Citigroup (C): FY26 Q1 earnings call, Apr 14, 2026
On its Apr 14, 2026 earnings call (FY26 Q1), Citigroup said 5 of the 13 words Kalshi listed; Parrot’s count agreed with all 13 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
13 words · 5 settled yes · our count agreed on 13 of 13- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Banamex | Yes | 4 | 5 | ✓ | 85%transcripts from the transcript model | Hear it 5:51, Banamex | – |
| Headcount | Yes | 3 | 6 | ✓ | 45%transcripts from the transcript model | Hear it 12:00, Headcount | – |
| Credit Card | Yes | 2 | 3 | ✓ | 68%transcripts from the transcript model | Hear it 24:41, Credit Card | – |
| Inflation | Yes | 2 | 2 | ✓ | 45%transcripts from the transcript model | Hear it 7:07, Inflation | – |
| Basel 3 | Yes | 1 | 2 | ✓ | 50%transcripts from the transcript model | Hear it 36:23, Basel 3 | – |
| Dividend | No | 0 | 0 | ✓ | 79%transcripts from the transcript model | – | |
| Tariff | No | 0 | 0 | ✓ | 60%transcripts from the transcript model | – | |
| Headwind | No | 0 | 0 | ✓ | 58%transcripts from the transcript model | – | |
| Tailwind | No | 0 | 0 | ✓ | 51%transcripts from the transcript model | – | |
| Rate Cut | No | 0 | 0 | ✓ | 46%transcripts from the transcript model | – | |
| Oil | No | 0 | 0 | ✓ | 30%transcripts from the transcript model | – | |
| Recession | No | 0 | 0 | ✓ | 27%transcripts from the transcript model | – | |
| Iran | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
1 match for “FICO”; 1 quoted, at least 25 words apart.
…quality card portfolio with approximately 85% of balances extended to consumers with FICO scores of 660 or higher, and a reserve-to-funded loan ratio in our…
Where the listed words were said
…into agreements with several prominent investors to sell an additional 24% of Banamex in transactions that are expected to close in the coming months. We're…
…severance as we target efficiencies across our expense base and bring down headcount. Excluding severance, the increase in expenses was 4%, primarily driven by FX…
…of around 60%. In terms of credit, we expect a total U.S. credit cards NCL rate of between 4% and 4.5%, which is lower than…
…second or third order impacts are going to be around the world. Inflation is now a greater risk to growth and will likely cause central…
When you think about RWAs and those pieces related to Basel III, you have the components of retail and corporate credit providing a benefit, and…
Agents: this page as TSV at /api/v1/appearances/citigroup:2026-04-14:earnings_call · words: /api/v1/brief?appearance=citigroup:2026-04-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP