Will Klarna say “Delinquency”?
Klarna said “Delinquency” 4 times on its Aug 18, 2026 call (FY26 Q2), and on 3 of its last 4 calls: 0, 3, 5, 4 times. As of Oct 24, 2026, Klarna said “Delinquency” on 2 of 2 calls with a settled Kalshi or Polymarket mention market since May 14, 2026 (100%), most recently on Aug 18, 2026. Parrot’s p for the next listing is 82% (n=2, from settlement history blended with transcripts), not a forecast.
- Last 10
- 2/2Last 10 settled, oldest to newest: yes yes
- Streak
- said the last 2 times
- Counts
- company speakers + operator
- Market
- 47¢ Kalshi (may be delayed)
Where it was said
quotes of at most 25 words; select an appearance
Klarna
Delinquency
- Probability
- 82% · n=2
- Settled
- 2/2 (100%)
- Last calls
- said in 3 of 4
Next listing counts: company speakers + operator
Counts: company speakers + operator
4 counted (4 in prepared remarks, 0 in Q&A).
…ability to grow engagement, RPAC, and profitability. Consumer credit keeps performing better. Delinquencies improved again this quarter, and provisions have declined as share of volume…
…point uplift we delivered this quarter closes more of that gap. Consumer delinquency rates remain healthy across both product lines. Here are the U.S. delinquencies.…
Counts: company speakers + operator
5 counted (3 in prepared remarks, 2 in Q&A).
…converging towards the mature markets over time. Turning to credit quality, consumer delinquency rates remain healthy across both product lines. The charts show 2024 and…
In Financing, our point of sale installment product, delinquency rates are tracking favorably with both 30+ and 60+ day past dues rates declining quarter-over-quarter. Our…
Counts: company speakers + operator (not listed here; the usual rule)
3 counted (0 in prepared remarks, 3 in Q&A); 2 by speakers the rule does not count.
…reported in Q3 '25 still weighing on sentiment, what are the latest delinquency trends? And how confident are you that provisions will stabilize or decline…
Every settled listing
newest first · 3 shown| Date | Listed as | Venue | Result | Our count |
|---|---|---|---|---|
| Aug 18, 2026 | Delinquency |  Polymarket | Yes | 4 |
| Aug 18, 2026 | Delinquency |  Kalshi | Yes | 4 |
| May 14, 2026 | Delinquency | Kalshi | Yes | 5 |
Questions
- How many times did Klarna say “Delinquency” on its last earnings call?
- Klarna said “Delinquency” 4 times on its Aug 18, 2026 call (FY26 Q2), and on 3 of its last 4 calls: 0, 3, 5, 4 times.
- How often does Klarna say “Delinquency”?
- As of Oct 24, 2026, Klarna said “Delinquency” on 2 of 2 calls with a settled Kalshi or Polymarket mention market since May 14, 2026 (100%), most recently on Aug 18, 2026.
- What is the probability Klarna says “Delinquency” next time?
- 82%, from settlement history blended with transcripts (n=2). It is a base rate from history, not a forecast and not advice.
- Who has to say it for the market to count?
- Under the next market's rule: company speakers + operator.
Cite parrot.markets, “Klarna: ‘Delinquency’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/KLAR/words/delinquency (CC BY 4.0)
Agents: this page as TSV at /api/v1/word?entity=klarna&word=delinquency · quotes: /api/v1/quotes?entity=klarna&word=… · columnar JSON in #parrot-data · llms.txt · MCP