Klarna (KLAR): FY25 Q4 earnings call, Feb 20, 2026

Fri, Feb 20Earnings callSpeaker-labelled transcriptKlarna

No Kalshi or Polymarket word markets were listed for Klarna’s Feb 20, 2026 earnings call (FY25 Q4). The transcript is searchable below (quotes of at most 25 words).

Updated

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

15 matches for “Bank”; 5 quoted, at least 25 words apart.

Sebastian Siemiatkowskicompanyprepared

…beating guidance. Now let's put these numbers in perspective. We are a bank with an exceptional network that is growing at 38% revenue year-over-year. In…

Sebastian Siemiatkowskicompanyprepared

…million, resulting in a net profit of $35 million. Now like all banks, we recognize these loan cohorts over a period of time. In the…

Sebastian Siemiatkowskicompanyprepared

…customers. And credit balances remain modest. Compare that to any credit card bank that would usually be at about $6,500 or 10x as much. And…

Sebastian Siemiatkowskicompanyprepared

…a headcount that is a fraction of the size of a traditional bank. Klarna's success is built on talent density and relentless focus on efficiency,…

Sebastian Siemiatkowskicompanyprepared

…faster than our operating costs as we focus on building the consumer bank of the future. As we provide 2026 guidance for the first time,…

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