Will PayPal say “Consumer” 10+ times?

PayPal said “Consumer” 26 times on its Jul 28, 2026 call (FY26 Q2), and 10+ times on each of its last 8 calls: 27, 21, 43, 25, 28, 43, 34, 26 times. As of Oct 24, 2026, PayPal said “Consumer” 10+ times on the only call with a settled Polymarket mention market so far, on Jul 28, 2026. Parrot’s p for the next listing is 85% (n=1, from settlement history blended with transcripts), not a forecast.

85%from settlement history blended with transcripts · n=1counts: anyone
Last 10
1/1Last 10 settled, oldest to newest: yes
Streak
said last time
Counts
anyone
Updated

Where it was said

quotes of at most 25 words; select an appearance

PayPal

Consumer 10+ times

Probability
85% · n=1
Settled
1/1 (100%)
Last calls
said in 8 of 8

Next listing counts: anyone

FY26 Q2 earnings call, Jul 28, 2026 · said 26 times (counts)

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Counts: anyone

26 counted (19 in prepared remarks, 7 in Q&A).

Enrique Lorescompanyprepared · 4:44Hear it 4:41, Enrique Lores In transcript

We are also rebuilding the consumer side of our network through investments in technology, data, and local capabilities, allowing us to better serve our highest…

Enrique Lorescompanyprepared · 7:16Hear it 7:14, Enrique Lores In transcript

We believe putting the consumer at the center of our strategy will strengthen our network, improve our merchant value proposition, and drive long-term growth. Over…

Every match in the transcript

FY26 Q1 earnings call, May 5, 2026 · said 34 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

31 counted (20 in prepared remarks, 11 in Q&A); 3 by speakers the rule does not count.

Enrique LorescompanypreparedIn transcript

…driving durable growth. This is where PayPal needs to focus. Third, one of our core strengths is our two-sided network, serving both consumers and merchants.

Enrique LorescompanypreparedIn transcript

…fundamentals. That includes becoming a technology company again, sharpening our focus on consumers, aligning the company around three strong businesses, and simplifying how we work…

Every match in the transcript

FY25 Q4 earnings call, Feb 3, 2026 · said 43 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

40 counted (25 in prepared remarks, 15 in Q&A); 3 by speakers the rule does not count.

Jamie MillercompanypreparedIn transcript

…underinvested in for years, creating a new value proposition for merchants and consumers, but we were too optimistic about how quickly we could drive change…

Every match in the transcript

FY25 Q3 earnings call, Oct 28, 2025 · said 28 times (counts)

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FY25 Q2 earnings call, Jul 29, 2025 · said 25 times (counts)

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FY25 Q1 earnings call, Apr 29, 2025 · said 43 times (counts)

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FY24 Q4 earnings call, Feb 4, 2025 · said 21 times (counts)

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FY24 Q3 earnings call, Oct 29, 2024 · said 27 times (counts)

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Every settled listing

newest first · 1 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
Jul 28, 2026Consumer 10+ timesPolymarketYes26

Questions

How many times did PayPal say “Consumer” on its last earnings call?
PayPal said “Consumer” 26 times on its Jul 28, 2026 call (FY26 Q2), and 10+ times on each of its last 8 calls: 27, 21, 43, 25, 28, 43, 34, 26 times.
How often does PayPal say “Consumer 10+ times”?
As of Oct 24, 2026, PayPal said “Consumer” 10+ times on the only call with a settled Polymarket mention market so far, on Jul 28, 2026.
What is the probability PayPal says “Consumer 10+ times” next time?
85%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: anyone.

Cite parrot.markets, “PayPal: ‘Consumer 10+ times’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/PYPL/words/consumer-10plus (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=paypal&word=consumer%20%2810%2B%20times%29 · quotes: /api/v1/quotes?entity=paypal&word=… · columnar JSON in #parrot-data · llms.txt · MCP