Klarna (KLAR): FY25 Q4 earnings call, Feb 20, 2026

Fri, Feb 20Earnings callSpeaker-labelled transcriptKlarna

No Kalshi or Polymarket word markets were listed for Klarna’s Feb 20, 2026 earnings call (FY25 Q4). The transcript is searchable below (quotes of at most 25 words).

Updated

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

59 matches for “Dollar”; 5 quoted, at least 25 words apart.

Sebastian Siemiatkowskicompanyprepared

…year-over-year. Merchants grew to 966,000, up 42% year-over-year. GMV came in at $38.7 billion, above the top end of our guidance and revenue grew 38%…

Sebastian Siemiatkowskicompanyprepared

…cementing our U.S. as well as our global leadership position. Transaction margin dollars before provisions grew 31% to $622 million, an acceleration of $107 million…

Sebastian Siemiatkowskicompanyprepared

…Now I want to be direct and transparent. This quarter's transaction margin dollar result did not land where we guided. We take that seriously. The…

Sebastian Siemiatkowskicompanyprepared

…profit of these loans, you can see on the left-hand side is $100 million in revenue, while your provision would be about $40 million and…

Sebastian Siemiatkowskicompanyprepared

…the expected provisioning upfront. This results in a first quarter transaction margin dollar drag of $25 million, as you can see on the red there.…

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