Citigroup (C): FY26 Q1 earnings call, Apr 14, 2026

Tue, Apr 14Earnings callSpeaker-labelled transcriptCitigroup

On its Apr 14, 2026 earnings call (FY26 Q1), Citigroup said 5 of the 13 words Kalshi listed; Parrot’s count agreed with all 13 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

13 words · 5 settled yes · our count agreed on 13 of 13

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
Banamex Yes45✓85%transcripts from the transcript modelHear it 5:51, Banamex–
Headcount Yes36✓45%transcripts from the transcript modelHear it 12:00, Headcount–
Credit Card Yes23✓68%transcripts from the transcript modelHear it 24:41, Credit Card–
Inflation Yes22✓45%transcripts from the transcript modelHear it 7:07, Inflation–
Basel 3 Yes12✓50%transcripts from the transcript modelHear it 36:23, Basel 3–
Dividend No00✓79%transcripts from the transcript model–
Tariff No00✓60%transcripts from the transcript model–
Headwind No00✓58%transcripts from the transcript model–
Tailwind No00✓51%transcripts from the transcript model–
Rate Cut No00✓46%transcripts from the transcript model–
Oil No00✓30%transcripts from the transcript model–
Recession No00✓27%transcripts from the transcript model–
Iran No00✓16%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

2 matches for “Inflation”; 2 quoted, at least 25 words apart.

Jane Frasercompanyprepared · 7:09Hear it 7:09, Jane Fraser

…second or third order impacts are going to be around the world. Inflation is now a greater risk to growth and will likely cause central…

Gonzalo Luchetticompanyqa · 57:57Hear it 57:51, Gonzalo Luchetti

…times four, because we know we have to manage through some degree of uncertainty, inflation, growth, and other pieces that are playing too. Thank you.

Where the listed words were said

Jane Frasercompany“Banamex” · prepared · 5:53Hear it 5:47, Jane Fraser

…into agreements with several prominent investors to sell an additional 24% of Banamex in transactions that are expected to close in the coming months. We're…

Gonzalo Luchetticompany“Headcount” · prepared · 12:02Hear it 11:56, Gonzalo Luchetti

…severance as we target efficiencies across our expense base and bring down headcount. Excluding severance, the increase in expenses was 4%, primarily driven by FX…

Gonzalo Luchetticompany“Credit Card” · prepared · 24:43Hear it 24:43, Gonzalo Luchetti

…of around 60%. In terms of credit, we expect a total U.S. credit cards NCL rate of between 4% and 4.5%, which is lower than…

Gonzalo Luchetticompany“Basel 3” · qa · 36:25Hear it 36:21, Gonzalo Luchetti

When you think about RWAs and those pieces related to Basel III, you have the components of retail and corporate credit providing a benefit, and…

Agents: this page as TSV at /api/v1/appearances/citigroup:2026-04-14:earnings_call · words: /api/v1/brief?appearance=citigroup:2026-04-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP