RBC (RY): FY25 Q4 earnings call, Dec 3, 2025
On its Dec 3, 2025 earnings call (FY25 Q4), RBC said 8 of the 10 words Kalshi listed; Parrot’s count agreed with all 10 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
10 words · 8 settled yes · our count agreed on 10 of 10- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Synergy | Yes | 7 | 7 | ✓ | 88%transcripts from the transcript model | – |
| Buyback | Yes | 7 | 7 | ✓ | 79%transcripts from the transcript model | – |
| Tariff | Yes | 5 | 5 | ✓ | 89%transcripts from the transcript model | – |
| Volatility | Yes | 4 | 4 | ✓ | 81%transcripts from the transcript model | – |
| Renewal | Yes | 3 | 4 | ✓ | 69%transcripts from the transcript model | – |
| Competition | Yes | 2 | 2 | ✓ | 61%transcripts from the transcript model | – |
| Stimulus | Yes | 2 | 2 | ✓ | 43%transcripts from the transcript model | – |
| Affordability | Yes | 1 | 1 | ✓ | 50%transcripts from the transcript model | – |
| Retention | No | 0 | 1 | ✓ | 71%transcripts from the transcript model | – |
| Recession | No | 0 | 0 | ✓ | 57%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
1 match for “Inflation”; 1 quoted, at least 25 words apart.
…of volatility. Obviously, there's uncertainty around the economy, the direction of rates, inflation, tariffs, et cetera, that is driving a fair bit of trading activity,…
Where the listed words were said
…the growth. This was partly offset by continued expense discipline and cost synergies related to the acquisition of HSBC Bank Canada. On taxes, the adjusted…
…6%. We further returned capital to shareholders through $1 billion of share buybacks of nearly 5 million common shares this quarter. Through an annual review…
…tensions, while other parts of the economy remain resilient. As Canada's effective tariff rate remains low and as Canadian exports to the U.S. remains solid,…
…think, really been a key to our ability to successfully deliver lower volatility results than our global peers. And so when you look at the…
…Ontario and the Greater Toronto area, coupled with higher payments at mortgage renewal have contributed to rising consumer impairments in these regions. Additionally, softness in…
…PCL amidst an uncertain macro backdrop. Despite unfavorable business sentiment and heightened competition, average commercial banking deposits and loans were up 10% and 16%, respectively.…
…However, economic growth will remain relatively modest and lagged impacts from fiscal stimulus could leave certain sectors and regions under pressure. Based on this backdrop,…
…investing disposable income in growing markets, while less affluent consumers struggle with affordability. Over the medium term, the federal government's infrastructure and defense spend should…
Agents: this page as TSV at /api/v1/appearances/rbc:2025-12-03:earnings_call · words: /api/v1/brief?appearance=rbc:2025-12-03:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP