American Express (AXP): FY25 Q3 earnings call, Oct 17, 2025

On its Oct 17, 2025 earnings call (FY25 Q3), American Express said 5 of the 11 words Kalshi listed; Parrot’s count agreed with all 11 settlements. Quotes below are at most 25 words each.

Updated

Markets

11 words · 5 settled yes · our count agreed on 11 of 11

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityMarket
Digital Yes55✓83%transcripts from the transcript model–
Millennial Yes33✓91%transcripts from the transcript model–
NII / Net Interest Income Yes22✓85%transcripts from the transcript model–
Lounge Yes11✓74%transcripts from the transcript model–
Dunkin Yes11✓26%transcripts from the transcript model–
Currency No00✓72%transcripts from the transcript model–
Stablecoin No00✓58%transcripts from the transcript model–
Coinbase No00✓44%transcripts from the transcript model–
Regulation No00✓44%transcripts from the transcript model–
Spending Trend No00✓37%transcripts from the transcript model–
Blockchain No00✓16%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

1 match for “Lounge”; 1 quoted, at least 25 words apart.

Stephen Squericompanyprepared

…offerings, which we also continue to enrich with investments in New Centurion lounges and expansion of our hotel programs. That brings me to our most…

Where the listed words were said

Stephen Squericompany“Digital” · prepared

…the card's annual fee. In addition, we continue to enhance our award-winning digital capabilities, introducing a new app experience for our US platinum members that…

Stephen Squericompany“Millennial” · prepared

…wider range of benefits and experiences that appeal broadly across generations, including Millennial and Gen Z consumers who are very comfortable paying for its exceptional…

Christophe Le Cailleccompany“NII / Net Interest Income” · prepared

…retention, and the full suite and cadence of product refreshes globally. Net interest income was up 12% again this quarter. We continue to grow balances…

Stephen Squericompany“Dunkin” · qa

…And, you know, we've talked about the success that we had with Dunkin and the engagement that our card base has, and that's worked out…

Agents: this page as TSV at /api/v1/appearances/american-express:2025-10-17:earnings_call · words: /api/v1/brief?appearance=american-express:2025-10-17:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP