Will Klarna say “Credit Quality”?

Klarna did not say “Credit Quality” on its Aug 18, 2026 call (FY26 Q2); it said it on 2 of its last 4 calls: 0, 1, 2, 0 times. As of Oct 24, 2026, Klarna said “Credit Quality” on 1 of 2 calls with a settled Kalshi mention market since May 14, 2026 (50%), most recently on May 14, 2026. Parrot’s p for the next listing is 41% (n=2, from settlement history blended with transcripts), not a forecast.

41%from settlement history blended with transcripts · n=2Next: Earnings call, Nov 17, 2026 · counts: company speakers + operator
Last 10
1/2Last 10 settled, oldest to newest: yes no
Streak
not said last time
Counts
company speakers + operator
Market
46¢ Kalshi (may be delayed)
Updated

Where it was said

quotes of at most 25 words; select an appearance

Klarna

Credit Quality

Probability
41% · n=2
Settled
1/2 (50%)
Last calls
said in 2 of 4

Next listing counts: company speakers + operator

FY26 Q2 earnings call, Aug 18, 2026 · not said

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FY26 Q1 earnings call, May 14, 2026 · said 2 times (counts)

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Counts: company speakers + operator

2 counted (2 in prepared remarks, 0 in Q&A).

Niclas NegléncompanypreparedIn transcript

…margins to continue converging towards the mature markets over time. Turning to credit quality, consumer delinquency rates remain healthy across both product lines. The charts…

Niclas NegléncompanypreparedIn transcript

…our focus, and it is compounding. Our network is scaling profitably, our credit quality is healthy, and our operating leverage is clear. Accelerating TMD growth…

FY25 Q4 earnings call, Feb 20, 2026 · said 1 time (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

1 counted (1 in prepared remarks, 0 in Q&A).

Sebastian SiemiatkowskicompanypreparedIn transcript

…the first quarter happens even when the underlying economics are strong and credit quality is stable. This is value creation that is deferred. For every…

FY25 Q3 earnings call, Nov 19, 2025 · not said

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Every settled listing

newest first · 2 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Aug 18, 2026Credit QualityKalshiNo0
May 14, 2026Credit QualityKalshiYes2

Questions

How many times did Klarna say “Credit Quality” on its last earnings call?
Klarna did not say “Credit Quality” on its Aug 18, 2026 call (FY26 Q2); it said it on 2 of its last 4 calls: 0, 1, 2, 0 times.
How often does Klarna say “Credit Quality”?
As of Oct 24, 2026, Klarna said “Credit Quality” on 1 of 2 calls with a settled Kalshi mention market since May 14, 2026 (50%), most recently on May 14, 2026.
What is the probability Klarna says “Credit Quality” next time?
41%, from settlement history blended with transcripts (n=2). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “Klarna: ‘Credit Quality’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/KLAR/words/credit-quality (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=klarna&word=credit%20quality · quotes: /api/v1/quotes?entity=klarna&word=… · columnar JSON in #parrot-data · llms.txt · MCP