Wells Fargo (WFC): FY26 Q3 earnings call, Oct 13, 2026

On its Oct 13, 2026 earnings call (FY26 Q3), Wells Fargo said 12 of the 15 words Kalshi listed; Parrot’s count agreed with all 15 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

15 words · 12 settled yes · our count agreed on 15 of 15

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
AI / Artificial Intelligence Yes1417✓74%n=3+tx from settlement history blended with transcriptsHear it 7:07, AI / Artificial Intelligence–
Inflation Yes88✓61%n=3+tx from settlement history blended with transcriptsHear it 12:22, Inflation–
Credit Card Yes66✓93%transcripts from the transcript modelHear it 5:21, Credit Card–
Buyback / Buy Back Yes35✓55%transcripts from the transcript modelHear it 58:02, Buyback / Buy Back–
Premier Yes22✓80%n=1+tx from settlement history blended with transcriptsHear it 4:57, Premier–
Basel 3 Yes24✓32%n=2+tx from settlement history blended with transcriptsHear it 22:49, Basel 3–
Consecutive Yes11✓83%n=2+tx from settlement history blended with transcriptsHear it 4:38, Consecutive–
Delinquency Yes11✓72%n=3+tx from settlement history blended with transcriptsHear it 13:34, Delinquency–
Severance Yes11✓69%n=3+tx from settlement history blended with transcriptsHear it 20:38, Severance–
Private Equity Yes11✓48%n=3+tx from settlement history blended with transcriptsHear it 45:46, Private Equity–
Headwind Yes11✓32%n=2+tx from settlement history blended with transcriptsHear it 14:20, Headwind–
Iran / Middle East Yes11✓16%transcripts from the transcript modelHear it 12:24, Iran / Middle East–
Middle Market No00✓65%n=3+tx from settlement history blended with transcripts–
Tariff No00✓51%n=3+tx from settlement history blended with transcripts–
Advisor Gateway No00✓33%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

Where the listed words were said

Charlie Scharfcompany“AI / Artificial Intelligence” · prepared · 7:09Hear it 7:07, Charlie Scharf

…platform by over 30% this year. In addition, we just launched an AI-powered tool for our financial advisors that streamlines routine work and helps them…

Charlie Scharfcompany“Inflation” · prepared · 12:24Hear it 12:21, Charlie Scharf

…economic growth continues to be strong. While uncertainty persists due to sticky inflation, the conflict in the Middle East, persistent fiscal deficits, and volatile energy…

Charlie Scharfcompany“Credit Card” · prepared · 5:23Hear it 5:17, Charlie Scharf

…initial benefits in our results, including checking account openings up 9% and credit cards openings 61% from a year ago. Importantly, we remain disciplined on…

Mike Santomassimocompany“Buyback / Buy Back” · qa · 58:04Hear it 57:58, Mike Santomassimo

…the risks that are out there in the quarter, we will use buybacks as that lever after we go through that assessment. That is kind…

Charlie Scharfcompany“Premier” · prepared · 4:59Hear it 4:59, Charlie Scharf

Our segmented approach to serving affluent customers is also producing strong results. Premier client assets were up 10% from a year ago. We continued to…

Mike Santomassimocompany“Basel 3” · prepared · 22:51Hear it 22:47, Mike Santomassimo

…we repurchase. As a reminder, we expect the Federal Reserve to finalize Basel III capital rules, and based on the proposal, we have estimated that…

Charlie Scharfcompany“Delinquency” · prepared · 13:36Hear it 13:30, Charlie Scharf

…down from both the second quarter and a year ago, and early-stage delinquencies at historically low levels. High-income households continue to benefit from strong asset…

Mike Santomassimocompany“Severance” · prepared · 20:40Hear it 20:38, Mike Santomassimo

…63%, down two percentage points year-over-year. Personnel expense declined driven by lower severance costs, which were $296 million a year ago. Higher revenue related compensation…

Charlie Scharfcompany“Private Equity” · qa · 45:48Hear it 45:42, Charlie Scharf

…a very big quarter in our equity gains last quarter from our private equity investments. Didn't have that this quarter. We said you need to…

Charlie Scharfcompany“Headwind” · prepared · 14:22Hear it 14:19, Charlie Scharf

…conscious of the risks. Inflation and higher interest rates continue to be headwinds, and the longer they persist, the more pressure they could place on…

Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-10-13:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-10-13:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP