Wells Fargo (WFC): FY25 Q4 earnings call, Jan 14, 2026
On its Jan 14, 2026 earnings call (FY25 Q4), Wells Fargo said 7 of the 9 words Kalshi and Polymarket listed; Parrot’s count agreed with all 9 settlements. Quotes below are at most 25 words each, with timed clips.
UpdatedMarkets
9 words · 7 settled yes · our count agreed on 9 of 9- Kalshi: company speakers + operator
Kalshi - Polymarket: anyone
Polymarket
backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.
| Word | Result | Our count | All speakers | Agrees | Probability | Clip | Market |
|---|---|---|---|---|---|---|---|
| Severance | Yes | 7 | 7 | ✓ | 72%transcripts from the transcript model | Hear it 12:29, Severance | – |
| Middle Market | Yes | 2 | 3 | ✓ | 80%transcripts from the transcript model | Hear it 9:27, Middle Market | – |
| Private Equity | Yes | 2 | 2 | ✓ | 45%transcripts from the transcript model | Hear it 14:54, Private Equity | – |
| Inflation | Yes | 1 | 1 | ✓ | 58%transcripts from the transcript model | Hear it 19:15, Inflation | – |
| AI / Artificial Intelligence | Yes | 1 | 1 | ✓ | 57%transcripts from the transcript model | Hear it 42:00, AI / Artificial Intelligence | – |
| Delinquency | Yes | 1 | 1 | ✓ | 43%transcripts from the transcript model | Hear it 3:17, Delinquency | – |
| Buyback | Yes | 0 | 1 | ✓ | 64%transcripts from the transcript model | – | |
| Tariff | No | 0 | 0 | ✓ | 63%transcripts from the transcript model | – | |
| Recession | No | 0 | 0 | ✓ | 26%transcripts from the transcript model | – |
Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.
Transcript
quotes of at most 25 wordsSpeaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.
11 matches for “Credit Card”; 5 quoted, at least 25 words apart.
…drivers, beginning with our consumer business. We have been investing in our credit card business since I joined Wells Fargo and our focus has been…
…Consumer Finance, the smallest category lends to clients engaged in auto lending, credit card issuers and other types of consumer lending. Finally, the real estate…
…with growth in auto, securities-based lending and wealth and investment management and credit cards. While residential mortgage loans continued to decline driven by our strategy…
…quarter to 75 basis points of average loans with higher losses in credit card and auto. Since there is seasonality in these portfolios, I would…
…year ago due to lower net interest income from lower loan balances. Credit card revenue grew 7% from a year ago from higher loan balances…
Where the listed words were said
…earnings per common share was $1.62, up 13% year-over-year, and excluding the severance expense, our diluted earnings per share was $1.76. Fourth quarter included $612…
…competitive advantages including our long and deep relationships with large corporate and middle market companies, a complete product set, significant existing credit exposure, strong risk…
…be resilient as income growth has generally kept pace with increases in inflation and debt levels. Our nonperforming asset ratio declined modestly from a year…
…basis to get more efficient than we've ever had and especially with AI. And we're going to continue to figure out what we think the…
…addition to tracking credit metrics in our loan portfolios, such as early-stage delinquencies, we also monitor consumer behavior more broadly to help us understand consumer…
Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-01-14:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-01-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP