Wells Fargo (WFC): FY26 Q2 earnings call, Jul 14, 2026

On its Jul 14, 2026 earnings call (FY26 Q2), Wells Fargo said 7 of the 16 words Kalshi listed; Parrot’s count agreed with all 16 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

16 words · 7 settled yes · our count agreed on 16 of 16

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
Consecutive Yes44✓80%n=1+tx from settlement history blended with transcriptsHear it 3:02, Consecutive–
Buyback Yes35✓44%n=2+tx from settlement history blended with transcriptsHear it 55:26, Buyback–
AI / Artificial Intelligence Yes24✓76%n=2+tx from settlement history blended with transcriptsHear it 3:36, AI / Artificial Intelligence–
Delinquency Yes22✓68%n=2+tx from settlement history blended with transcriptsHear it 1:03:55, Delinquency–
Tariff Yes22✓28%n=2+tx from settlement history blended with transcriptsHear it 54:25, Tariff–
Premier Yes11✓76%transcripts from the transcript modelHear it 8:43, Premier–
Inflation Yes11✓48%n=2+tx from settlement history blended with transcriptsHear it 15:33, Inflation–
Middle Market No00✓87%n=2+tx from settlement history blended with transcripts–
Severance No00✓83%n=2+tx from settlement history blended with transcripts–
Private Equity No00✓70%n=2+tx from settlement history blended with transcripts–
Basel 3 No00✓53%n=1+tx from settlement history blended with transcripts–
Oil No00✓52%n=1+tx from settlement history blended with transcripts–
Zelle No00✓38%transcripts from the transcript model–
Headwind No00✓37%n=1+tx from settlement history blended with transcripts–
Recession No00✓14%n=2+tx from settlement history blended with transcripts–
Iran No00✓12%n=1+tx from settlement history blended with transcripts–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

1 match for “Inflation”; 1 quoted, at least 25 words apart.

Charlie Scharfcompanyprepared · 15:35Hear it 15:33, Charlie Scharf

…near all-time highs, and credit spreads are narrow. Concerns around affordability and inflation exist. The labor market and wage growth remain strong. The markets and…

Where the listed words were said

Charlie Scharfcompany“Consecutive” · prepared · 3:04Hear it 2:58, Charlie Scharf

…of our efficiency initiatives is through headcount, which has declined for 24 consecutive quarters. In the second quarter, our headcount was 197,000, down 79,000 from…

Mike Santomassimocompany“Buyback” · qa · 55:28Hear it 55:27, Mike Santomassimo

…to 10.5. Really anywhere in that range, we're comfortable with. We approach buybacks the same way we do every quarter. We look at what we…

Charlie Scharfcompany“AI / Artificial Intelligence” · prepared · 3:38Hear it 3:32, Charlie Scharf

We are also increasing our marketing investments, accelerating product development, investing in AI, and increasing our cyber defenses. Consumer and commercial credit quality remains strong…

Mike Santomassimocompany“Delinquency” · qa · 1:03:57Hear it 1:03:56, Mike Santomassimo

Yeah. On the consumer side, it really is good. The delinquency trends are better than we model most months, really every month that we've seen…

Mike Santomassimocompany“Tariff” · qa · 54:27Hear it 54:25, Mike Santomassimo

…how the rest of the year goes. I think you definitely see tariff refunds coming through impacting some commercial bank clients, in terms of their…

Charlie Scharfcompany“Premier” · prepared · 8:45Hear it 8:39, Charlie Scharf

…branch-based financial advisors, that investment is helping to drive better results, with premier client assets up 13% from a year ago. Our auto business returned…

Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-07-14:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-07-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP