 12- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Delinquency | Yes | 5 | 5 | ✓ | 63%transcripts from the transcript model | – |
| Credit Quality | Yes | 2 | 2 | ✓ | 48%transcripts from the transcript model | – |
| Tailwind | Yes | 1 | 1 | ✓ | 40%transcripts from the transcript model | – |
| Gemini | Yes | 1 | 2 | ✓ | 20%transcripts from the transcript model | – |
| AI / Artificial Intelligence | No | 0 | 0 | ✓ | 92%transcripts from the transcript model | – |
| Profitability | No | 0 | 0 | ✓ | 84%transcripts from the transcript model | – |
| Investment | No | 0 | 2 | ✓ | 78%transcripts from the transcript model | – |
| Headcount | No | 0 | 0 | ✓ | 71%transcripts from the transcript model | – |
| Headwind | No | 0 | 1 | ✓ | 48%transcripts from the transcript model | – |
| Sweden | No | 0 | 0 | ✓ | 48%transcripts from the transcript model | – |
| Inflation | No | 0 | 0 | ✓ | 40%transcripts from the transcript model | – |
| Coinbase | No | 0 | 0 | ✓ | 20%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
73 matches for “Dollar”; 5 quoted, at least 25 words apart.
…good quarter. We delivered above the high end of every line. Revenue, $1.012 billion, up 44%. Transaction margin, $389 million, up 44%. Adjusted operating profit,…
…retailers. Pay Later means we start small with every new customer. A $100 transaction repaid in weeks. That's how we get to know each other.…
…spend and deposit-funded growth. Our biggest additional upside opportunity for transaction margin dollar growth is payment fees, which is basically the remaining gap between Europe…
…year guidance, which we have reiterated this morning. GMV came in at $33.7 billion, revenue at just over $1 billion, and transaction margin dollars at…
…over $1 billion, with a like-for-like growth of 36%. Transaction costs were $623 million, up 45% year-over-year, or 37% on a like-for-like basis. Within that…
Where the listed words were said
…converging towards the mature markets over time. Turning to credit quality, consumer delinquency rates remain healthy across both product lines. The charts show 2024 and…
…our focus, and it is compounding. Our network is scaling profitably, our credit quality is healthy, and our operating leverage is clear. Accelerating TMD growth…
…the back end of the year. Obviously, as I mentioned earlier, the significantly lower FX tailwind in Q2 versus Q1 because of the U.S. depreciation.
…As you mentioned, this week's Google Pay launch inside search in the Gemini app. I would also highlight, for example, the fact that we are…
Agents: this page as TSV at /api/v1/appearances/klarna:2026-05-14:earnings_call · words: /api/v1/brief?appearance=klarna:2026-05-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP