Wells Fargo (WFC): FY26 Q3 earnings call, Oct 13, 2026

On its Oct 13, 2026 earnings call (FY26 Q3), Wells Fargo said 12 of the 15 words Kalshi listed; Parrot’s count agreed with all 15 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

15 words · 12 settled yes · our count agreed on 15 of 15

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
AI / Artificial Intelligence Yes1417✓74%n=3+tx from settlement history blended with transcriptsHear it 7:07, AI / Artificial Intelligence–
Inflation Yes88✓61%n=3+tx from settlement history blended with transcriptsHear it 12:22, Inflation–
Credit Card Yes66✓93%transcripts from the transcript modelHear it 5:21, Credit Card–
Buyback / Buy Back Yes35✓55%transcripts from the transcript modelHear it 58:02, Buyback / Buy Back–
Premier Yes22✓80%n=1+tx from settlement history blended with transcriptsHear it 4:57, Premier–
Basel 3 Yes24✓32%n=2+tx from settlement history blended with transcriptsHear it 22:49, Basel 3–
Consecutive Yes11✓83%n=2+tx from settlement history blended with transcriptsHear it 4:38, Consecutive–
Delinquency Yes11✓72%n=3+tx from settlement history blended with transcriptsHear it 13:34, Delinquency–
Severance Yes11✓69%n=3+tx from settlement history blended with transcriptsHear it 20:38, Severance–
Private Equity Yes11✓48%n=3+tx from settlement history blended with transcriptsHear it 45:46, Private Equity–
Headwind Yes11✓32%n=2+tx from settlement history blended with transcriptsHear it 14:20, Headwind–
Iran / Middle East Yes11✓16%transcripts from the transcript modelHear it 12:24, Iran / Middle East–
Middle Market No00✓65%n=3+tx from settlement history blended with transcripts–
Tariff No00✓51%n=3+tx from settlement history blended with transcripts–
Advisor Gateway No00✓33%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

1 match for “Headwind”; 1 quoted, at least 25 words apart.

Charlie Scharfcompanyprepared · 14:22Hear it 14:19, Charlie Scharf

…conscious of the risks. Inflation and higher interest rates continue to be headwinds, and the longer they persist, the more pressure they could place on…

Where the listed words were said

Charlie Scharfcompany“AI / Artificial Intelligence” · prepared · 7:09Hear it 7:07, Charlie Scharf

…platform by over 30% this year. In addition, we just launched an AI-powered tool for our financial advisors that streamlines routine work and helps them…

Charlie Scharfcompany“Inflation” · prepared · 12:24Hear it 12:21, Charlie Scharf

…economic growth continues to be strong. While uncertainty persists due to sticky inflation, the conflict in the Middle East, persistent fiscal deficits, and volatile energy…

Charlie Scharfcompany“Credit Card” · prepared · 5:23Hear it 5:17, Charlie Scharf

…initial benefits in our results, including checking account openings up 9% and credit cards openings 61% from a year ago. Importantly, we remain disciplined on…

Mike Santomassimocompany“Buyback / Buy Back” · qa · 58:04Hear it 57:58, Mike Santomassimo

…the risks that are out there in the quarter, we will use buybacks as that lever after we go through that assessment. That is kind…

Charlie Scharfcompany“Premier” · prepared · 4:59Hear it 4:59, Charlie Scharf

Our segmented approach to serving affluent customers is also producing strong results. Premier client assets were up 10% from a year ago. We continued to…

Mike Santomassimocompany“Basel 3” · prepared · 22:51Hear it 22:47, Mike Santomassimo

…we repurchase. As a reminder, we expect the Federal Reserve to finalize Basel III capital rules, and based on the proposal, we have estimated that…

Charlie Scharfcompany“Delinquency” · prepared · 13:36Hear it 13:30, Charlie Scharf

…down from both the second quarter and a year ago, and early-stage delinquencies at historically low levels. High-income households continue to benefit from strong asset…

Mike Santomassimocompany“Severance” · prepared · 20:40Hear it 20:38, Mike Santomassimo

…63%, down two percentage points year-over-year. Personnel expense declined driven by lower severance costs, which were $296 million a year ago. Higher revenue related compensation…

Charlie Scharfcompany“Private Equity” · qa · 45:48Hear it 45:42, Charlie Scharf

…a very big quarter in our equity gains last quarter from our private equity investments. Didn't have that this quarter. We said you need to…

Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-10-13:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-10-13:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP