American Express (AXP): FY25 Q3 earnings call, Oct 17, 2025
On its Oct 17, 2025 earnings call (FY25 Q3), American Express said 5 of the 11 words Kalshi listed; Parrot’s count agreed with all 11 settlements. Quotes below are at most 25 words each.
UpdatedMarkets
11 words · 5 settled yes · our count agreed on 11 of 11- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Market |
|---|---|---|---|---|---|---|
| Digital | Yes | 5 | 5 | ✓ | 83%transcripts from the transcript model | – |
| Millennial | Yes | 3 | 3 | ✓ | 91%transcripts from the transcript model | – |
| NII / Net Interest Income | Yes | 2 | 2 | ✓ | 85%transcripts from the transcript model | – |
| Lounge | Yes | 1 | 1 | ✓ | 74%transcripts from the transcript model | – |
| Dunkin | Yes | 1 | 1 | ✓ | 26%transcripts from the transcript model | – |
| Currency | No | 0 | 0 | ✓ | 72%transcripts from the transcript model | – |
| Stablecoin | No | 0 | 0 | ✓ | 58%transcripts from the transcript model | – |
| Coinbase | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – |
| Regulation | No | 0 | 0 | ✓ | 44%transcripts from the transcript model | – |
| Spending Trend | No | 0 | 0 | ✓ | 37%transcripts from the transcript model | – |
| Blockchain | No | 0 | 0 | ✓ | 16%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
5 matches for “Digital”; 5 quoted, at least 25 words apart.
…particularly the younger cohorts, love the benefits we've added in categories like digital entertainment, wellness delivery services, in addition to our travel offerings, which we…
…the card's annual fee. In addition, we continue to enhance our award-winning digital capabilities, introducing a new app experience for our US platinum members that…
…of high-value products, benefits, services, and experiences. We'll also continue expanding our digital capabilities for consumers and businesses, including the upcoming integration of centers,…
…much more lifestyle wellness, and, you know, retail. And so forth. And digital, you know, people live their lives that way. And so I think…
…website at IR.americanexpress.com. Shortly after the call. You can also access a digital replay of the call at (877) 660-6853, or (201) 612-7415. Access code.…
Where the listed words were said
…wider range of benefits and experiences that appeal broadly across generations, including Millennial and Gen Z consumers who are very comfortable paying for its exceptional…
…retention, and the full suite and cadence of product refreshes globally. Net interest income was up 12% again this quarter. We continue to grow balances…
…And, you know, we've talked about the success that we had with Dunkin and the engagement that our card base has, and that's worked out…
Agents: this page as TSV at /api/v1/appearances/american-express:2025-10-17:earnings_call · words: /api/v1/brief?appearance=american-express:2025-10-17:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP