Will PayPal say “Charge Off / Charge-Off”?
PayPal did not say “Charge Off / Charge-Off” on its Jul 28, 2026 call (FY26 Q2); it said it on 2 of its last 8 calls: 0, 0, 2, 1, 0, 0, 0, 0 times. As of Oct 24, 2026, PayPal did not say “Charge Off / Charge-Off” on the only call with a settled Kalshi mention market so far, on Oct 28, 2025. Parrot’s p for the next listing is 16% (n=1, from settlement history blended with transcripts), not a forecast.
- Last 10
- 0/1Last 10 settled, oldest to newest: no
- Streak
- not said last time
- Counts
- company speakers + operator
Where it was said
quotes of at most 25 words; select an appearance
PayPal
Charge Off / Charge-Off
- Probability
- 16% · n=1
- Settled
- 0/1 (0%)
- Last calls
- said in 2 of 8
Next listing counts: company speakers + operator
Counts: company speakers + operator (not listed here; the usual rule)
1 counted (1 in prepared remarks, 0 in Q&A).
…later and international consumer revolve portfolios, where we have seen improvement in charge-offs and low stable delinquency rates. We are focused on targeting a balance…
Counts: company speakers + operator (not listed here; the usual rule)
2 counted (0 in prepared remarks, 2 in Q&A).
…question around consumer health or merchant health, we monitor that very closely. Charge-off rates are stable and, in some cases, improving, and in particular with…
…we monitor that, honestly, pretty consistent with what I’d say about consumer charge-offs, also improving. Obviously we’re monitoring the whole thing very, very carefully, but…
Every settled listing
newest first · 1 shown| Date | Listed as | Venue | Result | Our count |
|---|---|---|---|---|
| Oct 28, 2025 | Charge Off / Charge-Off |  Kalshi | No | 0 |
Questions
- How many times did PayPal say “Charge Off / Charge-Off” on its last earnings call?
- PayPal did not say “Charge Off / Charge-Off” on its Jul 28, 2026 call (FY26 Q2); it said it on 2 of its last 8 calls: 0, 0, 2, 1, 0, 0, 0, 0 times.
- How often does PayPal say “Charge Off / Charge-Off”?
- As of Oct 24, 2026, PayPal did not say “Charge Off / Charge-Off” on the only call with a settled Kalshi mention market so far, on Oct 28, 2025.
- What is the probability PayPal says “Charge Off / Charge-Off” next time?
- 16%, from settlement history blended with transcripts (n=1). It is a base rate from history, not a forecast and not advice.
- Who has to say it for the market to count?
- Under the next market's rule: company speakers + operator.
Cite parrot.markets, “PayPal: ‘Charge Off / Charge-Off’ mention history”, as of Oct 24, 2026, https://parrot.markets/earnings/PYPL/words/charge-off (CC BY 4.0)
Agents: this page as TSV at /api/v1/word?entity=paypal&word=charge%20off · quotes: /api/v1/quotes?entity=paypal&word=… · columnar JSON in #parrot-data · llms.txt · MCP