Klarna (KLAR): FY25 Q4 earnings call, Feb 20, 2026

Fri, Feb 20Earnings callSpeaker-labelled transcriptKlarna

No Kalshi or Polymarket word markets were listed for Klarna’s Feb 20, 2026 earnings call (FY25 Q4). The transcript is searchable below (quotes of at most 25 words).

Updated

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

44 matches for “Percent”; 5 quoted, at least 25 words apart.

Sebastian Siemiatkowskicompanyprepared

…key priority. In Q4, we delivered. Active consumers reached 118 million, up 28% year-over-year. Merchants grew to 966,000, up 42% year-over-year. GMV came in at…

Sebastian Siemiatkowskicompanyprepared

…We are a bank with an exceptional network that is growing at 38% revenue year-over-year. In '25, we did over $127 billion worth of volume…

Sebastian Siemiatkowskicompanyprepared

…prior quarter. And after provisions, transaction margin dollar was $372 million, up 17% year-over-year and up 28% sequentially from Q3. Now the fact that transaction…

Sebastian Siemiatkowskicompanyprepared

…growing faster than we expected, including Fair Financing, GMV currently growing at 165% annually. At the same time, to support our accelerating growth in a…

Sebastian Siemiatkowskicompanyprepared

…expands its acceptance points. Over the year, we added 285,000 merchants, up 42% year-over-year. We continued to scale our default relationship with Stripe. We began…

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