Wells Fargo (WFC): FY25 Q4 earnings call, Jan 14, 2026

On its Jan 14, 2026 earnings call (FY25 Q4), Wells Fargo said 7 of the 9 words Kalshi and Polymarket listed; Parrot’s count agreed with all 9 settlements. Quotes below are at most 25 words each, with timed clips.

Updated

Markets

9 words · 7 settled yes · our count agreed on 9 of 9

backtest The probabilities on settled rows are a walk-forward backtest: the model as of before each event, computed after Parrot went live; they were not published at the time.

Listed words: result, our count under the market rule, the count over every speaker, whether they agree, and the probability (a walk-forward backtest on settled rows)
WordResultOur countAll speakersAgreesProbabilityClipMarket
Severance Yes77✓72%transcripts from the transcript modelHear it 12:29, Severance–
Middle Market Yes23✓80%transcripts from the transcript modelHear it 9:27, Middle Market–
Private Equity Yes22✓45%transcripts from the transcript modelHear it 14:54, Private Equity–
Inflation Yes11✓58%transcripts from the transcript modelHear it 19:15, Inflation–
AI / Artificial Intelligence Yes11✓57%transcripts from the transcript modelHear it 42:00, AI / Artificial Intelligence–
Delinquency Yes11✓43%transcripts from the transcript modelHear it 3:17, Delinquency–
Buyback Yes01✓64%transcripts from the transcript model–
Tariff No00✓63%transcripts from the transcript model–
Recession No00✓26%transcripts from the transcript model–

Market prices are mid quotes from Kalshi and Polymarket, shown for context, may be delayed by several minutes and are not a signal. Quotes as of Oct 21, 2026 04:22 UTC.

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

Where the listed words were said

Michael Santomassimocompany“Severance” · prepared · 12:31Hear it 12:26, Michael Santomassimo

…earnings per common share was $1.62, up 13% year-over-year, and excluding the severance expense, our diluted earnings per share was $1.76. Fourth quarter included $612…

Charles Scharfcompany“Middle Market” · prepared · 9:29Hear it 9:23, Charles Scharf

…competitive advantages including our long and deep relationships with large corporate and middle market companies, a complete product set, significant existing credit exposure, strong risk…

Michael Santomassimocompany“Private Equity” · prepared · 14:56Hear it 14:50, Michael Santomassimo

…corporate debt finance business, which is secured lending to asset managers and private equity funds that is typically backed by middle market and broadly syndicated…

Michael Santomassimocompany“Inflation” · prepared · 19:17Hear it 19:11, Michael Santomassimo

…be resilient as income growth has generally kept pace with increases in inflation and debt levels. Our nonperforming asset ratio declined modestly from a year…

Charles Scharfcompany“AI / Artificial Intelligence” · qa · 42:02Hear it 41:56, Charles Scharf

…basis to get more efficient than we've ever had and especially with AI. And we're going to continue to figure out what we think the…

Charles Scharfcompany“Delinquency” · prepared · 3:19Hear it 3:14, Charles Scharf

…addition to tracking credit metrics in our loan portfolios, such as early-stage delinquencies, we also monitor consumer behavior more broadly to help us understand consumer…

Agents: this page as TSV at /api/v1/appearances/wells-fargo:2026-01-14:earnings_call · words: /api/v1/brief?appearance=wells-fargo:2026-01-14:earnings_call · columnar JSON in #parrot-data · llms.txt · MCP