American Express (AXP): FY25 Q3 earnings call, Oct 17, 2025
On its Oct 17, 2025 earnings call (FY25 Q3), American Express said 5 of the 11 words Kalshi listed; Parrot’s count agreed with all 11 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
11 words · 5 settled yes · our count agreed on 11 of 11- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Digital | Yes | 5 | 5 | ✓ | 83%transcripts from the transcript model | – |
| Millennial | Yes | 3 | 3 | ✓ | 91%transcripts from the transcript model | – |
| NII / Net Interest Income | Yes | 2 | 2 | ✓ | 85%transcripts from the transcript model | – |
| Lounge | Yes | 1 | 1 | ✓ | 74%transcripts from the transcript model | – |
| Dunkin | Yes | 1 | 1 | ✓ | 26%transcripts from the transcript model | – |
| Currency | No | 0 | 0 | ✓ | 72%transcripts from the transcript model | – |
| Stablecoin | No | 0 | 0 | ✓ | 58%transcripts from the transcript model | – |
| Coinbase | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – |
| Regulation | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – |
| Spending Trend | No | 0 | 0 | ✓ | 37%transcripts from the transcript model | – |
| Blockchain | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
8 matches for “Retention”; 5 quoted, at least 25 words apart.
…the annual fee increase won't go into effect for a few months, retention rates have been stable post-refresh. In addition to these results, we saw…
…dependent on many other factors, such as volume and mix of acquisitions, retention, and the full suite and cadence of product refreshes globally. Net interest…
…of like to follow up related to Erica's question, particularly related to retention offers as you as the new higher fees roll out, I assume…
…think that's critical because what that will do will lead to more retention. More engagement, will drive more business to our merchants. And we'll have…
…under the hood. How much is broad-based sponsorships, brand building versus like more micro like, the card member bonuses, retention type stuff? Thank you. Yeah.
Where the listed words were said
…particularly the younger cohorts, love the benefits we've added in categories like digital entertainment, wellness delivery services, in addition to our travel offerings, which we…
…wider range of benefits and experiences that appeal broadly across generations, including Millennial and Gen Z consumers who are very comfortable paying for its exceptional…
…And, you know, we've talked about the success that we had with Dunkin and the engagement that our card base has, and that's worked out…
Agents: this page as TSV at /api/v1/appearances/american-express:2025-10-17:earnings_call · words: /api/v1/brief?appearance=american-express:2025-10-17:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP