Wells Fargo (WFC): FY26 Q1 earnings call, Apr 14, 2026
On its Apr 14, 2026 earnings call (FY26 Q1), Wells Fargo said 8 of the 14 words Kalshi listed; Parrot’s count agreed with all 14 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
14 words · 8 settled yes · our count agreed on 14 of 14- Kalshi: company speakers + operator
Kalshi
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Oil | Yes | 3 | 3 | ✓ | 17%transcripts from the transcript model | Hear it 9:56, Oil | – |
| Middle Market | Yes | 2 | 2 | ✓ | 85%n=1+tx from settlement history blended with transcripts | Hear it 11:05, Middle Market | – |
| AI / Artificial Intelligence | Yes | 2 | 2 | ✓ | 68%n=1+tx from settlement history blended with transcripts | Hear it 2:38, AI / Artificial Intelligence | – |
| Severance | Yes | 1 | 1 | ✓ | 80%n=1+tx from settlement history blended with transcripts | Hear it 24:12, Severance | – |
| Consecutive | Yes | 1 | 1 | ✓ | 76%transcripts from the transcript model | Hear it 2:46, Consecutive | – |
| Delinquency | Yes | 1 | 1 | ✓ | 66%n=1+tx from settlement history blended with transcripts | Hear it 10:45, Delinquency | – |
| Private Equity | Yes | 1 | 1 | ✓ | 62%n=1+tx from settlement history blended with transcripts | Hear it 18:31, Private Equity | – |
| Basel 3 | Yes | 1 | 2 | ✓ | 33%transcripts from the transcript model | Hear it 52:19, Basel 3 | – |
| Inflation | No | 0 | 0 | ✓ | 66%n=1+tx from settlement history blended with transcripts | – | |
| Buyback | No | 0 | 0 | ✓ | 63%n=1+tx from settlement history blended with transcripts | – | |
| Headwind | No | 0 | 0 | ✓ | 54%transcripts from the transcript model | – | |
| Tariff | No | 0 | 0 | ✓ | 47%n=1+tx from settlement history blended with transcripts | – | |
| Recession | No | 0 | 0 | ✓ | 21%n=1+tx from settlement history blended with transcripts | – | |
| Iran | No | 0 | 0 | ✓ | 17%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 20, 2026 15:46 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
12 matches for “Credit Card”; 5 quoted, at least 25 words apart.
…consumer franchise. In the first quarter, we launched two new travel-focused reward credit cards available exclusively to new and existing Premier and private wealth clients.…
…6% of our total debit card spend and 4% of our total credit card spend before the rise in oil prices. They now represent 7%…
…portfolios, including lower charge-offs and improved early-stage delinquencies in our auto and credit card portfolios from a year ago, provide time for consumers to adjust…
…loans and residential mortgage warehouse lending, and Consumer Finance, which includes auto, credit card, and other consumer lending. In Real Estate Finance, the portfolio is…
…isolated incident. Consumer net loan charge-offs increased modestly from the fourth quarter to 78 basis points of average loans, reflecting seasonally higher credit card losses.
Where the listed words were said
…to reduce their spend levels on other categories to adjust for higher oil prices. While we don't know the exact timing, we would expect to…
…risks and potential mitigants, so it's hard to predict the ultimate impact. Middle market and large corporate clients are in a similar position. They've been…
…the same time, we're increasing our investments in areas like technology, including AI, as well as in advertising, while continuing to execute on our efficiency…
…expense increased $604 million compared to the fourth quarter, which included higher severance expense and an FDIC special assessment credit of approximately $200 million. Our…
…predominantly subscription facilities, also known as capital call facilities, provided to large private equity and private credit funds with established track records where we have…
…capital, and we talked about sort of how that's playing out through Basel III. I think when you add it all up, actually, there's a…
Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-04-14:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-04-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP