Wells Fargo (WFC): FY25 Q4 earnings call, Jan 14, 2026

On its Jan 14, 2026 earnings call (FY25 Q4), Wells Fargo said 7 of the 9 words Kalshi and Polymarket listed; Parrot’s count agreed with all 9 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

9 words · 7 settled yes · our count agreed on 9 of 9

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
Severance Yes77✓72%transcripts from the transcript modelHear it 12:29, Severance–
Middle Market Yes23✓80%transcripts from the transcript modelHear it 9:27, Middle Market–
Private Equity Yes22✓45%transcripts from the transcript modelHear it 14:54, Private Equity–
Inflation Yes11✓58%transcripts from the transcript modelHear it 19:15, Inflation–
AI / Artificial Intelligence Yes11✓57%transcripts from the transcript modelHear it 42:00, AI / Artificial Intelligence–
Delinquency Yes11✓43%transcripts from the transcript modelHear it 3:17, Delinquency–
Buyback Yes01✓64%transcripts from the transcript model–
Tariff No00✓63%transcripts from the transcript model–
Recession No00✓26%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

2 matches for “Private Equity”; 2 quoted, at least 25 words apart.

Michael Santomassimocompanyprepared · 14:56Hear it 14:50, Michael Santomassimo

…corporate debt finance business, which is secured lending to asset managers and private equity funds that is typically backed by middle market and broadly syndicated…

Michael Santomassimocompanyprepared · 15:20Hear it 15:14, Michael Santomassimo

…real estate finance portfolio includes both secured lending to mortgage REITs and private equity funds that originate or purchase commercial real estate mortgage loans and…

Where the listed words were said

Michael Santomassimocompany“Severance” · prepared · 12:31Hear it 12:26, Michael Santomassimo

…earnings per common share was $1.62, up 13% year-over-year, and excluding the severance expense, our diluted earnings per share was $1.76. Fourth quarter included $612…

Charles Scharfcompany“Middle Market” · prepared · 9:29Hear it 9:23, Charles Scharf

…competitive advantages including our long and deep relationships with large corporate and middle market companies, a complete product set, significant existing credit exposure, strong risk…

Michael Santomassimocompany“Inflation” · prepared · 19:17Hear it 19:11, Michael Santomassimo

…be resilient as income growth has generally kept pace with increases in inflation and debt levels. Our nonperforming asset ratio declined modestly from a year…

Charles Scharfcompany“AI / Artificial Intelligence” · qa · 42:02Hear it 41:56, Charles Scharf

…basis to get more efficient than we've ever had and especially with AI. And we're going to continue to figure out what we think the…

Charles Scharfcompany“Delinquency” · prepared · 3:19Hear it 3:14, Charles Scharf

…addition to tracking credit metrics in our loan portfolios, such as early-stage delinquencies, we also monitor consumer behavior more broadly to help us understand consumer…

Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-01-14:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-01-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP