Will PayPal say “College”?

PayPal did not say “College” on its Jul 28, 2026 call (FY26 Q2); it said it on 2 of its last 8 calls: 0, 0, 0, 6, 3, 0, 0, 0 times. As of Oct 24, 2026, PayPal said “College” on 1 of 3 calls with a settled Kalshi or Polymarket mention market since Oct 28, 2025 (33%), most recently on Oct 28, 2025. Parrot’s p for the next listing is 31% (n=3, from settlement history blended with transcripts), not a forecast.

31%from settlement history blended with transcripts · n=3counts: company speakers + operator
Last 10
1/3Last 10 settled, oldest to newest: yes no no
Streak
not said the last 2 times
Counts
company speakers + operator
Updated

Where it was said

quotes of at most 25 words; select an appearance

PayPal

College

Probability
31% · n=3
Settled
1/3 (33%)
Last calls
said in 2 of 8

Next listing counts: company speakers + operator

FY26 Q2 earnings call, Jul 28, 2026 · not said

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FY26 Q1 earnings call, May 5, 2026 · not said

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FY25 Q4 earnings call, Feb 3, 2026 · not said

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FY25 Q3 earnings call, Oct 28, 2025 · said 3 times (counts)

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Counts: company speakers + operator

3 counted (2 in prepared remarks, 1 in Q&A).

Alex ChrisscompanypreparedIn transcript

…attracted 1 million first-time users in Q3, thanks in part to our college partnerships. Monthly Venmo debit actives grew by more than 40%. This has…

Alex ChrisscompanypreparedIn transcript

…This is one of the reasons why we are investing in our college partnerships and introducing unique, personalized rewards that drive multi-product adoption and encourage…

Every match in the transcript

FY25 Q2 earnings call, Jul 29, 2025 · said 6 times (counts)

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Counts: company speakers + operator (not listed here; the usual rule)

6 counted (6 in prepared remarks, 0 in Q&A).

Alex ChrisscompanypreparedIn transcript

…in commerce with Venmo. Our recently announced Big 12 and Big Ten college distribution deals will fuel this further. Not only will college athletes be…

Alex ChrisscompanypreparedIn transcript

…already use every day. These deals leverage our strong reach with the college age demographic to put Venmo everywhere across college campuses. Pay with Venmo…

Every match in the transcript

FY25 Q1 earnings call, Apr 29, 2025 · not said

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FY24 Q4 earnings call, Feb 4, 2025 · not said

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FY24 Q3 earnings call, Oct 29, 2024 · not said

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Every settled listing

newest first · 4 shown
Every settled listing of this word, newest first
DateListed asVenueResultOur count
May 5, 2026CollegeKalshiNo0
Feb 3, 2026CollegePolymarketNo0
Feb 3, 2026CollegeKalshiNo0
Oct 28, 2025CollegeKalshiYes3

Questions

How many times did PayPal say “College” on its last earnings call?
PayPal did not say “College” on its Jul 28, 2026 call (FY26 Q2); it said it on 2 of its last 8 calls: 0, 0, 0, 6, 3, 0, 0, 0 times.
How often does PayPal say “College”?
As of Oct 24, 2026, PayPal said “College” on 1 of 3 calls with a settled Kalshi or Polymarket mention market since Oct 28, 2025 (33%), most recently on Oct 28, 2025.
What is the probability PayPal says “College” next time?
31%, from settlement history blended with transcripts (n=3). It is a base rate from history, not a forecast and not advice.
Who has to say it for the market to count?
Under the next market's rule: company speakers + operator.

Cite parrot.markets, “PayPal: ‘College’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/PYPL/words/college (CC BY 4.0)

Agents: this page as TSV at /api/v1/word?entity=paypal&word=college · quotes: /api/v1/quotes?entity=paypal&word=… · columnar JSON in #parrot-data · llms.txt · MCP