American Express (AXP): FY25 Q3 earnings call, Oct 17, 2025
On its Oct 17, 2025 earnings call (FY25 Q3), American Express said 5 of the 11 words Kalshi listed; Parrot’s count agreed with all 11 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
11 words · 5 settled yes · our count agreed on 11 of 11- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Digital | Yes | 5 | 5 | ✓ | 83%transcripts from the transcript model | – |
| Millennial | Yes | 3 | 3 | ✓ | 91%transcripts from the transcript model | – |
| NII / Net Interest Income | Yes | 2 | 2 | ✓ | 85%transcripts from the transcript model | – |
| Lounge | Yes | 1 | 1 | ✓ | 74%transcripts from the transcript model | – |
| Dunkin | Yes | 1 | 1 | ✓ | 26%transcripts from the transcript model | – |
| Currency | No | 0 | 0 | ✓ | 72%transcripts from the transcript model | – |
| Stablecoin | No | 0 | 0 | ✓ | 58%transcripts from the transcript model | – |
| Coinbase | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – |
| Regulation | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – |
| Spending Trend | No | 0 | 0 | ✓ | 37%transcripts from the transcript model | – |
| Blockchain | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
31 matches for “Refresh”; 5 quoted, at least 25 words apart.
…this is the strongest start we've seen for a US platinum Card refresh. Before I get into more details on platinum, I want to provide…
…to drive customer engagement and growth. In fact, we've done over 200 refreshes across our portfolio globally since 2019, and this is the third US…
…cards than the average spend per card on other networks. Ultimately, product refreshes fuel a virtuous cycle of growth for the company. By continually enhancing…
…A good example of these value enhancements is the previous US Platinum refresh we did in 2021. Coming out of the Covid pandemic, we learned…
…new platinum account acquisitions are running at twice the level before the refresh in the first three weeks. We saw very strong engagement in the…
Where the listed words were said
…the card's annual fee. In addition, we continue to enhance our award-winning digital capabilities, introducing a new app experience for our US platinum members that…
…tickets up 14%. The momentum we've seen from younger customers also continued. Millennials and Gen Z now account for 36% of total spend, making up…
…retention, and the full suite and cadence of product refreshes globally. Net interest income was up 12% again this quarter. We continue to grow balances…
…offerings, which we also continue to enrich with investments in New Centurion lounges and expansion of our hotel programs. That brings me to our most…
…And, you know, we've talked about the success that we had with Dunkin and the engagement that our card base has, and that's worked out…
Agents: this page as TSV at /api/v1/appearances/american-express:2025-10-17:earnings_call · words: /api/v1/brief?appearance=american-express:2025-10-17:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP