Klarna (KLAR): FY25 Q3 earnings call, Nov 19, 2025

Wed, Nov 19Earnings callSpeaker-labelled transcriptKlarna

No Kalshi or Polymarket word markets were listed for Klarna’s Nov 19, 2025 earnings call (FY25 Q3). The transcript is searchable below (quotes of at most 25 words).

Updated

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

59 matches for “Percent”; 5 quoted, at least 25 words apart.

Daniel Schreibercompanyprepared

…marking our eighth consecutive quarter of accelerating growth. Our revenue was up 42% year-on-year, while our in-force premium enjoyed 30% growth, growth rates we were…

Daniel Schreibercompanyprepared

…line and improving profitability, though it is worth spotlighting car, which saw 40% growth with more than half of that coming from existing Lemonade customers…

Daniel Schreibercompanyprepared

…Staying with loss ratios, our company-wide gross loss ratio in Q3 was 62% and our trailing 12-month loss ratio was 67%, both our lowest ever.…

Daniel Schreibercompanyprepared

…past 2 years, during that time, our gross profit has surged by 261%. The full significance of this comes into sharp relief when paired with…

Shai Winingercompanyprepared

…have a good LAE ratio. For reference, large carriers typically report around 9% LAE. I'm happy to report that our investment in automation has been…

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