Wells Fargo (WFC): FY26 Q2 earnings call, Jul 14, 2026

On its Jul 14, 2026 earnings call (FY26 Q2), Wells Fargo said 7 of the 16 words Kalshi listed; Parrot’s count agreed with all 16 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

16 words · 7 settled yes · our count agreed on 16 of 16

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
Consecutive Yes44✓80%n=1+tx from settlement history blended with transcriptsHear it 3:02, Consecutive–
Buyback Yes35✓44%n=2+tx from settlement history blended with transcriptsHear it 55:26, Buyback–
AI / Artificial Intelligence Yes24✓76%n=2+tx from settlement history blended with transcriptsHear it 3:36, AI / Artificial Intelligence–
Delinquency Yes22✓68%n=2+tx from settlement history blended with transcriptsHear it 1:03:55, Delinquency–
Tariff Yes22✓28%n=2+tx from settlement history blended with transcriptsHear it 54:25, Tariff–
Premier Yes11✓76%transcripts from the transcript modelHear it 8:43, Premier–
Inflation Yes11✓48%n=2+tx from settlement history blended with transcriptsHear it 15:33, Inflation–
Middle Market No00✓87%n=2+tx from settlement history blended with transcripts–
Severance No00✓83%n=2+tx from settlement history blended with transcripts–
Private Equity No00✓70%n=2+tx from settlement history blended with transcripts–
Basel 3 No00✓53%n=1+tx from settlement history blended with transcripts–
Oil No00✓52%n=1+tx from settlement history blended with transcripts–
Zelle No00✓38%transcripts from the transcript model–
Headwind No00✓37%n=1+tx from settlement history blended with transcripts–
Recession No00✓14%n=2+tx from settlement history blended with transcripts–
Iran No00✓12%n=1+tx from settlement history blended with transcripts–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

Where the listed words were said

Charlie Scharfcompany“Consecutive” · prepared · 3:04Hear it 2:58, Charlie Scharf

…of our efficiency initiatives is through headcount, which has declined for 24 consecutive quarters. In the second quarter, our headcount was 197,000, down 79,000 from…

Mike Santomassimocompany“Buyback” · qa · 55:28Hear it 55:27, Mike Santomassimo

…to 10.5. Really anywhere in that range, we're comfortable with. We approach buybacks the same way we do every quarter. We look at what we…

Charlie Scharfcompany“AI / Artificial Intelligence” · prepared · 3:38Hear it 3:32, Charlie Scharf

We are also increasing our marketing investments, accelerating product development, investing in AI, and increasing our cyber defenses. Consumer and commercial credit quality remains strong…

Mike Santomassimocompany“Delinquency” · qa · 1:03:57Hear it 1:03:56, Mike Santomassimo

Yeah. On the consumer side, it really is good. The delinquency trends are better than we model most months, really every month that we've seen…

Mike Santomassimocompany“Tariff” · qa · 54:27Hear it 54:25, Mike Santomassimo

…how the rest of the year goes. I think you definitely see tariff refunds coming through impacting some commercial bank clients, in terms of their…

Charlie Scharfcompany“Premier” · prepared · 8:45Hear it 8:39, Charlie Scharf

…branch-based financial advisors, that investment is helping to drive better results, with premier client assets up 13% from a year ago. Our auto business returned…

Charlie Scharfcompany“Inflation” · prepared · 15:35Hear it 15:33, Charlie Scharf

…near all-time highs, and credit spreads are narrow. Concerns around affordability and inflation exist. The labor market and wage growth remain strong. The markets and…

Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-07-14:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-07-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP