Klarna (KLAR): FY25 Q3 earnings call, Nov 19, 2025

Wed, Nov 19Earnings callSpeaker-labelled transcriptKlarna

No Kalshi or Polymarket word markets were listed for Klarna’s Nov 19, 2025 earnings call (FY25 Q3). The transcript is searchable below (quotes of at most 25 words).

Updated

Transcript

quotes of at most 25 words

Speaker-labelled transcript · Source and credits · Used to count words; quotes of at most 25 words.

3 matches for “Investment”; 3 quoted, at least 25 words apart.

Shai Winingercompanyprepared

…carriers typically report around 9% LAE. I'm happy to report that our investment in automation has been paying off. And despite our relatively small size…

Timothy Bixbycompanyprepared

…we ended the quarter with just under $1.1 billion in cash and investments, of which $278 million is held as regulatory surplus. Annual dollar retention,…

Timothy Bixbycompanyprepared

…continue to diversify our customer mix. With over $1 billion of cash investments, efficient capital surplus management and positive adjusted free cash flow, we're well…

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