Truist (TFC)
As of Oct 25, 2026, Kalshi has settled 21 word markets on Truist’s earnings calls since 2026, on 12 different words.
History Wall
1–12 of 12, most settled first| Word | Q4’24Jan '25 | Q1’25Apr '25 | Q2’25Jul '25 | Q3’25Oct '25 | Q4’25Jan '26 | Q1’26Apr '26 | Q2’26Jul '26 | Q3’26last call | Trend | Last 8 | Scripted | All-time | Probability |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| AI / Artificial Intelligence | 0 times: AI / Artificial Intelligence, Q4’24 Jan '25 | 2 times: AI / Artificial Intelligence, Q1’25 Apr '25, counts as said | 1 time: AI / Artificial Intelligence, Q2’25 Jul '25, counts as said | 9 times: AI / Artificial Intelligence, Q3’25 Oct '25, counts as said | 3 times: AI / Artificial Intelligence, Q4’25 Jan '26, counts as said | 9 times: AI / Artificial Intelligence, Q1’26 Apr '26, counts as said | 2 times: AI / Artificial Intelligence, Q2’26 Jul '26, counts as said | 1 time: AI / Artificial Intelligence, Q3’26 Oct '26, counts as said | rising | 7/888% | 6/875% | 19/7824% | 87%n=2+tx from settlement history blended with transcripts |
| M&A / Merger | 7 times: M&A / Merger, Q4’24 Jan '25, counts as said | 4 times: M&A / Merger, Q1’25 Apr '25, counts as said | 8 times: M&A / Merger, Q2’25 Jul '25, counts as said | 4 times: M&A / Merger, Q3’25 Oct '25, counts as said | 5 times: M&A / Merger, Q4’25 Jan '26, counts as said | 4 times: M&A / Merger, Q1’26 Apr '26, counts as said | 2 times: M&A / Merger, Q2’26 Jul '26, counts as said | 4 times: M&A / Merger, Q3’26 Oct '26, counts as said | falling | 8/8100% | 8/8100% | 76/7897% | 90%n=2+tx from settlement history blended with transcripts |
| Middle Market | 6 times: Middle Market, Q4’24 Jan '25, counts as said | 5 times: Middle Market, Q1’25 Apr '25, counts as said | 4 times: Middle Market, Q2’25 Jul '25, counts as said | 0 times: Middle Market, Q3’25 Oct '25 | 6 times: Middle Market, Q4’25 Jan '26, counts as said | 8 times: Middle Market, Q1’26 Apr '26, counts as said | 3 times: Middle Market, Q2’26 Jul '26, counts as said | 3 times: Middle Market, Q3’26 Oct '26, counts as said | steady | 7/888% | 6/875% | 35/7845% | 89%n=2+tx from settlement history blended with transcripts |
| Real Estate | 0 times: Real Estate, Q4’24 Jan '25 | 0 times: Real Estate, Q1’25 Apr '25 | 0 times: Real Estate, Q2’25 Jul '25 | 0 times: Real Estate, Q3’25 Oct '25 | 0 times: Real Estate, Q4’25 Jan '26 | 1 time: Real Estate, Q1’26 Apr '26, counts as said | 2 times: Real Estate, Q2’26 Jul '26, counts as said | 1 time: Real Estate, Q3’26 Oct '26, counts as said | rising | 3/838% | 2/825% | 58/7874% | 63%n=2+tx from settlement history blended with transcripts |
| Credit Card | 0 times: Credit Card, Q4’24 Jan '25 | 0 times: Credit Card, Q1’25 Apr '25 | 0 times: Credit Card, Q2’25 Jul '25 | 0 times: Credit Card, Q3’25 Oct '25 | 1 time: Credit Card, Q4’25 Jan '26, counts as said | 0 times: Credit Card, Q1’26 Apr '26 | 0 times: Credit Card, Q2’26 Jul '26 | 4 times: Credit Card, Q3’26 Oct '26, counts as said | rising | 2/825% | 2/825% | 22/7828% | 56%n=2+tx from settlement history blended with transcripts |
| Headcount | 0 times: Headcount, Q4’24 Jan '25 | 0 times: Headcount, Q1’25 Apr '25 | 0 times: Headcount, Q2’25 Jul '25 | 0 times: Headcount, Q3’25 Oct '25 | 2 times: Headcount, Q4’25 Jan '26, counts as said | 0 times: Headcount, Q1’26 Apr '26 | 0 times: Headcount, Q2’26 Jul '26 | 0 times: Headcount, Q3’26 Oct '26 | steady | 1/812% | 0/80% | 6/788% | 22%n=2+tx from settlement history blended with transcripts |
| Inflation | 1 time: Inflation, Q4’24 Jan '25, counts as said | 0 times: Inflation, Q1’25 Apr '25 | 0 times: Inflation, Q2’25 Jul '25 | 0 times: Inflation, Q3’25 Oct '25 | 0 times: Inflation, Q4’25 Jan '26 | 0 times: Inflation, Q1’26 Apr '26 | 0 times: Inflation, Q2’26 Jul '26 | 0 times: Inflation, Q3’26 Oct '26 | falling | 1/812% | 0/80% | 18/7823% | 13%n=2+tx from settlement history blended with transcripts |
| Recession | 0 times: Recession, Q4’24 Jan '25 | 0 times: Recession, Q1’25 Apr '25 | 0 times: Recession, Q2’25 Jul '25 | 0 times: Recession, Q3’25 Oct '25 | 0 times: Recession, Q4’25 Jan '26 | 0 times: Recession, Q1’26 Apr '26 | 0 times: Recession, Q2’26 Jul '26 | 0 times: Recession, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 30/7838% | 10%n=2+tx from settlement history blended with transcripts |
| Tailwind | 0 times: Tailwind, Q4’24 Jan '25 | 0 times: Tailwind, Q1’25 Apr '25 | 0 times: Tailwind, Q2’25 Jul '25 | 2 times: Tailwind, Q3’25 Oct '25, counts as said | 1 time: Tailwind, Q4’25 Jan '26, counts as said | 0 times: Tailwind, Q1’26 Apr '26 | 0 times: Tailwind, Q2’26 Jul '26 | 0 times: Tailwind, Q3’26 Oct '26 | steady | 2/825% | 0/80% | 15/7819% | 20%n=2+tx from settlement history blended with transcripts |
| Buyback / Buy Back3+ times | 3 times: Buyback / Buy Back (3+ times), Q4’24 Jan '25, counts as said | 5 times: Buyback / Buy Back (3+ times), Q1’25 Apr '25, counts as said | 1 time: Buyback / Buy Back (3+ times), Q2’25 Jul '25, below the threshold | 4 times: Buyback / Buy Back (3+ times), Q3’25 Oct '25, counts as said | 2 times: Buyback / Buy Back (3+ times), Q4’25 Jan '26, below the threshold | 4 times: Buyback / Buy Back (3+ times), Q1’26 Apr '26, counts as said | 3 times: Buyback / Buy Back (3+ times), Q2’26 Jul '26, counts as said | 1 time: Buyback / Buy Back (3+ times), Q3’26 Oct '26, below the threshold | falling | 5/862% | 0/80% | 15/7819% | 33%n=1+tx from settlement history blended with transcripts |
| Oil | 0 times: Oil, Q4’24 Jan '25 | 0 times: Oil, Q1’25 Apr '25 | 0 times: Oil, Q2’25 Jul '25 | 0 times: Oil, Q3’25 Oct '25 | 0 times: Oil, Q4’25 Jan '26 | 0 times: Oil, Q1’26 Apr '26 | 0 times: Oil, Q2’26 Jul '26 | 0 times: Oil, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 10/7813% | 12%n=1+tx from settlement history blended with transcripts |
| Oriolesnever said | 0 times: Orioles, Q4’24 Jan '25 | 0 times: Orioles, Q1’25 Apr '25 | 0 times: Orioles, Q2’25 Jul '25 | 0 times: Orioles, Q3’25 Oct '25 | 0 times: Orioles, Q4’25 Jan '26 | 0 times: Orioles, Q1’26 Apr '26 | 0 times: Orioles, Q2’26 Jul '26 | 0 times: Orioles, Q3’26 Oct '26 | steady | 0/80% | 0/80% | 0/780% | 12%n=1+tx from settlement history blended with transcripts |
- times said on that call
- counted as said (ring)
- no call
- probability next time, with n
- Select a word or a cell for its quotes
What the columns mean
- Last N
- of the appearances shown, how many counted as said
- Trend
- how the count moved over these calls
- Scripted
- calls of the last 8 where it was said in the prepared remarks
- All-time
- every call on file
- Probability
- the calibrated probability for the next listing; n is the settled observations behind it when it was computed, '+tx' adds the transcripts, 'new' means too little history
Appearances and settled record
latest 12Our transcript counts matched how 21 of 21 settled words resolved (100.0%). How we check.
| Date | Appearance | Text | Words | Settled | Our count agreed |
|---|---|---|---|---|---|
| Oct 16, 2026 | Earnings call FY26 Q3 | Speaker-labelled transcript | 10 | 5 yes · 5 no | 10/10 (100%) |
| Jul 17, 2026 | Earnings call FY26 Q2 | Speaker-labelled transcript | 0 | – | – |
| Apr 17, 2026 | Earnings call FY26 Q1 | Speaker-labelled transcript | 11 | 4 yes · 7 no | 11/11 (100%) |
| Jan 21, 2026 | Earnings call FY25 Q4 | Speaker-labelled transcript | 0 | – | – |
| Oct 17, 2025 | Earnings call FY25 Q3 | Speaker-labelled transcript | 0 | – | – |
| Jul 18, 2025 | Earnings call FY25 Q2 | Speaker-labelled transcript | 0 | – | – |
| Apr 17, 2025 | Earnings call FY25 Q1 | Speaker-labelled transcript | 0 | – | – |
| Jan 17, 2025 | Earnings call FY24 Q4 | Speaker-labelled transcript | 0 | – | – |
| Oct 17, 2024 | Earnings call FY24 Q3 | Speaker-labelled transcript | 0 | – | – |
| Jul 22, 2024 | Earnings call FY24 Q2 | Speaker-labelled transcript | 0 | – | – |
| Apr 22, 2024 | Earnings call FY24 Q1 | Speaker-labelled transcript | 0 | – | – |
| Jan 18, 2024 | Earnings call FY23 Q4 | Speaker-labelled transcript | 0 | – | – |
Citeparrot.markets, “Truist (TFC): earnings call word history”, as of Oct 25, 2026, https://parrot.markets/earnings/TFC (CC BY 4.0)
Agents: this page as TSV at /api/v1/entity/truist · words: /api/v1/history?entity=truist · columnar JSON in #parrot-data · llms.txt · MCP