Klarna (KLAR): FY26 Q1 earnings call, May 14, 2026

Thu, May 14Earnings callSpeaker-labelled transcriptKlarna

On its May 14, 2026 earnings call (FY26 Q1), Klarna said 4 of the 12 words Kalshi listed; Parrot’s count agreed with all 12 settlements. Quotes below are at most 25 words each.

Updated

Markets

12 words · 4 settled yes · our count agreed on 12 of 12

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityMarket
Delinquency Yes55✓63%transcripts from the transcript model–
Credit Quality Yes22✓48%transcripts from the transcript model–
Tailwind Yes11✓40%transcripts from the transcript model–
Gemini Yes12✓20%transcripts from the transcript model–
AI / Artificial Intelligence No00✓92%transcripts from the transcript model–
Profitability No00✓84%transcripts from the transcript model–
Investment No02✓78%transcripts from the transcript model–
Headcount No00✓71%transcripts from the transcript model–
Headwind No01✓48%transcripts from the transcript model–
Sweden No00✓48%transcripts from the transcript model–
Inflation No00✓40%transcripts from the transcript model–
Coinbase No00✓20%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

Where the listed words were said

Niclas Negléncompany“Delinquency” · prepared

…converging towards the mature markets over time. Turning to credit quality, consumer delinquency rates remain healthy across both product lines. The charts show 2024 and…

Niclas Negléncompany“Credit Quality” · prepared

…our focus, and it is compounding. Our network is scaling profitably, our credit quality is healthy, and our operating leverage is clear. Accelerating TMD growth…

Niclas Negléncompany“Tailwind” · qa

…the back end of the year. Obviously, as I mentioned earlier, the significantly lower FX tailwind in Q2 versus Q1 because of the U.S. depreciation.

Sebastian Siemiatkowskicompany“Gemini” · qa

…As you mentioned, this week's Google Pay launch inside search in the Gemini app. I would also highlight, for example, the fact that we are…

Agents: this page as TSV at /api/v1/appearances/klarna:2026-05-14:earnings_call · words: /api/v1/brief?appearance=klarna:2026-05-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP