American Express (AXP): FY25 Q3 earnings call, Oct 17, 2025

On its Oct 17, 2025 earnings call (FY25 Q3), American Express said 5 of the 11 words Kalshi listed; Parrot’s count agreed with all 11 settlements. Quotes below are at most 25 words each.

Updated

Markets

11 words · 5 settled yes · our count agreed on 11 of 11

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityMarket
Digital Yes55✓83%transcripts from the transcript model–
Millennial Yes33✓91%transcripts from the transcript model–
NII / Net Interest Income Yes22✓85%transcripts from the transcript model–
Lounge Yes11✓74%transcripts from the transcript model–
Dunkin Yes11✓26%transcripts from the transcript model–
Currency No00✓72%transcripts from the transcript model–
Stablecoin No00✓58%transcripts from the transcript model–
Coinbase No00✓44%transcripts from the transcript model–
Regulation No00✓44%transcripts from the transcript model–
Spending Trend No00✓37%transcripts from the transcript model–
Blockchain No00✓16%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

39 matches for “Platinum”; 5 quoted, at least 25 words apart.

Stephen Squericompanyprepared

…the quarter was the launch of our refreshed US Consumer and Business Platinum cards, which reinforces our leadership in the premium space. I'm very pleased…

Stephen Squericompanyprepared

…a US platinum Card refresh. Before I get into more details on platinum, I want to provide some context. We are fortunate to have a…

Stephen Squericompanyprepared

…across our portfolio globally since 2019, and this is the third US platinum refresh we've done in the past decade. Our refresh strategy leverages and…

Stephen Squericompanyprepared

…premium customer base gives us a distinct advantage. Our consumer and Business Platinum card franchise alone accounts for approximately $530 billion of annual spend globally.…

Stephen Squericompanyprepared

…There's no better example of how we execute this strategy than our platinum cards. We launched our first platinum card over 40 years ago. It…

Where the listed words were said

Stephen Squericompany“Digital” · prepared

…particularly the younger cohorts, love the benefits we've added in categories like digital entertainment, wellness delivery services, in addition to our travel offerings, which we…

Stephen Squericompany“Millennial” · prepared

…wider range of benefits and experiences that appeal broadly across generations, including Millennial and Gen Z consumers who are very comfortable paying for its exceptional…

Christophe Le Cailleccompany“NII / Net Interest Income” · prepared

…retention, and the full suite and cadence of product refreshes globally. Net interest income was up 12% again this quarter. We continue to grow balances…

Stephen Squericompany“Dunkin” · qa

…And, you know, we've talked about the success that we had with Dunkin and the engagement that our card base has, and that's worked out…

Agents: this page as TSV at /api/v1/appearances/american-express:2025-10-17:earnings_call · words: /api/v1/brief?appearance=american-express:2025-10-17:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP