Will PayPal say “Merchant” 5+ times?

PayPal said “Merchant” 28 times on its Jul 28, 2026 call (FY26 Q2), and 5+ times on each of its last 8 calls: 44, 33, 35, 39, 29, 58, 27, 28 times. As of Oct 24, 2026, PayPal said “Merchant” 5+ times on the only call with a settled Polymarket mention market so far, on Jul 28, 2026. Parrot’s p for the next listing is 92% (n=1, from settlement history blended with transcripts), not a forecast.

92%from settlement history blended with transcripts · n=1counts: anyone
Last 10
1/1Last 10 settled, oldest to newest: yes
Streak
said last time
Counts
anyone
Updated

Where it was said

quotes of at most 25 words; select an appearance

PayPal

Merchant 5+ times

Probability
92% · n=1
Settled
1/1 (100%)
Last calls
said in 8 of 8

Next listing counts: anyone

FY26 Q2 earnings call, Jul 28, 2026 · said 28 times (counts)

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Counts: anyone

28 counted (17 in prepared remarks, 11 in Q&A).

Enrique Lorescompanyprepared · 4:58Hear it 4:52, Enrique Lores In transcript

…to better serve our highest value consumers while creating more value for merchants. At the same time, we have simplified our operating model around three…

Enrique Lorescompanyprepared · 7:23Hear it 7:17, Enrique Lores In transcript

…at the center of our strategy will strengthen our network, improve our merchant value proposition, and drive long-term growth. Over the past quarter, we have…

Every match in the transcript

FY26 Q1 earnings call, May 5, 2026 · said 27 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

24 counted (11 in prepared remarks, 13 in Q&A); 3 by speakers the rule does not count.

Enrique LorescompanypreparedIn transcript

…driving durable growth. This is where PayPal needs to focus. Third, one of our core strengths is our two-sided network, serving both consumers and merchants.

Enrique LorescompanypreparedIn transcript

…key priority. Doing that, we increase the value of our platform for merchants and create a stronger foundation for sustainable growth. Fourth, due to years…

Every match in the transcript

FY25 Q4 earnings call, Feb 3, 2026 · said 58 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

54 counted (33 in prepared remarks, 21 in Q&A); 4 by speakers the rule does not count.

Jamie MillercompanypreparedIn transcript

…stagnant and underinvested in for years, creating a new value proposition for merchants and consumers, but we were too optimistic about how quickly we could…

Every match in the transcript

FY25 Q3 earnings call, Oct 28, 2025 · said 29 times (counts)

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FY25 Q2 earnings call, Jul 29, 2025 · said 39 times (counts)

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FY25 Q1 earnings call, Apr 29, 2025 · said 35 times (counts)

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FY24 Q4 earnings call, Feb 4, 2025 · said 33 times (counts)

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FY24 Q3 earnings call, Oct 29, 2024 · said 44 times (counts)

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Every settled listing

newest first · 1 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Jul 28, 2026Merchant 5+ timesPolymarketYes28

Questions

How many times did PayPal say “Merchant” on its last earnings call?
PayPal said “Merchant” 28 times on its Jul 28, 2026 call (FY26 Q2), and 5+ times on each of its last 8 calls: 44, 33, 35, 39, 29, 58, 27, 28 times.
How often does PayPal say “Merchant 5+ times”?
As of Oct 24, 2026, PayPal said “Merchant” 5+ times on the only call with a settled Polymarket mention market so far, on Jul 28, 2026.
What is the probability PayPal says “Merchant 5+ times” next time?
92%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: anyone.

Cite parrot.markets, “PayPal: ‘Merchant 5+ times’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/PYPL/words/merchant-5plus (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=paypal&word=merchant%20%285%2B%20times%29 · quotes: /api/v1/quotes?entity=paypal&word=… · columnar JSON in #parrot-data · llms.txt · MCP